Renasant Stock Probability Of Bankruptcy

Name: Renasant Next Fiscal Year End
Start: 2025-01-28
End: 2025-01-28
Location: Renasant

RNST Stock

USD 37.30 0.94 2.59%

Renasant's odds of distress is under 6% at this time. It has tiny probability of undergoing some form of financial hardship in the near future. Probability of financial unrest prediction helps decision makers evaluate Renasant's chance of financial distress in relation to its going-concern outlook and evaluation. All items used in analyzing the odds of distress are taken from the Renasant balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out Renasant Piotroski F Score and Renasant Altman Z Score analysis.

For more information on how to buy Renasant Stock please use our How to Invest in Renasant guide.

Market Cap is likely to gain to about 2 B in 2024. Enterprise Value is likely to gain to about 1.9 B in 2024

Renasant Company probability of financial unrest Analysis

Renasant's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current Renasant Probability Of Bankruptcy

Less than 6%

Most of Renasant's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Renasant is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of Renasant probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Renasant odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Renasant financial health.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Renasant. If investors know Renasant will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Renasant listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.595

Dividend Share

0.88

Earnings Share

3.08

Revenue Per Share

11.931

Quarterly Revenue Growth

0.363

The market value of Renasant is measured differently than its book value, which is the value of Renasant that is recorded on the company's balance sheet. Investors also form their own opinion of Renasant's value that differs from its market value or its book value, called intrinsic value, which is Renasant's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Renasant's market value can be influenced by many factors that don't directly affect Renasant's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Renasant's value and its price as these two are different measures arrived at by different means. Investors typically determine if Renasant is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Renasant's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Renasant Probability Of Bankruptcy Driver Correlations

Understanding the fundamental principles of building solid financial models for Renasant is extremely important. It helps to project a fair market value of Renasant Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since Renasant's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Renasant's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Renasant's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Total Current Assets	Short Term Debt	Common Stock	Accounts Payable	Long Term Debt	Short Term Investments	Treasury Stock	Property Plant Equipment	Good Will	Intangible Assets	Net Tangible Assets	Net Receivables	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.98	-0.17	0.98	0.8	-0.1	0.56	0.82	0.99	0.86	0.77	-0.89	0.97	0.88	0.05	0.91	-0.54	0.78	0.91	0.05	0.49	0.7	0.9	-0.5
Total Stockholder Equity	0.98		-0.13	0.94	0.77	-0.01	0.57	0.86	0.97	0.84	0.77	-0.83	0.98	0.91	0.09	0.95	-0.55	0.76	0.94	-0.04	0.5	0.7	0.88	-0.44
Net Debt	-0.17	-0.13		-0.12	-0.11	-0.04	0.57	-0.07	-0.2	-0.26	-0.46	0.25	-0.11	-0.08	-0.15	-0.18	0.02	-0.29	-0.11	-0.01	0.57	-0.11	0.01	0.04
Retained Earnings	0.98	0.94	-0.12		0.83	-0.25	0.57	0.73	0.99	0.8	0.67	-0.9	0.95	0.8	-0.01	0.85	-0.45	0.78	0.85	0.02	0.49	0.69	0.92	-0.63
Total Liab	0.8	0.77	-0.11	0.83		0.0	0.65	0.61	0.81	0.54	0.59	-0.65	0.74	0.64	-0.06	0.68	-0.44	0.48	0.67	0.11	0.59	0.52	0.75	-0.53
Total Current Assets	-0.1	-0.01	-0.04	-0.25	0.0		-0.04	0.22	-0.15	-0.2	0.07	0.48	-0.16	0.07	0.07	0.01	-0.35	-0.44	0.02	0.01	0.01	-0.25	-0.34	0.37
Short Term Debt	0.56	0.57	0.57	0.57	0.65	-0.04		0.51	0.52	0.36	0.34	-0.43	0.56	0.58	-0.02	0.51	-0.3	0.31	0.56	0.14	0.98	0.49	0.69	-0.21
Common Stock	0.82	0.86	-0.07	0.73	0.61	0.22	0.51		0.77	0.85	0.78	-0.66	0.81	0.96	0.16	0.92	-0.63	0.68	0.93	0.07	0.47	0.64	0.69	-0.03
Accounts Payable	0.99	0.97	-0.2	0.99	0.81	-0.15	0.52	0.77		0.82	0.72	-0.89	0.96	0.84	0.0	0.89	-0.5	0.78	0.88	0.04	0.45	0.69	0.89	-0.58
Long Term Debt	0.86	0.84	-0.26	0.8	0.54	-0.2	0.36	0.85	0.82		0.85	-0.9	0.83	0.88	0.36	0.87	-0.37	0.9	0.86	0.01	0.29	0.72	0.8	-0.15
Short Term Investments	0.77	0.77	-0.46	0.67	0.59	0.07	0.34	0.78	0.72	0.85		-0.76	0.72	0.84	0.38	0.82	-0.43	0.74	0.8	0.12	0.3	0.64	0.69	0.05
Treasury Stock	-0.89	-0.83	0.25	-0.9	-0.65	0.48	-0.43	-0.66	-0.89	-0.9	-0.76		-0.87	-0.76	-0.14	-0.79	0.33	-0.9	-0.77	-0.1	-0.36	-0.71	-0.88	0.42
Property Plant Equipment	0.97	0.98	-0.11	0.95	0.74	-0.16	0.56	0.81	0.96	0.83	0.72	-0.87		0.87	0.0	0.92	-0.55	0.77	0.91	0.04	0.5	0.67	0.87	-0.5
Good Will	0.88	0.91	-0.08	0.8	0.64	0.07	0.58	0.96	0.84	0.88	0.84	-0.76	0.87		0.21	0.98	-0.52	0.8	0.98	-0.01	0.53	0.74	0.83	-0.09
Intangible Assets	0.05	0.09	-0.15	-0.01	-0.06	0.07	-0.02	0.16	0.0	0.36	0.38	-0.14	0.0	0.21		0.16	0.48	0.31	0.16	-0.49	-0.05	0.15	0.12	0.35
Net Tangible Assets	0.91	0.95	-0.18	0.85	0.68	0.01	0.51	0.92	0.89	0.87	0.82	-0.79	0.92	0.98	0.16		-0.49	0.84	0.99	-0.1	0.45	0.71	0.83	-0.22
Net Receivables	-0.54	-0.55	0.02	-0.45	-0.44	-0.35	-0.3	-0.63	-0.5	-0.37	-0.43	0.33	-0.55	-0.52	0.48	-0.49		-0.11	-0.48	-0.56	-0.3	-0.22	-0.31	0.1
Long Term Debt Total	0.78	0.76	-0.29	0.78	0.48	-0.44	0.31	0.68	0.78	0.9	0.74	-0.9	0.77	0.8	0.31	0.84	-0.11		0.83	-0.16	0.23	0.77	0.83	-0.23
Capital Surpluse	0.91	0.94	-0.11	0.85	0.67	0.02	0.56	0.93	0.88	0.86	0.8	-0.77	0.91	0.98	0.16	0.99	-0.48	0.83		-0.09	0.5	0.75	0.86	-0.22
Long Term Investments	0.05	-0.04	-0.01	0.02	0.11	0.01	0.14	0.07	0.04	0.01	0.12	-0.1	0.04	-0.01	-0.49	-0.1	-0.56	-0.16	-0.09		0.22	0.05	-0.03	0.06
Short Long Term Debt	0.49	0.5	0.57	0.49	0.59	0.01	0.98	0.47	0.45	0.29	0.3	-0.36	0.5	0.53	-0.05	0.45	-0.3	0.23	0.5	0.22		0.42	0.59	-0.15
Earning Assets	0.7	0.7	-0.11	0.69	0.52	-0.25	0.49	0.64	0.69	0.72	0.64	-0.71	0.67	0.74	0.15	0.71	-0.22	0.77	0.75	0.05	0.42		0.84	-0.26
Net Invested Capital	0.9	0.88	0.01	0.92	0.75	-0.34	0.69	0.69	0.89	0.8	0.69	-0.88	0.87	0.83	0.12	0.83	-0.31	0.83	0.86	-0.03	0.59	0.84		-0.45
Capital Stock	-0.5	-0.44	0.04	-0.63	-0.53	0.37	-0.21	-0.03	-0.58	-0.15	0.05	0.42	-0.5	-0.09	0.35	-0.22	0.1	-0.23	-0.22	0.06	-0.15	-0.26	-0.45

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The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.

Competition

Predict Renasant

Based on the latest financial disclosure, Renasant has a Probability Of Bankruptcy of 6.0%. This is 87.98% lower than that of the Banks sector and significantly higher than that of the Financials industry. The probability of bankruptcy for all United States stocks is 84.94% higher than that of the company.

Renasant Probability Of Bankruptcy Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Renasant's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Renasant could also be used in its relative valuation, which is a method of valuing Renasant by comparing valuation metrics of similar companies.

Renasant is currently under evaluation in probability of bankruptcy category among its peers.

Renasant Main Bankruptcy Drivers

	2019	2020	2021	2022	2023	2024 (projected)
Return On Assets	0.009378	0.0114	0.0125	0.005603	0.009776	0.008334
Asset Turnover	0.0446	0.0442	0.0387	0.0371	0.0364	0.0535
Net Debt	441.6M	(158.2M)	(1.4B)	564.4M	(72.0M)	(68.4M)
Total Current Liabilities	480M	21.3M	13.9M	712.2M	307.6M	236.7M
Non Current Liabilities Total	376.5M	475.0M	471.2M	14.1B	14.8B	15.5B
Total Assets	13.4B	14.9B	16.8B	17.0B	17.4B	18.2B
Total Current Assets	1.8B	2.1B	4.3B	1.7B	1.1B	1.1B
Total Cash From Operating Activities	163.6M	82.2M	142.7M	574.0M	148.6M	96.7M

Renasant ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Renasant's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Renasant's managers, analysts, and investors.

Environmental

Governance

Social

Renasant Fundamentals

	Return On Equity	0.0731
	Return On Asset	0.0102
	Profit Margin	0.26 %
	Operating Margin	0.50 %
	Current Valuation	1.63 B
	Shares Outstanding	63.57 M
	Shares Owned By Insiders	2.01 %
	Shares Owned By Institutions	91.24 %
	Number Of Shares Shorted	1.17 M
	Price To Earning	16.30 X
	Price To Book	0.87 X
	Price To Sales	3.46 X
	Revenue	631.78 M
	Gross Profit	606.76 M
	EBITDA	197.45 M
	Net Income	144.68 M
	Cash And Equivalents	1.04 B
	Cash Per Share	18.62 X
	Total Debt	729.4 M
	Debt To Equity	6.65 %
	Book Value Per Share	41.82 X
	Cash Flow From Operations	148.55 M
	Short Ratio	8.42 X
	Earnings Per Share	3.08 X
	Price To Earnings To Growth	1.80 X
	Target Price	39.5
	Number Of Employees	2.3 K
	Beta	1.02
	Market Capitalization	2.37 B
	Total Asset	17.36 B
	Retained Earnings	952.12 M
	Annual Yield	0.02 %
	Five Year Return	2.47 %
	Net Asset	17.36 B
	Last Dividend Paid	0.88

About Renasant Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Renasant's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Renasant using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Renasant based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for Renasant Stock Analysis

When running Renasant's price analysis, check to measure Renasant's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Renasant is operating at the current time. Most of Renasant's value examination focuses on studying past and present price action to predict the probability of Renasant's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Renasant's price. Additionally, you may evaluate how the addition of Renasant to your portfolios can decrease your overall portfolio volatility.

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Renasant Stock Probability Of Bankruptcy

Renasant Company probability of financial unrest Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current Renasant Probability Of Bankruptcy

Renasant Probability Of Bankruptcy Driver Correlations

Renasant Probability Of Bankruptcy Peer Comparison

Renasant Main Bankruptcy Drivers

Renasant ESG Sustainability

Renasant Fundamentals

About Renasant Fundamental Analysis

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Renasant Stock Analysis

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