River City Bank Stock Net Income
| RCBC Stock | USD 44.43 0.47 1.05% |
As of the 2nd of March, River City holds the Risk Adjusted Performance of 0.1308, semi deviation of 15.29, and Coefficient Of Variation of 633.56. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of River City, as well as the relationship between them.
River City's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing River City's valuation are provided below:River City Bank does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. River |
River City 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to River City's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of River City.
| 12/02/2025 |
| 03/02/2026 |
If you would invest 0.00 in River City on December 2, 2025 and sell it all today you would earn a total of 0.00 from holding River City Bank or generate 0.0% return on investment in River City over 90 days. River City is related to or competes with Thomasville Bancshares, Bank of the Philippine Is, Addiko Bank, American Business, Türkiye Sinai, Farmers Merchants, and First Farmers. River City Bank provides various banking services for business, consumer, and commercial real estate sectors in the Unit... More
River City Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure River City's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess River City Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 26.56 | |||
| Information Ratio | 0.1573 | |||
| Maximum Drawdown | 991.02 | |||
| Value At Risk | (2.31) | |||
| Potential Upside | 3.04 |
River City Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for River City's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as River City's standard deviation. In reality, there are many statistical measures that can use River City historical prices to predict the future River City's volatility.| Risk Adjusted Performance | 0.1308 | |||
| Jensen Alpha | 24.01 | |||
| Total Risk Alpha | 8.37 | |||
| Sortino Ratio | 0.9288 | |||
| Treynor Ratio | 2.66 |
River City March 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1308 | |||
| Market Risk Adjusted Performance | 2.67 | |||
| Mean Deviation | 53.11 | |||
| Semi Deviation | 15.29 | |||
| Downside Deviation | 26.56 | |||
| Coefficient Of Variation | 633.56 | |||
| Standard Deviation | 156.87 | |||
| Variance | 24607.18 | |||
| Information Ratio | 0.1573 | |||
| Jensen Alpha | 24.01 | |||
| Total Risk Alpha | 8.37 | |||
| Sortino Ratio | 0.9288 | |||
| Treynor Ratio | 2.66 | |||
| Maximum Drawdown | 991.02 | |||
| Value At Risk | (2.31) | |||
| Potential Upside | 3.04 | |||
| Downside Variance | 705.39 | |||
| Semi Variance | 233.7 | |||
| Expected Short fall | (57.51) | |||
| Skewness | 5.51 | |||
| Kurtosis | 29.72 |
River City Bank Backtested Returns
River City is out of control given 3 months investment horizon. River City Bank maintains Sharpe Ratio (i.e., Efficiency) of 0.1, which implies the firm had a 0.1 % return per unit of risk over the last 3 months. We have analyzed thirty different technical indicators, which can help you to evaluate if expected returns of 12.0% are justified by taking the suggested risk. Use River City Semi Deviation of 15.29, risk adjusted performance of 0.1308, and Coefficient Of Variation of 633.56 to evaluate company specific risk that cannot be diversified away. River City holds a performance score of 8 on a scale of zero to a hundred. The company holds a Beta of 9.31, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, River City will likely underperform. Use River City expected short fall, daily balance of power, and the relationship between the downside variance and kurtosis , to analyze future returns on River City.
Auto-correlation | -0.42 |
Modest reverse predictability
River City Bank has modest reverse predictability. Overlapping area represents the amount of predictability between River City time series from 2nd of December 2025 to 16th of January 2026 and 16th of January 2026 to 2nd of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of River City Bank price movement. The serial correlation of -0.42 indicates that just about 42.0% of current River City price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.42 | |
| Spearman Rank Test | 0.27 | |
| Residual Average | 0.0 | |
| Price Variance | 0.84 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, River City Bank reported net income of 44.48 M. This is 96.52% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 92.21% higher than that of the company.
River Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses River City's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of River City could also be used in its relative valuation, which is a method of valuing River City by comparing valuation metrics of similar companies.River City is currently under evaluation in net income category among its peers.
River Fundamentals
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0127 | |||
| Profit Margin | 0.48 % | |||
| Operating Margin | 0.69 % | |||
| Current Valuation | 470.67 M | |||
| Shares Outstanding | 1.46 M | |||
| Shares Owned By Institutions | 1.48 % | |||
| Price To Earning | 10.89 X | |||
| Price To Sales | 3.78 X | |||
| Revenue | 92.8 M | |||
| Gross Profit | 92.8 M | |||
| Net Income | 44.48 M | |||
| Cash And Equivalents | 62.67 M | |||
| Cash Per Share | 43.14 X | |||
| Total Debt | 128.94 M | |||
| Book Value Per Share | 212.26 X | |||
| Cash Flow From Operations | 53.95 M | |||
| Earnings Per Share | 30.14 X | |||
| Number Of Employees | 10 | |||
| Beta | 0.32 | |||
| Market Capitalization | 350.49 M | |||
| Z Score | 1.2 | |||
| Annual Yield | 0.01 % | |||
| Five Year Return | 0.56 % |
About River City Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze River City Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of River City using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of River City Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in River Pink Sheet
River City financial ratios help investors to determine whether River Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in River with respect to the benefits of owning River City security.