Shinhan Financial Group Net Income

SHG Stock  USD 68.25  1.55  2.32%   
As of the 11th of February 2026, Shinhan Financial has the Semi Deviation of 1.38, risk adjusted performance of 0.1568, and Coefficient Of Variation of 530.77. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Shinhan Financial, as well as the relationship between them. Please validate Shinhan Financial jensen alpha, as well as the relationship between the potential upside and skewness to decide if Shinhan Financial is priced more or less accurately, providing market reflects its prevalent price of 68.25 per share. Given that Shinhan Financial has jensen alpha of 0.3263, we advise you to double-check Shinhan Financial Group's current market performance to make sure the company can sustain itself at a future point.

Shinhan Financial Total Revenue

68.84 Trillion

Shinhan Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Shinhan Financial's valuation are provided below:
Gross Profit
15.8 T
Profit Margin
0.3156
Market Capitalization
30.9 B
Enterprise Value Revenue
0.6854
Revenue
15.8 T
There are over one hundred nineteen available fundamental trend indicators for Shinhan Financial Group, which can be analyzed over time and compared to other ratios. Active traders should verify all of Shinhan Financial Group current fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 9 T. Enterprise Value is estimated to decrease to about 43.9 T This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income Applicable To Common Shares4.9 T5.2 T
Net Income5.2 T3.3 T
Net Income From Continuing Ops5.2 T3.5 T
Net Income Per Share7.9 K4.2 K
Net Income Per E B T 0.73  0.58 
The Shinhan Financial's current Net Income Applicable To Common Shares is estimated to increase to about 5.2 T, while Net Income is projected to decrease to roughly 3.3 T.
  
Build AI portfolio with Shinhan Stock
The Net Income trend for Shinhan Financial Group offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Shinhan Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Shinhan Financial's Net Income Growth Pattern

Below is the plot of the Net Income of Shinhan Financial Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Shinhan Financial financial statement analysis. It represents the amount of money remaining after all of Shinhan Financial Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Shinhan Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Shinhan Financial's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 4.56 T10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Shinhan Net Income Regression Statistics

Arithmetic Mean3,142,318,315,953
Geometric Mean2,845,338,957,783
Coefficient Of Variation37.15
Mean Deviation889,957,914,403
Median3,156,722,000,000
Standard Deviation1,167,368,992,882
Sample Variance1362750365543.5T
Range4.7T
R-Value0.78
Mean Square Error572068447423.5T
R-Squared0.61
Significance0.0002
Slope180,025,727,582
Total Sum of Squares21804005848696T

Shinhan Net Income History

20262.7 T
20255.2 T
20244.5 T
20234.4 T
20224.7 T
2021T
20203.4 T

Other Fundumenentals of Shinhan Financial

Shinhan Financial Net Income component correlations

Shinhan Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Shinhan Financial is extremely important. It helps to project a fair market value of Shinhan Stock properly, considering its historical fundamentals such as Net Income. Since Shinhan Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Shinhan Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Shinhan Financial's interrelated accounts and indicators.
Can Diversified Banks industry sustain growth momentum? Does Shinhan have expansion opportunities? Factors like these will boost the valuation of Shinhan Financial. If investors know Shinhan will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Shinhan Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.293
Dividend Share
2.6 K
Earnings Share
7.05
Revenue Per Share
31.1 K
Quarterly Revenue Growth
4.197
The market value of Shinhan Financial is measured differently than its book value, which is the value of Shinhan that is recorded on the company's balance sheet. Investors also form their own opinion of Shinhan Financial's value that differs from its market value or its book value, called intrinsic value, which is Shinhan Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Shinhan Financial's market value can be influenced by many factors that don't directly affect Shinhan Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Shinhan Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Shinhan Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Shinhan Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

Shinhan Financial 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Shinhan Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Shinhan Financial.
0.00
11/13/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/11/2026
0.00
If you would invest  0.00  in Shinhan Financial on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding Shinhan Financial Group or generate 0.0% return on investment in Shinhan Financial over 90 days. Shinhan Financial is related to or competes with Fifth Third, Regions Financial, KeyCorp, First Horizon, and East West. Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally More

Shinhan Financial Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Shinhan Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Shinhan Financial Group upside and downside potential and time the market with a certain degree of confidence.

Shinhan Financial Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Shinhan Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Shinhan Financial's standard deviation. In reality, there are many statistical measures that can use Shinhan Financial historical prices to predict the future Shinhan Financial's volatility.
Hype
Prediction
LowEstimatedHigh
66.6068.4870.36
Details
Intrinsic
Valuation
LowRealHigh
61.7077.5979.47
Details
1 Analysts
Consensus
LowTargetHigh
72.1579.2988.01
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.981.981.98
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Shinhan Financial. Your research has to be compared to or analyzed against Shinhan Financial's peers to derive any actionable benefits. When done correctly, Shinhan Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Shinhan Financial.

Shinhan Financial February 11, 2026 Technical Indicators

Shinhan Financial Backtested Returns

Shinhan Financial appears to be very steady, given 3 months investment horizon. Shinhan Financial owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.21, which indicates the firm had a 0.21 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Shinhan Financial Group, which you can use to evaluate the volatility of the company. Please review Shinhan Financial's Coefficient Of Variation of 530.77, risk adjusted performance of 0.1568, and Semi Deviation of 1.38 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Shinhan Financial holds a performance score of 16. The entity has a beta of 0.41, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Shinhan Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Shinhan Financial is expected to be smaller as well. Please check Shinhan Financial's sortino ratio, skewness, period momentum indicator, as well as the relationship between the potential upside and rate of daily change , to make a quick decision on whether Shinhan Financial's existing price patterns will revert.

Auto-correlation

    
  -0.18  

Insignificant reverse predictability

Shinhan Financial Group has insignificant reverse predictability. Overlapping area represents the amount of predictability between Shinhan Financial time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Shinhan Financial price movement. The serial correlation of -0.18 indicates that over 18.0% of current Shinhan Financial price fluctuation can be explain by its past prices.
Correlation Coefficient-0.18
Spearman Rank Test-0.01
Residual Average0.0
Price Variance17.3
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Shinhan Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(1.56 Trillion)

At this time, Shinhan Financial's Accumulated Other Comprehensive Income is most likely to decrease significantly in the upcoming years.
Based on the recorded statements, Shinhan Financial Group reported net income of 4.56 T. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.

Shinhan Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Shinhan Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Shinhan Financial could also be used in its relative valuation, which is a method of valuing Shinhan Financial by comparing valuation metrics of similar companies.
Shinhan Financial is currently under evaluation in net income category among its peers.

Shinhan Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Shinhan Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Shinhan Financial's managers, analysts, and investors.
Environmental
Governance
Social

Shinhan Financial Institutional Holders

Institutional Holdings refers to the ownership stake in Shinhan Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Shinhan Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Shinhan Financial's value.
Shares
Brandes Investment Partners & Co2025-06-30
528.1 K
Connor Clark & Lunn Inv Mgmt Ltd2025-06-30
519.7 K
Jpmorgan Chase & Co2025-06-30
362.3 K
Vanguard Group Inc2025-06-30
297 K
Millennium Management Llc2025-06-30
286.4 K
Marshall Wace Asset Management Ltd2025-06-30
273.9 K
Wellington Management Company Llp2025-06-30
258.2 K
Ramirez Asset Management Inc2025-06-30
218.2 K
Envestnet Asset Management Inc2025-06-30
217.8 K
Blackrock Inc2025-06-30
1.8 M
Morgan Stanley - Brokerage Accounts2025-06-30
1.7 M

Shinhan Fundamentals

About Shinhan Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Shinhan Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Shinhan Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Shinhan Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

When determining whether Shinhan Financial is a strong investment it is important to analyze Shinhan Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Shinhan Financial's future performance. For an informed investment choice regarding Shinhan Stock, refer to the following important reports:
Check out
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Can Diversified Banks industry sustain growth momentum? Does Shinhan have expansion opportunities? Factors like these will boost the valuation of Shinhan Financial. If investors know Shinhan will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Shinhan Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.293
Dividend Share
2.6 K
Earnings Share
7.05
Revenue Per Share
31.1 K
Quarterly Revenue Growth
4.197
The market value of Shinhan Financial is measured differently than its book value, which is the value of Shinhan that is recorded on the company's balance sheet. Investors also form their own opinion of Shinhan Financial's value that differs from its market value or its book value, called intrinsic value, which is Shinhan Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Shinhan Financial's market value can be influenced by many factors that don't directly affect Shinhan Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Shinhan Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Shinhan Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Shinhan Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.