Unicredit Spa Stock Net Income
| UNCFF Stock | USD 86.53 1.55 1.82% |
As of the 18th of February 2026, UniCredit SpA has the Coefficient Of Variation of 955.54, risk adjusted performance of 0.0897, and Semi Deviation of 2.1. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of UniCredit SpA, as well as the relationship between them. Please validate UniCredit SpA maximum drawdown, and the relationship between the information ratio and downside variance to decide if UniCredit SpA is priced more or less accurately, providing market reflects its prevalent price of 86.53 per share. Given that UniCredit SpA has jensen alpha of 0.1907, we advise you to double-check UniCredit SpA's current market performance to make sure the company can sustain itself at a future point.
UniCredit SpA's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing UniCredit SpA's valuation are provided below:UniCredit SpA does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. UniCredit |
UniCredit SpA 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to UniCredit SpA's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of UniCredit SpA.
| 11/20/2025 |
| 02/18/2026 |
If you would invest 0.00 in UniCredit SpA on November 20, 2025 and sell it all today you would earn a total of 0.00 from holding UniCredit SpA or generate 0.0% return on investment in UniCredit SpA over 90 days. UniCredit SpA is related to or competes with Intesa Sanpaolo, DBS Group, DBS Group, Banco Bilbao, State Bank, KBC Groep, and Erste Group. UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services More
UniCredit SpA Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure UniCredit SpA's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess UniCredit SpA upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.3 | |||
| Information Ratio | 0.0813 | |||
| Maximum Drawdown | 9.69 | |||
| Value At Risk | (3.45) | |||
| Potential Upside | 3.32 |
UniCredit SpA Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for UniCredit SpA's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as UniCredit SpA's standard deviation. In reality, there are many statistical measures that can use UniCredit SpA historical prices to predict the future UniCredit SpA's volatility.| Risk Adjusted Performance | 0.0897 | |||
| Jensen Alpha | 0.1907 | |||
| Total Risk Alpha | 0.1046 | |||
| Sortino Ratio | 0.0801 | |||
| Treynor Ratio | 0.2662 |
UniCredit SpA February 18, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0897 | |||
| Market Risk Adjusted Performance | 0.2762 | |||
| Mean Deviation | 1.81 | |||
| Semi Deviation | 2.1 | |||
| Downside Deviation | 2.3 | |||
| Coefficient Of Variation | 955.54 | |||
| Standard Deviation | 2.27 | |||
| Variance | 5.15 | |||
| Information Ratio | 0.0813 | |||
| Jensen Alpha | 0.1907 | |||
| Total Risk Alpha | 0.1046 | |||
| Sortino Ratio | 0.0801 | |||
| Treynor Ratio | 0.2662 | |||
| Maximum Drawdown | 9.69 | |||
| Value At Risk | (3.45) | |||
| Potential Upside | 3.32 | |||
| Downside Variance | 5.31 | |||
| Semi Variance | 4.42 | |||
| Expected Short fall | (1.99) | |||
| Skewness | (0.30) | |||
| Kurtosis | 0.4085 |
UniCredit SpA Backtested Returns
UniCredit SpA appears to be very steady, given 3 months investment horizon. UniCredit SpA owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.16, which indicates the firm had a 0.16 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for UniCredit SpA, which you can use to evaluate the volatility of the company. Please review UniCredit SpA's Risk Adjusted Performance of 0.0897, semi deviation of 2.1, and Coefficient Of Variation of 955.54 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, UniCredit SpA holds a performance score of 12. The entity has a beta of 0.85, which indicates possible diversification benefits within a given portfolio. UniCredit SpA returns are very sensitive to returns on the market. As the market goes up or down, UniCredit SpA is expected to follow. Please check UniCredit SpA's total risk alpha, downside variance, daily balance of power, as well as the relationship between the maximum drawdown and skewness , to make a quick decision on whether UniCredit SpA's existing price patterns will revert.
Auto-correlation | 0.70 |
Good predictability
UniCredit SpA has good predictability. Overlapping area represents the amount of predictability between UniCredit SpA time series from 20th of November 2025 to 4th of January 2026 and 4th of January 2026 to 18th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of UniCredit SpA price movement. The serial correlation of 0.7 indicates that around 70.0% of current UniCredit SpA price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.7 | |
| Spearman Rank Test | 0.8 | |
| Residual Average | 0.0 | |
| Price Variance | 9.98 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, UniCredit SpA reported net income of 6.46 B. This is much higher than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is significantly lower than that of the firm.
UniCredit Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses UniCredit SpA's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of UniCredit SpA could also be used in its relative valuation, which is a method of valuing UniCredit SpA by comparing valuation metrics of similar companies.UniCredit SpA is currently under evaluation in net income category among its peers.
UniCredit Fundamentals
| Return On Equity | 0.1 | |||
| Return On Asset | 0.0073 | |||
| Profit Margin | 0.35 % | |||
| Operating Margin | 0.42 % | |||
| Current Valuation | 4.26 B | |||
| Shares Outstanding | 1.94 B | |||
| Shares Owned By Insiders | 8.58 % | |||
| Shares Owned By Institutions | 43.98 % | |||
| Price To Earning | 9.38 X | |||
| Price To Book | 0.40 X | |||
| Price To Sales | 1.84 X | |||
| Revenue | 20.16 B | |||
| Gross Profit | 18.27 B | |||
| Net Income | 6.46 B | |||
| Cash And Equivalents | 264.32 B | |||
| Cash Per Share | 127.02 X | |||
| Total Debt | 212.8 B | |||
| Book Value Per Share | 28.90 X | |||
| Cash Flow From Operations | (7.52 B) | |||
| Earnings Per Share | 3.57 X | |||
| Price To Earnings To Growth | 0.58 X | |||
| Target Price | 8.39 | |||
| Number Of Employees | 89 | |||
| Beta | 1.7 | |||
| Market Capitalization | 39.41 B | |||
| Total Asset | 857.8 B | |||
| Retained Earnings | 1.77 B | |||
| Working Capital | (532.41 B) | |||
| Current Asset | 137.19 B | |||
| Current Liabilities | 669.61 B | |||
| Annual Yield | 0.03 % | |||
| Net Asset | 857.8 B |
About UniCredit SpA Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze UniCredit SpA's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of UniCredit SpA using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of UniCredit SpA based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Other Information on Investing in UniCredit Pink Sheet
UniCredit SpA financial ratios help investors to determine whether UniCredit Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in UniCredit with respect to the benefits of owning UniCredit SpA security.