Texas Community Bancshares Net Income
| TCBS Stock | USD 17.04 0.47 2.84% |
As of the 12th of February 2026, Texas Community has the Coefficient Of Variation of 1695.08, semi deviation of 1.65, and Risk Adjusted Performance of 0.0529. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Texas Community Banc, as well as the relationship between them. Please validate Texas Community Banc standard deviation, as well as the relationship between the maximum drawdown and expected short fall to decide if Texas Community is priced more or less accurately, providing market reflects its prevalent price of 17.04 per share. Given that Texas Community Banc has jensen alpha of 0.1069, we advise you to double-check Texas Community Bancshares's current market performance to make sure the company can sustain itself at a future point.
Texas Community Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.9867 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -1.2 M | -1.1 M | |
| Net Income Applicable To Common Shares | 466.2 K | 619.7 K | |
| Net Loss | -1.2 M | -1.1 M | |
| Net Loss | (0.51) | (0.49) | |
| Net Income Per E B T | 0.84 | 0.88 |
Texas | Net Income | Build AI portfolio with Texas Stock |
The evolution of Net Income for Texas Community Bancshares provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Texas Community compares to historical norms and industry peers.
Latest Texas Community's Net Income Growth Pattern
Below is the plot of the Net Income of Texas Community Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Texas Community Banc financial statement analysis. It represents the amount of money remaining after all of Texas Community Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Texas Community's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Texas Community's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (1.3 M) | 10 Years Trend |
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Net Income |
| Timeline |
Texas Net Income Regression Statistics
| Arithmetic Mean | 544,926 | |
| Geometric Mean | 1,023,591 | |
| Coefficient Of Variation | 177.07 | |
| Mean Deviation | 768,812 | |
| Median | 1,057,101 | |
| Standard Deviation | 964,920 | |
| Sample Variance | 931.1B | |
| Range | 3.1M | |
| R-Value | (0.71) | |
| Mean Square Error | 488.5B | |
| R-Squared | 0.51 | |
| Significance | 0 | |
| Slope | (136,209) | |
| Total Sum of Squares | 14.9T |
Texas Net Income History
Other Fundumenentals of Texas Community Banc
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Texas Community Net Income component correlations
Texas Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Texas Community is extremely important. It helps to project a fair market value of Texas Stock properly, considering its historical fundamentals such as Net Income. Since Texas Community's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Texas Community's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Texas Community's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Regional Banks market expansion? Will Texas introduce new products? Factors like these will boost the valuation of Texas Community. If investors know Texas will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Texas Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.412 | Dividend Share 0.16 | Earnings Share 0.86 | Revenue Per Share | Quarterly Revenue Growth 0.126 |
Texas Community Banc's market price often diverges from its book value, the accounting figure shown on Texas's balance sheet. Smart investors calculate Texas Community's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Texas Community's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Texas Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Texas Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Texas Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Texas Community 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Texas Community's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Texas Community.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in Texas Community on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Texas Community Bancshares or generate 0.0% return on investment in Texas Community over 90 days. Texas Community is related to or competes with Victory Bancorp, MF Bancorp, First Community, Andover Bancorp, Community Capital, Woodlands Financial, and HCB Financial. Texas Community Bancshares, Inc. operates as the bank holding company for Mineola Community Bank, S.S.B More
Texas Community Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Texas Community's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Texas Community Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.12 | |||
| Information Ratio | 0.009 | |||
| Maximum Drawdown | 13.69 | |||
| Value At Risk | (2.92) | |||
| Potential Upside | 3.9 |
Texas Community Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Texas Community's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Texas Community's standard deviation. In reality, there are many statistical measures that can use Texas Community historical prices to predict the future Texas Community's volatility.| Risk Adjusted Performance | 0.0529 | |||
| Jensen Alpha | 0.1069 | |||
| Total Risk Alpha | (0.13) | |||
| Sortino Ratio | 0.0088 | |||
| Treynor Ratio | 2.09 |
Texas Community February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0529 | |||
| Market Risk Adjusted Performance | 2.1 | |||
| Mean Deviation | 1.26 | |||
| Semi Deviation | 1.65 | |||
| Downside Deviation | 2.12 | |||
| Coefficient Of Variation | 1695.08 | |||
| Standard Deviation | 2.07 | |||
| Variance | 4.27 | |||
| Information Ratio | 0.009 | |||
| Jensen Alpha | 0.1069 | |||
| Total Risk Alpha | (0.13) | |||
| Sortino Ratio | 0.0088 | |||
| Treynor Ratio | 2.09 | |||
| Maximum Drawdown | 13.69 | |||
| Value At Risk | (2.92) | |||
| Potential Upside | 3.9 | |||
| Downside Variance | 4.47 | |||
| Semi Variance | 2.73 | |||
| Expected Short fall | (1.46) | |||
| Skewness | 0.9694 | |||
| Kurtosis | 4.32 |
Texas Community Banc Backtested Returns
Currently, Texas Community Bancshares is not too volatile. Texas Community Banc owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0629, which indicates the firm had a 0.0629 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Texas Community Bancshares, which you can use to evaluate the volatility of the company. Please validate Texas Community's Risk Adjusted Performance of 0.0529, coefficient of variation of 1695.08, and Semi Deviation of 1.65 to confirm if the risk estimate we provide is consistent with the expected return of 0.14%. Texas Community has a performance score of 4 on a scale of 0 to 100. The entity has a beta of 0.0536, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Texas Community's returns are expected to increase less than the market. However, during the bear market, the loss of holding Texas Community is expected to be smaller as well. Texas Community Banc right now has a risk of 2.17%. Please validate Texas Community expected short fall, as well as the relationship between the rate of daily change and period momentum indicator , to decide if Texas Community will be following its existing price patterns.
Auto-correlation | -0.11 |
Insignificant reverse predictability
Texas Community Bancshares has insignificant reverse predictability. Overlapping area represents the amount of predictability between Texas Community time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Texas Community Banc price movement. The serial correlation of -0.11 indicates that less than 11.0% of current Texas Community price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.11 | |
| Spearman Rank Test | -0.16 | |
| Residual Average | 0.0 | |
| Price Variance | 0.23 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Texas Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Texas Community Bancshares reported net income of (1.3 Million). This is 100.1% lower than that of the Banks sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 100.23% higher than that of the company.
Texas Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Texas Community's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Texas Community could also be used in its relative valuation, which is a method of valuing Texas Community by comparing valuation metrics of similar companies.Texas Community is currently under evaluation in net income category among its peers.
Texas Community ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Texas Community's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Texas Community's managers, analysts, and investors.Environmental | Governance | Social |
Texas Community Institutional Holders
Institutional Holdings refers to the ownership stake in Texas Community that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Texas Community's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Texas Community's value.| Shares | Alliancebernstein L.p. | 2025-06-30 | 157.7 K | Sbi Securities Co Ltd | 2025-06-30 | 0.0 | Vanguard Group Inc | 2025-06-30 | 59 K | Oppenheimer & Close Inc | 2025-06-30 | 54.5 K | Fourthstone Llc | 2025-06-30 | 23.5 K | Geode Capital Management, Llc | 2025-06-30 | 18.8 K | Northern Trust Corp | 2025-06-30 | 11.9 K | Blackrock Inc | 2025-06-30 | 5.1 K | Ubs Group Ag | 2025-06-30 | 1.2 K | Tower Research Capital Llc | 2025-06-30 | 211 | Bank Of America Corp | 2025-06-30 | 22.0 |
Texas Fundamentals
| Return On Equity | 0.0474 | ||||
| Return On Asset | 0.0057 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 81.67 M | ||||
| Shares Outstanding | 2.72 M | ||||
| Shares Owned By Insiders | 30.02 % | ||||
| Shares Owned By Institutions | 11.31 % | ||||
| Number Of Shares Shorted | 3.35 K | ||||
| Price To Earning | 229.26 X | ||||
| Price To Book | 0.86 X | ||||
| Price To Sales | 3.09 X | ||||
| Revenue | 20.84 M | ||||
| Gross Profit | 15.27 M | ||||
| EBITDA | (1.21 M) | ||||
| Net Income | (1.3 M) | ||||
| Cash And Equivalents | 25.85 M | ||||
| Cash Per Share | 8.57 X | ||||
| Total Debt | 49.88 M | ||||
| Book Value Per Share | 19.51 X | ||||
| Cash Flow From Operations | 1.94 M | ||||
| Short Ratio | 1.84 X | ||||
| Earnings Per Share | 0.86 X | ||||
| Number Of Employees | 60 | ||||
| Beta | 0.042 | ||||
| Market Capitalization | 47.2 M | ||||
| Total Asset | 443.46 M | ||||
| Retained Earnings | 30.16 M | ||||
| Annual Yield | 0.01 % | ||||
| Net Asset | 443.46 M | ||||
| Last Dividend Paid | 0.16 |
About Texas Community Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Texas Community Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Texas Community using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Texas Community Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Texas Stock Analysis
When running Texas Community's price analysis, check to measure Texas Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Texas Community is operating at the current time. Most of Texas Community's value examination focuses on studying past and present price action to predict the probability of Texas Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Texas Community's price. Additionally, you may evaluate how the addition of Texas Community to your portfolios can decrease your overall portfolio volatility.