Town Center Bank Net Income
| TCNB Stock | USD 6.10 0.00 0.00% |
As of the 12th of February 2026, Town Center has the Coefficient Of Variation of 2534.69, semi deviation of 0.4978, and Risk Adjusted Performance of 0.0299. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Town Center Bank, as well as the relationship between them. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We were able to interpolate nineteen technical drivers for Town Center Bank, which can be compared to its competition.
Town Center's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Town Center's valuation are provided below:Town Center Bank does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Town |
Town Center 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Town Center's otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Town Center.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in Town Center on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Town Center Bank or generate 0.0% return on investment in Town Center over 90 days. Town Center is related to or competes with Community Bankers, Harbor Bankshares, Tennessee Valley, United Tennessee, FNB, Fleetwood Bank, and Greenville Federal. Town Center Bank provides various financial services to individuals and businesses in Illinois More
Town Center Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Town Center's otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Town Center Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.77 | |||
| Information Ratio | (0.11) | |||
| Maximum Drawdown | 4.98 | |||
| Value At Risk | (0.83) | |||
| Potential Upside | 1.33 |
Town Center Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Town Center's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Town Center's standard deviation. In reality, there are many statistical measures that can use Town Center historical prices to predict the future Town Center's volatility.| Risk Adjusted Performance | 0.0299 | |||
| Jensen Alpha | 0.0176 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | (13.41) |
Town Center February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0299 | |||
| Market Risk Adjusted Performance | (13.40) | |||
| Mean Deviation | 0.2874 | |||
| Semi Deviation | 0.4978 | |||
| Downside Deviation | 1.77 | |||
| Coefficient Of Variation | 2534.69 | |||
| Standard Deviation | 0.6954 | |||
| Variance | 0.4835 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | 0.0176 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | (13.41) | |||
| Maximum Drawdown | 4.98 | |||
| Value At Risk | (0.83) | |||
| Potential Upside | 1.33 | |||
| Downside Variance | 3.14 | |||
| Semi Variance | 0.2478 | |||
| Expected Short fall | (1.21) | |||
| Skewness | (0.52) | |||
| Kurtosis | 8.39 |
Town Center Bank Backtested Returns
At this point, Town Center is not too volatile. Town Center Bank owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0969, which indicates the firm had a 0.0969 % return per unit of risk over the last 3 months. We have found twenty-four technical indicators for Town Center Bank, which you can use to evaluate the volatility of the company. Please validate Town Center's Coefficient Of Variation of 2534.69, semi deviation of 0.4978, and Risk Adjusted Performance of 0.0299 to confirm if the risk estimate we provide is consistent with the expected return of 0.0573%. Town Center has a performance score of 7 on a scale of 0 to 100. The entity has a beta of -0.0013, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Town Center are expected to decrease at a much lower rate. During the bear market, Town Center is likely to outperform the market. Town Center Bank right now has a risk of 0.59%. Please validate Town Center potential upside, as well as the relationship between the expected short fall and rate of daily change , to decide if Town Center will be following its existing price patterns.
Auto-correlation | 0.07 |
Virtually no predictability
Town Center Bank has virtually no predictability. Overlapping area represents the amount of predictability between Town Center time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Town Center Bank price movement. The serial correlation of 0.07 indicates that barely 7.0% of current Town Center price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.07 | |
| Spearman Rank Test | -0.39 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Town Center Bank reported net income of 1.61 M. This is 99.87% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.72% higher than that of the company.
Town Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Town Center's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of Town Center could also be used in its relative valuation, which is a method of valuing Town Center by comparing valuation metrics of similar companies.Town Center is currently under evaluation in net income category among its peers.
Town Fundamentals
| Return On Equity | 0.1 | |||
| Return On Asset | 0.0105 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.35 % | |||
| Current Valuation | 9.05 M | |||
| Shares Outstanding | 2.33 M | |||
| Shares Owned By Institutions | 0.30 % | |||
| Price To Earning | 3.29 X | |||
| Price To Book | 0.52 X | |||
| Price To Sales | 1.20 X | |||
| Revenue | 6.58 M | |||
| Gross Profit | 6.52 M | |||
| Net Income | 1.61 M | |||
| Cash And Equivalents | 5.16 M | |||
| Cash Per Share | 2.21 X | |||
| Total Debt | 5 M | |||
| Book Value Per Share | 7.06 X | |||
| Cash Flow From Operations | 2.51 M | |||
| Earnings Per Share | 0.18 X | |||
| Beta | 0.27 | |||
| Market Capitalization | 7.93 M | |||
| Total Asset | 149.35 M | |||
| Retained Earnings | (13.67 M) | |||
| Z Score | 0.6 | |||
| Net Asset | 149.35 M |
About Town Center Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Town Center Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Town Center using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Town Center Bank based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in Town OTC Stock
Town Center financial ratios help investors to determine whether Town OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Town with respect to the benefits of owning Town Center security.