Southern States Bancshares Stock Probability Of Bankruptcy

SSBK Stock

USD 33.59 0.16 0.47%

Southern States' odds of distress is under 6% at the moment. It has tiny probability of undergoing some form of financial hardship in the near future. Odds of financial distress prediction helps decision makers evaluate Southern States' chance of financial distress in relation to its going-concern outlook and evaluation. All items used in analyzing the odds of distress are taken from the Southern balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out Southern States Piotroski F Score and Southern States Altman Z Score analysis.

Enterprise Value is expected to rise to about 271.3 M this year, although the value of Market Cap will most likely fall to about 152.4 M.

Southern States Bancshares Company odds of financial distress Analysis

Southern States' Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current Southern States Probability Of Bankruptcy

Less than 6%

Most of Southern States' fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Southern States Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of Southern States probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Southern States odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Southern States Bancshares financial health.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern States. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.037

Earnings Share

3.67

Revenue Per Share

9.586

Quarterly Revenue Growth

0.372

Return On Assets

0.0127

The market value of Southern States Banc is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern States' value that differs from its market value or its book value, called intrinsic value, which is Southern States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern States' market value can be influenced by many factors that don't directly affect Southern States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

	Total Assets	Total Stockholder Equity	Net Tangible Assets	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Good Will	Total Liab	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Long Term Debt	Short Term Investments	Net Invested Capital	Long Term Investments	Short Long Term Debt	Capital Stock	Long Term Debt Total	Capital Surpluse	Current Deferred Revenue
Total Assets		0.99	0.98	0.64	0.91	-0.81	0.92	0.84	1.0	0.88	0.75	0.5	0.96	0.96	0.91	0.99	0.98	0.99	0.74	0.94	0.92	-0.65	0.65
Total Stockholder Equity	0.99		0.99	0.6	0.9	-0.86	0.94	0.89	0.99	0.91	0.75	0.58	0.98	0.98	0.9	0.98	0.96	0.98	0.74	0.94	0.88	-0.65	0.65
Net Tangible Assets	0.98	0.99		0.54	0.87	-0.87	0.92	0.9	0.98	0.96	0.66	0.61	0.98	0.99	0.88	0.98	0.92	0.99	0.65	0.93	0.85	-0.61	0.59
Net Debt	0.64	0.6	0.54		0.77	-0.45	0.74	0.48	0.64	0.32	0.7	0.2	0.53	0.54	0.81	0.66	0.73	0.62	0.7	0.55	0.83	-0.74	0.58
Retained Earnings	0.91	0.9	0.87	0.77		-0.74	0.97	0.76	0.91	0.78	0.9	0.44	0.89	0.86	0.99	0.92	0.92	0.91	0.9	0.92	0.88	-0.89	0.74
Accounts Payable	-0.81	-0.86	-0.87	-0.45	-0.74		-0.87	-0.99	-0.8	-0.9	-0.53	-0.91	-0.9	-0.92	-0.75	-0.81	-0.71	-0.82	-0.53	-0.71	-0.63	0.53	-0.41
Net Receivables	0.92	0.94	0.92	0.74	0.97	-0.87		0.89	0.92	0.85	0.83	0.64	0.94	0.93	0.97	0.94	0.9	0.93	0.82	0.89	0.86	-0.83	0.68
Good Will	0.84	0.89	0.9	0.48	0.76	-0.99	0.89		0.84	0.91	0.57	0.89	0.93	0.94	0.77	0.85	0.75	0.85	0.56	0.76	0.67	-0.55	0.49
Total Liab	1.0	0.99	0.98	0.64	0.91	-0.8	0.92	0.84		0.88	0.75	0.49	0.96	0.96	0.91	0.99	0.98	0.99	0.74	0.94	0.92	-0.65	0.65
Total Current Assets	0.88	0.91	0.96	0.32	0.78	-0.9	0.85	0.91	0.88		0.55	0.71	0.95	0.96	0.78	0.89	0.78	0.92	0.54	0.86	0.67	-0.53	0.46
Short Term Debt	0.75	0.75	0.66	0.7	0.9	-0.53	0.83	0.57	0.75	0.55		0.27	0.72	0.65	0.83	0.74	0.8	0.72	1.0	0.8	0.71	-0.87	0.79
Intangible Assets	0.5	0.58	0.61	0.2	0.44	-0.91	0.64	0.89	0.49	0.71	0.27		0.68	0.69	0.45	0.51	0.37	0.52	0.27	0.42	0.29	-0.33	0.23
Common Stock	0.96	0.98	0.98	0.53	0.89	-0.9	0.94	0.93	0.96	0.95	0.72	0.68		0.98	0.88	0.95	0.9	0.96	0.71	0.94	0.81	-0.69	0.67
Property Plant Equipment	0.96	0.98	0.99	0.54	0.86	-0.92	0.93	0.94	0.96	0.96	0.65	0.69	0.98		0.87	0.97	0.89	0.97	0.65	0.9	0.81	-0.62	0.59
Long Term Debt	0.91	0.9	0.88	0.81	0.99	-0.75	0.97	0.77	0.91	0.78	0.83	0.45	0.88	0.87		0.93	0.92	0.92	0.83	0.9	0.92	-0.86	0.69
Short Term Investments	0.99	0.98	0.98	0.66	0.92	-0.81	0.94	0.85	0.99	0.89	0.74	0.51	0.95	0.97	0.93		0.97	1.0	0.74	0.93	0.9	-0.67	0.64
Net Invested Capital	0.98	0.96	0.92	0.73	0.92	-0.71	0.9	0.75	0.98	0.78	0.8	0.37	0.9	0.89	0.92	0.97		0.96	0.8	0.92	0.95	-0.68	0.69
Long Term Investments	0.99	0.98	0.99	0.62	0.91	-0.82	0.93	0.85	0.99	0.92	0.72	0.52	0.96	0.97	0.92	1.0	0.96		0.72	0.94	0.89	-0.66	0.62
Short Long Term Debt	0.74	0.74	0.65	0.7	0.9	-0.53	0.82	0.56	0.74	0.54	1.0	0.27	0.71	0.65	0.83	0.74	0.8	0.72		0.8	0.71	-0.87	0.79
Capital Stock	0.94	0.94	0.93	0.55	0.92	-0.71	0.89	0.76	0.94	0.86	0.8	0.42	0.94	0.9	0.9	0.93	0.92	0.94	0.8		0.84	-0.78	0.8
Long Term Debt Total	0.92	0.88	0.85	0.83	0.88	-0.63	0.86	0.67	0.92	0.67	0.71	0.29	0.81	0.81	0.92	0.9	0.95	0.89	0.71	0.84		-0.68	0.62
Capital Surpluse	-0.65	-0.65	-0.61	-0.74	-0.89	0.53	-0.83	-0.55	-0.65	-0.53	-0.87	-0.33	-0.69	-0.62	-0.86	-0.67	-0.68	-0.66	-0.87	-0.78	-0.68		-0.83
Current Deferred Revenue	0.65	0.65	0.59	0.58	0.74	-0.41	0.68	0.49	0.65	0.46	0.79	0.23	0.67	0.59	0.69	0.64	0.69	0.62	0.79	0.8	0.62	-0.83

	2020	2021	2022	2023	2024	2025 (projected)
Return On Assets	0.009086	0.0104	0.0132	0.0131	0.0118	0.007946
Asset Turnover	0.0376	0.0357	0.0391	0.0339	0.039	0.0421
Net Debt	(31.4M)	(171.5M)	11.8M	29.1M	33.5M	35.2M
Total Current Liabilities	8.3M	12.6M	565K	2.0B	2.3B	2.4B
Non Current Liabilities Total	35.4M	38.4M	565K	2.2B	2.6B	2.7B
Total Assets	1.3B	1.8B	2.0B	2.4B	2.8B	1.8B
Total Current Assets	193.0M	346.3M	268.0M	250.7M	288.2M	238.6M
Total Cash From Operating Activities	11.5M	29.7M	38.9M	39.4M	45.3M	26.0M

	Return On Equity	0.14
	Return On Asset	0.0127
	Profit Margin	0.37 %
	Operating Margin	0.50 %
	Current Valuation	180.31 M
	Shares Outstanding	9.89 M
	Shares Owned By Insiders	15.05 %
	Shares Owned By Institutions	52.43 %
	Number Of Shares Shorted	42.87 K
	Price To Earning	13.14 X
	Price To Book	1.19 X
	Price To Sales	3.81 X
	Revenue	82.9 M
	Gross Profit	87.11 M
	EBITDA	3.4 M
	Net Income	31.95 M
	Cash And Equivalents	246.06 M
	Cash Per Share	28.26 X
	Total Debt	183.67 M
	Book Value Per Share	27.46 X
	Cash Flow From Operations	39.35 M
	Short Ratio	2.05 X
	Earnings Per Share	3.67 X
	Target Price	41.0
	Number Of Employees	181
	Beta	0.22
	Market Capitalization	332.18 M
	Total Asset	2.45 B
	Retained Earnings	102.52 M
	Annual Yield	0.01 %
	Net Asset	2.45 B

Southern States Bancshares Stock Probability Of Bankruptcy

Southern States Bancshares Company odds of financial distress Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current Southern States Probability Of Bankruptcy

Southern Probability Of Bankruptcy Driver Correlations

Southern Probability Of Bankruptcy Peer Comparison

Southern States Main Bankruptcy Drivers

Southern States ESG Sustainability

Southern Fundamentals

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