Solera National Bancorp Stock Net Income
| SLRK Stock | USD 17.26 0.26 1.53% |
As of the 12th of February 2026, Solera National has the Coefficient Of Variation of 713.62, semi deviation of 1.38, and Risk Adjusted Performance of 0.1171. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Solera National Bancorp, as well as the relationship between them.
Analyzing historical trends in various income statement and balance sheet accounts from Solera National's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Solera National's valuation are summarized below:Solera National Bancorp does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Solera |
Solera National 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Solera National's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Solera National.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in Solera National on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Solera National Bancorp or generate 0.0% return on investment in Solera National over 90 days. Solera National is related to or competes with Community Capital, MF Bancorp, Oak View, and Citizens Holding. Solera National Bancorp, Inc. operates as the bank holding company for Solera National Bank that provides commercial and... More
Solera National Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Solera National's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Solera National Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.49 | |||
| Information Ratio | 0.0883 | |||
| Maximum Drawdown | 11.08 | |||
| Value At Risk | (3.07) | |||
| Potential Upside | 3.94 |
Solera National Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Solera National's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Solera National's standard deviation. In reality, there are many statistical measures that can use Solera National historical prices to predict the future Solera National's volatility.| Risk Adjusted Performance | 0.1171 | |||
| Jensen Alpha | 0.197 | |||
| Total Risk Alpha | 0.0345 | |||
| Sortino Ratio | 0.0709 | |||
| Treynor Ratio | 0.3463 |
Solera National February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1171 | |||
| Market Risk Adjusted Performance | 0.3563 | |||
| Mean Deviation | 1.3 | |||
| Semi Deviation | 1.38 | |||
| Downside Deviation | 2.49 | |||
| Coefficient Of Variation | 713.62 | |||
| Standard Deviation | 2.0 | |||
| Variance | 3.98 | |||
| Information Ratio | 0.0883 | |||
| Jensen Alpha | 0.197 | |||
| Total Risk Alpha | 0.0345 | |||
| Sortino Ratio | 0.0709 | |||
| Treynor Ratio | 0.3463 | |||
| Maximum Drawdown | 11.08 | |||
| Value At Risk | (3.07) | |||
| Potential Upside | 3.94 | |||
| Downside Variance | 6.18 | |||
| Semi Variance | 1.91 | |||
| Expected Short fall | (2.22) | |||
| Skewness | 0.1376 | |||
| Kurtosis | 1.99 |
Solera National Bancorp Backtested Returns
Solera National appears to be very steady, given 3 months investment horizon. Solera National Bancorp owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.21, which indicates the firm had a 0.21 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Solera National Bancorp, which you can use to evaluate the volatility of the company. Please review Solera National's Semi Deviation of 1.38, risk adjusted performance of 0.1171, and Coefficient Of Variation of 713.62 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Solera National holds a performance score of 17. The entity has a beta of 0.78, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Solera National's returns are expected to increase less than the market. However, during the bear market, the loss of holding Solera National is expected to be smaller as well. Please check Solera National's expected short fall, and the relationship between the maximum drawdown and rate of daily change , to make a quick decision on whether Solera National's existing price patterns will revert.
Auto-correlation | 0.06 |
Virtually no predictability
Solera National Bancorp has virtually no predictability. Overlapping area represents the amount of predictability between Solera National time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Solera National Bancorp price movement. The serial correlation of 0.06 indicates that barely 6.0% of current Solera National price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.06 | |
| Spearman Rank Test | 0.34 | |
| Residual Average | 0.0 | |
| Price Variance | 0.78 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Solera National Bancorp reported net income of 11.09 M. This is 99.13% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 98.06% higher than that of the company.
Solera Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Solera National's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Solera National could also be used in its relative valuation, which is a method of valuing Solera National by comparing valuation metrics of similar companies.Solera National is currently under evaluation in net income category among its peers.
Solera Fundamentals
| Return On Equity | 0.3 | |||
| Return On Asset | 0.0211 | |||
| Profit Margin | 0.52 % | |||
| Operating Margin | 0.65 % | |||
| Current Valuation | 51.42 M | |||
| Shares Outstanding | 2.86 M | |||
| Price To Earning | 6.10 X | |||
| Price To Book | 0.89 X | |||
| Price To Sales | 0.95 X | |||
| Revenue | 30.59 M | |||
| Gross Profit | 22.48 M | |||
| Net Income | 11.09 M | |||
| Cash And Equivalents | 6.5 M | |||
| Cash Per Share | 1.52 X | |||
| Total Debt | 76.63 M | |||
| Book Value Per Share | 11.54 X | |||
| Cash Flow From Operations | 9.99 M | |||
| Earnings Per Share | 2.86 X | |||
| Number Of Employees | 10 | |||
| Beta | 0.56 | |||
| Market Capitalization | 33.33 M | |||
| Total Asset | 167.97 M | |||
| Retained Earnings | (8.41 M) |
About Solera National Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Solera National Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Solera National using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Solera National Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Solera National financial ratios help investors to determine whether Solera Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Solera with respect to the benefits of owning Solera National security.