Richmond Mutual Bancorporation Stock Current Valuation
| RMBI Stock | USD 13.90 0.32 2.36% |
Valuation analysis of Richmond Mutual Banc helps investors to measure Richmond Mutual's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The current Enterprise Value Over EBITDA is estimated to decrease to 18.10. The current Enterprise Value Multiple is estimated to decrease to 18.10. Fundamental drivers impacting Richmond Mutual's valuation include:
Price Book 0.9801 | Enterprise Value 371.8 M | Price Sales 3.3242 | Trailing PE 15.977 | Enterprise Value Revenue 9.1192 |
Fairly Valued
Today
Please note that Richmond Mutual's price fluctuation is very steady at this time. Calculation of the real value of Richmond Mutual Banc is based on 3 months time horizon. Increasing Richmond Mutual's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Richmond Mutual is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Richmond Stock. However, Richmond Mutual's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.9 | Real 13.5 | Hype 13.9 | Naive 14.03 |
The intrinsic value of Richmond Mutual's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Richmond Mutual's stock price.
Estimating the potential upside or downside of Richmond Mutual Bancorporation helps investors to forecast how Richmond stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Richmond Mutual more accurately as focusing exclusively on Richmond Mutual's fundamentals will not take into account other important factors: Richmond Mutual Bancorporation Company Current Valuation Analysis
Richmond Mutual's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Richmond Mutual Current Valuation | 371.82 M |
Most of Richmond Mutual's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Richmond Mutual Bancorporation is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Richmond Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Richmond Mutual is extremely important. It helps to project a fair market value of Richmond Stock properly, considering its historical fundamentals such as Current Valuation. Since Richmond Mutual's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Richmond Mutual's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Richmond Mutual's interrelated accounts and indicators.
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Richmond Current Valuation Historical Pattern
Today, most investors in Richmond Mutual Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Richmond Mutual's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Richmond Mutual current valuation as a starting point in their analysis.
Richmond Mutual Current Valuation |
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Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Richmond Mutual Bancorporation has a Current Valuation of 371.82 M. This is 98.87% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 97.76% higher than that of the company.
Richmond Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Richmond Mutual's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Richmond Mutual could also be used in its relative valuation, which is a method of valuing Richmond Mutual by comparing valuation metrics of similar companies.Richmond Mutual is currently under evaluation in current valuation category among its peers.
Richmond Mutual Current Valuation Drivers
We derive many important indicators used in calculating different scores of Richmond Mutual from analyzing Richmond Mutual's financial statements. These drivers represent accounts that assess Richmond Mutual's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Richmond Mutual's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 198.9M | 167.5M | 182.3M | 140.1M | 119.7M | 181.7M | |
| Enterprise Value | 312.3M | 288.8M | 339.2M | 303.7M | 378.6M | 249.0M |
Richmond Mutual ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Richmond Mutual's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Richmond Mutual's managers, analysts, and investors.Environmental | Governance | Social |
Richmond Fundamentals
| Return On Equity | 0.0684 | ||||
| Return On Asset | 0.0061 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.30 % | ||||
| Current Valuation | 371.82 M | ||||
| Shares Outstanding | 10.11 M | ||||
| Shares Owned By Insiders | 14.55 % | ||||
| Shares Owned By Institutions | 20.70 % | ||||
| Number Of Shares Shorted | 39.93 K | ||||
| Price To Earning | 11.43 X | ||||
| Price To Book | 0.98 X | ||||
| Price To Sales | 3.32 X | ||||
| Revenue | 41.74 M | ||||
| Gross Profit | 45.91 M | ||||
| EBITDA | 12.19 M | ||||
| Net Income | 9.49 M | ||||
| Cash And Equivalents | 19.35 M | ||||
| Cash Per Share | 1.64 X | ||||
| Total Debt | 271 M | ||||
| Book Value Per Share | 13.93 X | ||||
| Cash Flow From Operations | 11.79 M | ||||
| Short Ratio | 5.27 X | ||||
| Earnings Per Share | 0.87 X | ||||
| Number Of Employees | 171 | ||||
| Beta | 0.62 | ||||
| Market Capitalization | 140.47 M | ||||
| Total Asset | 1.46 B | ||||
| Retained Earnings | 87.9 M | ||||
| Annual Yield | 0.04 % | ||||
| Net Asset | 1.46 B | ||||
| Last Dividend Paid | 0.56 |
About Richmond Mutual Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Richmond Mutual Bancorporation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Richmond Mutual using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Richmond Mutual Bancorporation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Richmond Mutual Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Richmond Mutual's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Richmond Mutual Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Richmond Mutual Bancorporation Stock:Check out Richmond Mutual Piotroski F Score and Richmond Mutual Altman Z Score analysis. You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Richmond Mutual. If investors know Richmond will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Richmond Mutual listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.276 | Dividend Share 0.56 | Earnings Share 0.87 | Revenue Per Share 4.169 | Quarterly Revenue Growth 0.061 |
The market value of Richmond Mutual Banc is measured differently than its book value, which is the value of Richmond that is recorded on the company's balance sheet. Investors also form their own opinion of Richmond Mutual's value that differs from its market value or its book value, called intrinsic value, which is Richmond Mutual's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Richmond Mutual's market value can be influenced by many factors that don't directly affect Richmond Mutual's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Richmond Mutual's value and its price as these two are different measures arrived at by different means. Investors typically determine if Richmond Mutual is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Richmond Mutual's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.