River Valley Community Stock Net Income
| RVCB Stock | USD 24.50 0.00 0.00% |
As of the 25th of January, River Valley holds the Variance of 0.184, coefficient of variation of (1,580), and Risk Adjusted Performance of (0.05). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of River Valley, as well as the relationship between them.
River Valley's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing River Valley's valuation are provided below:River Valley Community does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. River |
River Valley 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to River Valley's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of River Valley.
| 10/27/2025 |
| 01/25/2026 |
If you would invest 0.00 in River Valley on October 27, 2025 and sell it all today you would earn a total of 0.00 from holding River Valley Community or generate 0.0% return on investment in River Valley over 90 days. River Valley is related to or competes with Solvay Bank, Oregon Pacific, Southeastern Banking, National Capital, Killbuck Bancshares, Oak Ridge, and Coastal Carolina. River Valley Community Bancorp, through its subsidiary, River Valley Community Bank provides various banking products an... More
River Valley Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure River Valley's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess River Valley Community upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.25) | |||
| Maximum Drawdown | 2.68 | |||
| Value At Risk | (1.02) | |||
| Potential Upside | 0.4124 |
River Valley Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for River Valley's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as River Valley's standard deviation. In reality, there are many statistical measures that can use River Valley historical prices to predict the future River Valley's volatility.| Risk Adjusted Performance | (0.05) | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (3.18) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of River Valley's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
River Valley January 25, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
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| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | (3.17) | |||
| Mean Deviation | 0.179 | |||
| Coefficient Of Variation | (1,580) | |||
| Standard Deviation | 0.4289 | |||
| Variance | 0.184 | |||
| Information Ratio | (0.25) | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (3.18) | |||
| Maximum Drawdown | 2.68 | |||
| Value At Risk | (1.02) | |||
| Potential Upside | 0.4124 | |||
| Skewness | (0.38) | |||
| Kurtosis | 7.7 |
River Valley Community Backtested Returns
River Valley Community maintains Sharpe Ratio (i.e., Efficiency) of -0.0633, which implies the firm had a -0.0633 % return per unit of risk over the last 3 months. River Valley Community exposes nineteen different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check River Valley's Variance of 0.184, coefficient of variation of (1,580), and Risk Adjusted Performance of (0.05) to confirm the risk estimate we provide. The company holds a Beta of 0.0117, which implies not very significant fluctuations relative to the market. As returns on the market increase, River Valley's returns are expected to increase less than the market. However, during the bear market, the loss of holding River Valley is expected to be smaller as well. At this point, River Valley Community has a negative expected return of -0.0272%. Please make sure to check River Valley's coefficient of variation, value at risk, day typical price, as well as the relationship between the information ratio and kurtosis , to decide if River Valley Community performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.08 |
Virtually no predictability
River Valley Community has virtually no predictability. Overlapping area represents the amount of predictability between River Valley time series from 27th of October 2025 to 11th of December 2025 and 11th of December 2025 to 25th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of River Valley Community price movement. The serial correlation of 0.08 indicates that barely 8.0% of current River Valley price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.08 | |
| Spearman Rank Test | -0.34 | |
| Residual Average | 0.0 | |
| Price Variance | 0.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, River Valley Community reported net income of 5.35 M. This is 99.58% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.06% higher than that of the company.
River Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses River Valley's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of River Valley could also be used in its relative valuation, which is a method of valuing River Valley by comparing valuation metrics of similar companies.River Valley is currently under evaluation in net income category among its peers.
River Fundamentals
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0097 | |||
| Profit Margin | 0.32 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | 70.62 M | |||
| Price To Earning | 12.16 X | |||
| Price To Book | 1.06 X | |||
| Price To Sales | 0.95 X | |||
| Revenue | 16.66 M | |||
| Gross Profit | 16.61 M | |||
| Net Income | 5.35 M | |||
| Cash And Equivalents | 54.52 M | |||
| Cash Per Share | 22.84 X | |||
| Book Value Per Share | 14.09 X | |||
| Cash Flow From Operations | 5.14 M | |||
| Earnings Per Share | 1.68 X | |||
| Beta | 0.25 | |||
| Market Capitalization | 14.75 M |
About River Valley Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze River Valley Community's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of River Valley using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of River Valley Community based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in River Pink Sheet
River Valley financial ratios help investors to determine whether River Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in River with respect to the benefits of owning River Valley security.