Unicaja Banco Sa Stock Net Income
| UNJCF Stock | USD 3.05 0.00 0.00% |
As of the 15th of February 2026, Unicaja Banco has the Coefficient Of Variation of 812.4, variance of 20.49, and Risk Adjusted Performance of 0.1075. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Unicaja Banco SA, as well as the relationship between them. Please validate Unicaja Banco SA variance and maximum drawdown to decide if Unicaja Banco is priced more or less accurately, providing market reflects its prevalent price of 3.05 per share. Given that Unicaja Banco SA has variance of 20.49, we advise you to double-check Unicaja Banco SA's current market performance to make sure the company can sustain itself at a future point.
Unicaja Banco's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Unicaja Banco's valuation are provided below:Unicaja Banco SA does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Unicaja |
Unicaja Banco 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Unicaja Banco's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Unicaja Banco.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in Unicaja Banco on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding Unicaja Banco SA or generate 0.0% return on investment in Unicaja Banco over 90 days. Unicaja Banco is related to or competes with Komercní Banka, Investec, Nedbank Group, Nedbank, Turkiye Vakiflar, Commercial International, and Bank of East Asia Limited. Unicaja Banco, S.A. provides various banking products and services to individuals and companies in Spain and internation... More
Unicaja Banco Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Unicaja Banco's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Unicaja Banco SA upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | 0.1076 | |||
| Maximum Drawdown | 36.77 |
Unicaja Banco Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Unicaja Banco's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Unicaja Banco's standard deviation. In reality, there are many statistical measures that can use Unicaja Banco historical prices to predict the future Unicaja Banco's volatility.| Risk Adjusted Performance | 0.1075 | |||
| Jensen Alpha | 0.5974 | |||
| Total Risk Alpha | 0.2109 | |||
| Treynor Ratio | (0.65) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Unicaja Banco's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Unicaja Banco February 15, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1075 | |||
| Market Risk Adjusted Performance | (0.64) | |||
| Mean Deviation | 1.1 | |||
| Coefficient Of Variation | 812.4 | |||
| Standard Deviation | 4.53 | |||
| Variance | 20.49 | |||
| Information Ratio | 0.1076 | |||
| Jensen Alpha | 0.5974 | |||
| Total Risk Alpha | 0.2109 | |||
| Treynor Ratio | (0.65) | |||
| Maximum Drawdown | 36.77 | |||
| Skewness | 8.12 | |||
| Kurtosis | 66.0 |
Unicaja Banco SA Backtested Returns
Unicaja Banco appears to be risky, given 3 months investment horizon. Unicaja Banco SA owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.13, which indicates the firm had a 0.13 % return per unit of risk over the last 3 months. By inspecting Unicaja Banco's technical indicators, you can evaluate if the expected return of 0.57% is justified by implied risk. Please review Unicaja Banco's Variance of 20.49, risk adjusted performance of 0.1075, and Coefficient Of Variation of 812.4 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Unicaja Banco holds a performance score of 9. The entity has a beta of -0.84, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning Unicaja Banco are expected to decrease at a much lower rate. During the bear market, Unicaja Banco is likely to outperform the market. Please check Unicaja Banco's variance, maximum drawdown, as well as the relationship between the Maximum Drawdown and rate of daily change , to make a quick decision on whether Unicaja Banco's existing price patterns will revert.
Auto-correlation | 0.00 |
No correlation between past and present
Unicaja Banco SA has no correlation between past and present. Overlapping area represents the amount of predictability between Unicaja Banco time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Unicaja Banco SA price movement. The serial correlation of 0.0 indicates that just 0.0% of current Unicaja Banco price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.0 | |
| Spearman Rank Test | 1.0 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Unicaja Banco SA reported net income of 1.11 B. This is much higher than that of the sector and significantly higher than that of the Net Income industry. The net income for all United States stocks is notably lower than that of the firm.
Unicaja Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Unicaja Banco's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Unicaja Banco could also be used in its relative valuation, which is a method of valuing Unicaja Banco by comparing valuation metrics of similar companies.Unicaja Banco is currently under evaluation in net income category among its peers.
Unicaja Fundamentals
| Return On Equity | 21.55 | |||
| Return On Asset | 1.23 | |||
| Profit Margin | 122.66 % | |||
| Operating Margin | (21.99) % | |||
| Current Valuation | 15.09 B | |||
| Shares Owned By Insiders | 47.28 % | |||
| Shares Owned By Institutions | 18.96 % | |||
| Price To Earning | 1.46 X | |||
| Price To Book | 0.37 X | |||
| Revenue | 907.56 M | |||
| Gross Profit | 907.56 M | |||
| Net Income | 1.11 B | |||
| Cash And Equivalents | 1.7 B | |||
| Cash Per Share | 0.64 X | |||
| Total Debt | 14.45 B | |||
| Book Value Per Share | 2.39 X | |||
| Cash Flow From Operations | 13.96 B | |||
| Earnings Per Share | 0.60 X | |||
| Number Of Employees | 9.1 K | |||
| Beta | 1.42 |
About Unicaja Banco Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Unicaja Banco SA's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Unicaja Banco using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Unicaja Banco SA based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Other Information on Investing in Unicaja Pink Sheet
Unicaja Banco financial ratios help investors to determine whether Unicaja Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Unicaja with respect to the benefits of owning Unicaja Banco security.