Renasant Stock Net Income
| RNST Stock | USD 38.18 0.96 2.58% |
As of the 29th of January, Renasant holds the Semi Deviation of 1.24, coefficient of variation of 1190.06, and Risk Adjusted Performance of 0.0668. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Renasant, as well as the relationship between them.
Renasant Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.3699 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 224.8 M | 236 M | |
| Net Income Applicable To Common Shares | 191 M | 200.5 M | |
| Net Income From Continuing Ops | 224.8 M | 137.3 M | |
| Net Income Per Share | 2.96 | 3.11 | |
| Net Income Per E B T | 0.72 | 0.58 |
Renasant | Net Income | Build AI portfolio with Renasant Stock |
Latest Renasant's Net Income Growth Pattern
Below is the plot of the Net Income of Renasant over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Renasant financial statement analysis. It represents the amount of money remaining after all of Renasant operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Renasant's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Renasant's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 195.46 M | 10 Years Trend |
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Net Income |
| Timeline |
Renasant Net Income Regression Statistics
| Arithmetic Mean | 109,131,741 | |
| Geometric Mean | 81,589,033 | |
| Coefficient Of Variation | 59.92 | |
| Mean Deviation | 58,254,667 | |
| Median | 92,188,000 | |
| Standard Deviation | 65,394,531 | |
| Sample Variance | 4276.4T | |
| Range | 188.6M | |
| R-Value | 0.93 | |
| Mean Square Error | 580T | |
| R-Squared | 0.87 | |
| Slope | 12,098,696 | |
| Total Sum of Squares | 68423.1T |
Renasant Net Income History
Other Fundumenentals of Renasant
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Renasant Net Income component correlations
Renasant Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Renasant is extremely important. It helps to project a fair market value of Renasant Stock properly, considering its historical fundamentals such as Net Income. Since Renasant's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Renasant's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Renasant's interrelated accounts and indicators.
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Is there potential for Regional Banks market expansion? Will Renasant introduce new products? Factors like these will boost the valuation of Renasant. Anticipated expansion of Renasant directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Renasant listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.198 | Dividend Share 0.89 | Earnings Share 2.07 | Revenue Per Share | Quarterly Revenue Growth 0.627 |
Investors evaluate Renasant using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Renasant's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Renasant's market price to deviate significantly from intrinsic value.
It's important to distinguish between Renasant's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Renasant should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Renasant's market price signifies the transaction level at which participants voluntarily complete trades.
Renasant 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Renasant's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Renasant.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in Renasant on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding Renasant or generate 0.0% return on investment in Renasant over 90 days. Renasant is related to or competes with Fulton Financial, First Bancorp, Cathay General, Community Bank, Independent Bank, First Interstate, and BankUnited. Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth man... More
Renasant Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Renasant's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Renasant upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.44 | |||
| Information Ratio | 0.0331 | |||
| Maximum Drawdown | 7.57 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 2.73 |
Renasant Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Renasant's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Renasant's standard deviation. In reality, there are many statistical measures that can use Renasant historical prices to predict the future Renasant's volatility.| Risk Adjusted Performance | 0.0668 | |||
| Jensen Alpha | 0.0811 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | 0.0337 | |||
| Treynor Ratio | 0.2274 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Renasant's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Renasant January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0668 | |||
| Market Risk Adjusted Performance | 0.2374 | |||
| Mean Deviation | 1.04 | |||
| Semi Deviation | 1.24 | |||
| Downside Deviation | 1.44 | |||
| Coefficient Of Variation | 1190.06 | |||
| Standard Deviation | 1.47 | |||
| Variance | 2.16 | |||
| Information Ratio | 0.0331 | |||
| Jensen Alpha | 0.0811 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | 0.0337 | |||
| Treynor Ratio | 0.2274 | |||
| Maximum Drawdown | 7.57 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 2.73 | |||
| Downside Variance | 2.08 | |||
| Semi Variance | 1.54 | |||
| Expected Short fall | (1.12) | |||
| Skewness | 0.1179 | |||
| Kurtosis | 1.49 |
Renasant Backtested Returns
Renasant appears to be very steady, given 3 months investment horizon. Renasant maintains Sharpe Ratio (i.e., Efficiency) of 0.16, which implies the firm had a 0.16 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Renasant, which you can use to evaluate the volatility of the company. Please evaluate Renasant's Risk Adjusted Performance of 0.0668, semi deviation of 1.24, and Coefficient Of Variation of 1190.06 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Renasant holds a performance score of 12. The company holds a Beta of 0.5, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Renasant's returns are expected to increase less than the market. However, during the bear market, the loss of holding Renasant is expected to be smaller as well. Please check Renasant's potential upside, as well as the relationship between the accumulation distribution and price action indicator , to make a quick decision on whether Renasant's historical price patterns will revert.
Auto-correlation | 0.57 |
Modest predictability
Renasant has modest predictability. Overlapping area represents the amount of predictability between Renasant time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Renasant price movement. The serial correlation of 0.57 indicates that roughly 57.0% of current Renasant price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.57 | |
| Spearman Rank Test | 0.42 | |
| Residual Average | 0.0 | |
| Price Variance | 0.72 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Renasant Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Renasant reported net income of 195.46 M. This is 84.7% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 65.77% higher than that of the company.
Renasant Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Renasant's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Renasant could also be used in its relative valuation, which is a method of valuing Renasant by comparing valuation metrics of similar companies.Renasant is currently under evaluation in net income category among its peers.
Renasant ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Renasant's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Renasant's managers, analysts, and investors.Environmental | Governance | Social |
Renasant Institutional Holders
Institutional Holdings refers to the ownership stake in Renasant that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Renasant's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Renasant's value.| Shares | Allspring Global Investments Holdings, Llc | 2025-06-30 | 1.8 M | Jennison Associates Llc | 2025-06-30 | 1.6 M | Deprince Race & Zollo Inc | 2025-06-30 | 1.3 M | Frontier Capital Management Co Inc | 2025-06-30 | 1.1 M | Goldman Sachs Group Inc | 2025-06-30 | 1.1 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.1 M | Northern Trust Corp | 2025-06-30 | 1 M | Palisade Capital Management Llc | 2025-06-30 | 947.9 K | William Blair Investment Management, Llc | 2025-06-30 | 914.5 K | Blackrock Inc | 2025-06-30 | 13.5 M | Vanguard Group Inc | 2025-06-30 | 10.9 M |
Renasant Fundamentals
| Return On Equity | 0.0552 | |||
| Return On Asset | 0.0081 | |||
| Profit Margin | 0.21 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 3.61 B | |||
| Shares Outstanding | 94.64 M | |||
| Shares Owned By Insiders | 1.69 % | |||
| Shares Owned By Institutions | 89.22 % | |||
| Number Of Shares Shorted | 1.17 M | |||
| Price To Earning | 16.30 X | |||
| Price To Book | 0.92 X | |||
| Price To Sales | 4.15 X | |||
| Revenue | 1.35 B | |||
| Gross Profit | 878.39 M | |||
| EBITDA | 226.73 M | |||
| Net Income | 195.46 M | |||
| Cash And Equivalents | 1.04 B | |||
| Cash Per Share | 18.62 X | |||
| Total Debt | 538.63 M | |||
| Debt To Equity | 6.65 % | |||
| Book Value Per Share | 41.12 X | |||
| Cash Flow From Operations | 129.43 M | |||
| Short Ratio | 5.44 X | |||
| Earnings Per Share | 2.07 X | |||
| Price To Earnings To Growth | 1.80 X | |||
| Target Price | 42.86 | |||
| Number Of Employees | 2.2 K | |||
| Beta | 0.98 | |||
| Market Capitalization | 3.64 B | |||
| Total Asset | 18.03 B | |||
| Retained Earnings | 1.09 B | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 2.47 % | |||
| Net Asset | 18.03 B | |||
| Last Dividend Paid | 0.89 |
About Renasant Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Renasant's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Renasant using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Renasant based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Renasant Stock Analysis
When running Renasant's price analysis, check to measure Renasant's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Renasant is operating at the current time. Most of Renasant's value examination focuses on studying past and present price action to predict the probability of Renasant's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Renasant's price. Additionally, you may evaluate how the addition of Renasant to your portfolios can decrease your overall portfolio volatility.