Ready Capital Corp Net Income

RC Stock  USD 2.21  0.08  3.76%   
As of the 1st of February, Ready Capital holds the Risk Adjusted Performance of (0.09), coefficient of variation of (710.74), and Variance of 10.65. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Ready Capital, as well as the relationship between them.

Ready Capital Total Revenue

29.88 Million

Ready Capital's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Ready Capital's valuation are provided below:
Gross Profit
-156.6 M
Market Capitalization
351.3 M
Enterprise Value Revenue
196.2853
Revenue
-107.2 M
Earnings Share
(1.70)
We have found one hundred twenty available trending fundamental ratios for Ready Capital Corp, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Ready Capital's recent performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of February 1, 2026, Market Cap is expected to decline to about 582.2 M. In addition to that, Enterprise Value is expected to decline to about 3.3 B This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Loss-481.3 M-457.2 M
Net Loss-473.8 M-450.1 M
Net Loss-407.6 M-387.2 M
Net Loss(2.96)(2.82)
Net Income Per E B T 0.76  0.68 
The current year's Net Loss is expected to grow to about (457.2 M). The current year's Net Loss is expected to grow to about (450.1 M).
  
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Analyzing Ready Capital's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Ready Capital's current valuation and future prospects.

Latest Ready Capital's Net Income Growth Pattern

Below is the plot of the Net Income of Ready Capital Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Ready Capital Corp financial statement analysis. It represents the amount of money remaining after all of Ready Capital Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Ready Capital's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Ready Capital's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported (418.49 M)10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Ready Net Income Regression Statistics

Arithmetic Mean(21,179,906)
Geometric Mean57,378,924
Coefficient Of Variation(1,091)
Mean Deviation158,752,455
Median26,741,970
Standard Deviation231,158,762
Sample Variance53434.4T
Range840.6M
R-Value(0.40)
Mean Square Error47764.4T
R-Squared0.16
Significance0.11
Slope(18,423,425)
Total Sum of Squares854950T

Ready Net Income History

2026-476.1 M
2025-501.1 M
2024-435.8 M
2023339.5 M
2022194.3 M
2021157.7 M
202044.9 M

Other Fundumenentals of Ready Capital Corp

Ready Capital Net Income component correlations

Ready Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Ready Capital is extremely important. It helps to project a fair market value of Ready Stock properly, considering its historical fundamentals such as Net Income. Since Ready Capital's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Ready Capital's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Ready Capital's interrelated accounts and indicators.
Will Mortgage Real Estate Investment Trusts (REITs) sector continue expanding? Could Ready diversify its offerings? Factors like these will boost the valuation of Ready Capital. Anticipated expansion of Ready directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Ready Capital data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
3.053
Dividend Share
0.625
Earnings Share
(1.70)
Revenue Per Share
(0.65)
Quarterly Revenue Growth
0.01
Understanding Ready Capital Corp requires distinguishing between market price and book value, where the latter reflects Ready's accounting equity. The concept of intrinsic value—what Ready Capital's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Ready Capital's price substantially above or below its fundamental value.
It's important to distinguish between Ready Capital's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Ready Capital should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Ready Capital's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.

Ready Capital 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Ready Capital's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Ready Capital.
0.00
11/03/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/01/2026
0.00
If you would invest  0.00  in Ready Capital on November 3, 2025 and sell it all today you would earn a total of 0.00 from holding Ready Capital Corp or generate 0.0% return on investment in Ready Capital over 90 days. Ready Capital is related to or competes with Invesco Mortgage, Claros Mortgage, Peakstone Realty, Nexpoint Real, KKR Real, Net Lease, and Postal Realty. Ready Capital Corporation operates as a real estate finance company in the United States More

Ready Capital Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Ready Capital's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Ready Capital Corp upside and downside potential and time the market with a certain degree of confidence.

Ready Capital Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Ready Capital's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Ready Capital's standard deviation. In reality, there are many statistical measures that can use Ready Capital historical prices to predict the future Ready Capital's volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Ready Capital's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
0.112.165.51
Details
Intrinsic
Valuation
LowRealHigh
0.112.255.60
Details
Naive
Forecast
LowNextHigh
0.042.055.41
Details
8 Analysts
Consensus
LowTargetHigh
2.142.352.61
Details

Ready Capital February 1, 2026 Technical Indicators

Ready Capital Corp Backtested Returns

Ready Capital Corp maintains Sharpe Ratio (i.e., Efficiency) of -0.11, which implies the firm had a -0.11 % return per unit of risk over the last 3 months. Ready Capital Corp exposes twenty-four different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check Ready Capital's Variance of 10.65, coefficient of variation of (710.74), and Risk Adjusted Performance of (0.09) to confirm the risk estimate we provide. The company holds a Beta of 0.42, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Ready Capital's returns are expected to increase less than the market. However, during the bear market, the loss of holding Ready Capital is expected to be smaller as well. At this point, Ready Capital Corp has a negative expected return of -0.38%. Please make sure to check Ready Capital's potential upside, and the relationship between the total risk alpha and daily balance of power , to decide if Ready Capital Corp performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  0.37  

Below average predictability

Ready Capital Corp has below average predictability. Overlapping area represents the amount of predictability between Ready Capital time series from 3rd of November 2025 to 18th of December 2025 and 18th of December 2025 to 1st of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Ready Capital Corp price movement. The serial correlation of 0.37 indicates that just about 37.0% of current Ready Capital price fluctuation can be explain by its past prices.
Correlation Coefficient0.37
Spearman Rank Test-0.23
Residual Average0.0
Price Variance0.01
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Ready Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(15.86 Million)

At present, Ready Capital's Accumulated Other Comprehensive Income is projected to decrease significantly based on the last few years of reporting.
Based on the recorded statements, Ready Capital Corp reported net income of (418.49 Million). This is 268.01% lower than that of the Mortgage Real Estate Investment Trusts (REITs) sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 173.29% higher than that of the company.

Ready Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Ready Capital's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Ready Capital could also be used in its relative valuation, which is a method of valuing Ready Capital by comparing valuation metrics of similar companies.
Ready Capital is currently under evaluation in net income category among its peers.

Ready Capital Current Valuation Drivers

We derive many important indicators used in calculating different scores of Ready Capital from analyzing Ready Capital's financial statements. These drivers represent accounts that assess Ready Capital's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Ready Capital's important valuation drivers and their relationship over time.
202120222023202420252026 (projected)
Market Cap1.1B1.2B1.5B1.2B1.0B582.2M
Enterprise Value8.8B10.4B8.6B7.0B6.3B3.3B

Ready Capital ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Ready Capital's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Ready Capital's managers, analysts, and investors.
Environmental
Governance
Social

Ready Capital Institutional Holders

Institutional Holdings refers to the ownership stake in Ready Capital that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Ready Capital's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Ready Capital's value.
Shares
Clear Harbor Asset Management, Llc2025-06-30
1.7 M
Northern Trust Corp2025-06-30
1.7 M
Private Management Group Inc2025-06-30
1.6 M
Marshall Wace Asset Management Ltd2025-06-30
1.5 M
Van Eck Associates Corporation2025-06-30
1.5 M
Bank Of New York Mellon Corp2025-06-30
1.3 M
Millennium Management Llc2025-06-30
1.2 M
Ubs Group Ag2025-06-30
1.2 M
Quadrant Private Wealth Management, Llc2025-06-30
1.2 M
Blackrock Inc2025-06-30
27.1 M
Vanguard Group Inc2025-06-30
11.5 M

Ready Fundamentals

About Ready Capital Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Ready Capital Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Ready Capital using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Ready Capital Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Will Mortgage Real Estate Investment Trusts (REITs) sector continue expanding? Could Ready diversify its offerings? Factors like these will boost the valuation of Ready Capital. Anticipated expansion of Ready directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Ready Capital data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
3.053
Dividend Share
0.625
Earnings Share
(1.70)
Revenue Per Share
(0.65)
Quarterly Revenue Growth
0.01
Understanding Ready Capital Corp requires distinguishing between market price and book value, where the latter reflects Ready's accounting equity. The concept of intrinsic value—what Ready Capital's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Ready Capital's price substantially above or below its fundamental value.
It's important to distinguish between Ready Capital's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Ready Capital should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Ready Capital's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.