Santander Bank Polska Stock Net Income
| SPL Stock | 598.00 11.00 1.87% |
As of the 16th of February 2026, Santander Bank has the Coefficient Of Variation of 660.8, risk adjusted performance of 0.1277, and Semi Deviation of 1.47. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Santander Bank Polska, as well as the relationship between them. Please validate Santander Bank Polska variance, maximum drawdown, as well as the relationship between the Maximum Drawdown and semi variance to decide if Santander Bank is priced more or less accurately, providing market reflects its prevalent price of 598.0 per share.
Santander Bank's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Santander Bank's valuation are provided below:Santander Bank Polska does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Santander |
Santander Bank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Santander Bank's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Santander Bank.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Santander Bank on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Santander Bank Polska or generate 0.0% return on investment in Santander Bank over 90 days. Santander Bank is related to or competes with New Tech, GreenX Metals, X Trade, Drageus Games, and Creativeforge Games. More
Santander Bank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Santander Bank's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Santander Bank Polska upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.81 | |||
| Information Ratio | 0.1133 | |||
| Maximum Drawdown | 9.54 | |||
| Value At Risk | (2.36) | |||
| Potential Upside | 2.91 |
Santander Bank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Santander Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Santander Bank's standard deviation. In reality, there are many statistical measures that can use Santander Bank historical prices to predict the future Santander Bank's volatility.| Risk Adjusted Performance | 0.1277 | |||
| Jensen Alpha | 0.2483 | |||
| Total Risk Alpha | 0.1318 | |||
| Sortino Ratio | 0.1155 | |||
| Treynor Ratio | 0.7943 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Santander Bank's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Santander Bank February 16, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
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| Price Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | 0.1277 | |||
| Market Risk Adjusted Performance | 0.8043 | |||
| Mean Deviation | 1.37 | |||
| Semi Deviation | 1.47 | |||
| Downside Deviation | 1.81 | |||
| Coefficient Of Variation | 660.8 | |||
| Standard Deviation | 1.84 | |||
| Variance | 3.39 | |||
| Information Ratio | 0.1133 | |||
| Jensen Alpha | 0.2483 | |||
| Total Risk Alpha | 0.1318 | |||
| Sortino Ratio | 0.1155 | |||
| Treynor Ratio | 0.7943 | |||
| Maximum Drawdown | 9.54 | |||
| Value At Risk | (2.36) | |||
| Potential Upside | 2.91 | |||
| Downside Variance | 3.26 | |||
| Semi Variance | 2.17 | |||
| Expected Short fall | (1.51) | |||
| Skewness | (0.20) | |||
| Kurtosis | 1.23 |
Santander Bank Polska Backtested Returns
Santander Bank appears to be very steady, given 3 months investment horizon. Santander Bank Polska owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.19, which indicates the firm had a 0.19 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Santander Bank Polska, which you can use to evaluate the volatility of the company. Please review Santander Bank's Risk Adjusted Performance of 0.1277, coefficient of variation of 660.8, and Semi Deviation of 1.47 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Santander Bank holds a performance score of 14. The entity has a beta of 0.34, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Santander Bank's returns are expected to increase less than the market. However, during the bear market, the loss of holding Santander Bank is expected to be smaller as well. Please check Santander Bank's semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether Santander Bank's existing price patterns will revert.
Auto-correlation | 0.69 |
Good predictability
Santander Bank Polska has good predictability. Overlapping area represents the amount of predictability between Santander Bank time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Santander Bank Polska price movement. The serial correlation of 0.69 indicates that around 69.0% of current Santander Bank price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.69 | |
| Spearman Rank Test | 0.64 | |
| Residual Average | 0.0 | |
| Price Variance | 386.15 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Santander Bank Polska reported net income of 1.11 B. This is 12.98% lower than that of the Financial Services sector and significantly higher than that of the Banks-Regional industry. The net income for all Poland stocks is 94.7% lower than that of the firm.
Santander Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Santander Bank's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Santander Bank could also be used in its relative valuation, which is a method of valuing Santander Bank by comparing valuation metrics of similar companies.Santander Bank is currently under evaluation in net income category among its peers.
Santander Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0119 | |||
| Profit Margin | 0.24 % | |||
| Operating Margin | 0.53 % | |||
| Shares Outstanding | 102.82 M | |||
| Shares Owned By Insiders | 67.40 % | |||
| Shares Owned By Institutions | 11.72 % | |||
| Price To Book | 1.01 X | |||
| Price To Sales | 2.50 X | |||
| Revenue | 9.05 B | |||
| Gross Profit | 11.49 B | |||
| Net Income | 1.11 B | |||
| Book Value Per Share | 277.11 X | |||
| Cash Flow From Operations | (3.9 B) | |||
| Earnings Per Share | 20.45 X | |||
| Target Price | 292.57 | |||
| Number Of Employees | 10 | |||
| Beta | 1.05 | |||
| Market Capitalization | 29.61 B | |||
| Total Asset | 244.88 B | |||
| Annual Yield | 0.01 % | |||
| Net Asset | 244.88 B |
About Santander Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Santander Bank Polska's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Santander Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Santander Bank Polska based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Santander Bank
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Santander Bank position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Santander Bank will appreciate offsetting losses from the drop in the long position's value.Moving together with Santander Stock
| 0.89 | UCG | UniCredit SpA | PairCorr |
| 0.67 | PEO | Bank Polska Kasa Earnings Call This Week | PairCorr |
| 0.88 | ING | ING Bank lski | PairCorr |
Moving against Santander Stock
| 0.85 | IPO | Intersport Polska | PairCorr |
| 0.6 | NVG | Novavis Group SA | PairCorr |
| 0.46 | ALG | All In Games | PairCorr |
| 0.44 | DNP | Dino Polska SA | PairCorr |
| 0.39 | ADV | Adiuvo Investment | PairCorr |
The ability to find closely correlated positions to Santander Bank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Santander Bank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Santander Bank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Santander Bank Polska to buy it.
The correlation of Santander Bank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Santander Bank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Santander Bank Polska moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Santander Bank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for Santander Stock Analysis
When running Santander Bank's price analysis, check to measure Santander Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Santander Bank is operating at the current time. Most of Santander Bank's value examination focuses on studying past and present price action to predict the probability of Santander Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Santander Bank's price. Additionally, you may evaluate how the addition of Santander Bank to your portfolios can decrease your overall portfolio volatility.