Root Inc Net Income

ROOT Stock  USD 58.87  0.00  0.00%   
As of the 9th of February, Root holds the Risk Adjusted Performance of (0.05), variance of 18.11, and Coefficient Of Variation of (1,367). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Root, as well as the relationship between them.

Root Total Revenue

1.42 Billion

Analyzing historical trends in various income statement and balance sheet accounts from Root's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Root's valuation are summarized below:
Gross Profit
576.7 M
Profit Margin
0.0374
Market Capitalization
962.8 M
Enterprise Value Revenue
0.3524
Revenue
1.4 B
There are currently one hundred twenty trending fundamental ratios for Root Inc that can be evaluated and compared over time across competitors. All traders should check out Root's recent fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income From Continuing Ops35.5 M37.3 M
Net Loss-267.9 M-281.3 M
Net Income35.5 M37.3 M
Net Income Per Share 1.87  1.96 
At this time, Root's Net Income From Continuing Ops is comparatively stable compared to the past year. Net Income is likely to gain to about 37.3 M in 2026, whereas Net Loss is likely to drop (281.3 M) in 2026.
  
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The evolution of Net Income for Root Inc provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Root compares to historical norms and industry peers.

Latest Root's Net Income Growth Pattern

Below is the plot of the Net Income of Root Inc over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Root Inc financial statement analysis. It represents the amount of money remaining after all of Root Inc operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Root's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Root's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 30.9 M10 Years Trend
Pretty Stable
   Net Income   
       Timeline  

Root Net Income Regression Statistics

Arithmetic Mean(125,279,603)
Geometric Mean93,930,739
Coefficient Of Variation(121.90)
Mean Deviation115,906,116
Median(69,100,000)
Standard Deviation152,722,048
Sample Variance23324T
Range558.4M
R-Value(0.10)
Mean Square Error24611.6T
R-Squared0.01
Significance0.69
Slope(3,135,444)
Total Sum of Squares373184.4T

Root Net Income History

202637.3 M
202535.5 M
202430.9 M
2023-147.4 M
2022-297.7 M
2021-521.1 M
2020-363 M

Other Fundumenentals of Root Inc

Root Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Root is extremely important. It helps to project a fair market value of Root Stock properly, considering its historical fundamentals such as Net Income. Since Root's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Root's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Root's interrelated accounts and indicators.
Is there potential for Property & Casualty Insurance market expansion? Will Root introduce new products? Factors like these will boost the valuation of Root. Anticipated expansion of Root directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Root listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
3.36
Revenue Per Share
94.717
Quarterly Revenue Growth
0.269
Return On Assets
0.0337
Return On Equity
0.1702
Investors evaluate Root Inc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Root's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Root's market price to deviate significantly from intrinsic value.
It's important to distinguish between Root's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Root should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Root's market price signifies the transaction level at which participants voluntarily complete trades.

Root 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Root's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Root.
0.00
11/11/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/09/2026
0.00
If you would invest  0.00  in Root on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding Root Inc or generate 0.0% return on investment in Root over 90 days. Root is related to or competes with Safety Insurance, Selective Insurance, Ategrity Specialty, ProAssurance, Origin Bancorp, Universal Insurance, and Bowhead Specialty. Root, Inc. provides insurance products and services in the United States More

Root Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Root's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Root Inc upside and downside potential and time the market with a certain degree of confidence.

Root Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Root's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Root's standard deviation. In reality, there are many statistical measures that can use Root historical prices to predict the future Root's volatility.
Hype
Prediction
LowEstimatedHigh
52.8156.1659.51
Details
Intrinsic
Valuation
LowRealHigh
52.9871.8475.19
Details
6 Analysts
Consensus
LowTargetHigh
101.56111.60123.88
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.551.551.55
Details

Root February 9, 2026 Technical Indicators

Root Inc Backtested Returns

Root Inc maintains Sharpe Ratio (i.e., Efficiency) of -0.14, which implies the firm had a -0.14 % return per unit of risk over the last 3 months. Root Inc exposes twenty-one different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check Root's Risk Adjusted Performance of (0.05), coefficient of variation of (1,367), and Variance of 18.11 to confirm the risk estimate we provide. The company holds a Beta of 2.7, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Root will likely underperform. At this point, Root Inc has a negative expected return of -0.47%. Please make sure to check Root's jensen alpha and accumulation distribution , to decide if Root Inc performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  0.24  

Weak predictability

Root Inc has weak predictability. Overlapping area represents the amount of predictability between Root time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Root Inc price movement. The serial correlation of 0.24 indicates that over 24.0% of current Root price fluctuation can be explain by its past prices.
Correlation Coefficient0.24
Spearman Rank Test0.21
Residual Average0.0
Price Variance33.22
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Root Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(1.97 Million)

At this time, Root's Accumulated Other Comprehensive Income is comparatively stable compared to the past year.
Based on the recorded statements, Root Inc reported net income of 30.9 M. This is 97.58% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 94.59% higher than that of the company.

Root Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Root's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Root could also be used in its relative valuation, which is a method of valuing Root by comparing valuation metrics of similar companies.
Root is currently under evaluation in net income category among its peers.

Root ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Root's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Root's managers, analysts, and investors.
Environmental
Governance
Social

Root Institutional Holders

Institutional Holdings refers to the ownership stake in Root that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Root's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Root's value.
Shares
Franklin Resources Inc2025-06-30
211.5 K
State Street Corp2025-06-30
206.9 K
Morgan Stanley - Brokerage Accounts2025-06-30
205.7 K
Tairen Capital Ltd2025-06-30
162.7 K
Dragoneer Investment Group, Llc2025-06-30
154.3 K
Jump Financial Llc2025-06-30
134.3 K
Driehaus Capital Management Llc2025-06-30
130.9 K
Dimensional Fund Advisors, Inc.2025-06-30
119.5 K
Monolith Management Ltd2025-06-30
110.4 K
Ribbit Management Company, Llc2025-06-30
1.2 M
T. Rowe Price Investment Management,inc.2025-06-30
809.2 K

Root Fundamentals

About Root Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Root Inc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Root using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Root Inc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
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Additional Tools for Root Stock Analysis

When running Root's price analysis, check to measure Root's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Root is operating at the current time. Most of Root's value examination focuses on studying past and present price action to predict the probability of Root's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Root's price. Additionally, you may evaluate how the addition of Root to your portfolios can decrease your overall portfolio volatility.