Unum Group Net Income
| UNMA Stock | USD 23.57 0.14 0.60% |
As of the 16th of February 2026, Unum has the Semi Deviation of 0.3808, risk adjusted performance of 0.0206, and Coefficient Of Variation of 2786.39. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Unum Group, as well as the relationship between them.
Unum Total Revenue |
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| Last Reported | Projected for Next Year | ||
| Net Income | 2 B | 2.1 B | |
| Net Income From Continuing Ops | 1.5 B | 1.2 B | |
| Net Income Applicable To Common Shares | 1.5 B | 951.4 M | |
| Net Income Per Share | 4.28 | 4.49 | |
| Net Income Per E B T | 0.79 | 0.86 |
Unum | Net Income | Build AI portfolio with Unum Stock |
Analyzing Unum's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Unum's current valuation and future prospects.
Latest Unum's Net Income Growth Pattern
Below is the plot of the Net Income of Unum Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Unum Group financial statement analysis. It represents the amount of money remaining after all of Unum Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Unum's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Unum's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 1.78 B | 10 Years Trend |
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Net Income |
| Timeline |
Unum Net Income Regression Statistics
| Arithmetic Mean | 841,059,469 | |
| Geometric Mean | 715,539,004 | |
| Coefficient Of Variation | 49.52 | |
| Mean Deviation | 298,231,150 | |
| Median | 847,000,000 | |
| Standard Deviation | 416,481,793 | |
| Sample Variance | 173457.1T | |
| Range | 1.7B | |
| R-Value | 0.54 | |
| Mean Square Error | 130468.9T | |
| R-Squared | 0.29 | |
| Significance | 0.02 | |
| Slope | 44,783,794 | |
| Total Sum of Squares | 2775313.3T |
Unum Net Income History
Other Fundumenentals of Unum Group
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Unum Net Income component correlations
Unum Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Unum is extremely important. It helps to project a fair market value of Unum Stock properly, considering its historical fundamentals such as Net Income. Since Unum's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Unum's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Unum's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Unum assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Dividend Share 0.95 |
Unum Group's market price often diverges from its book value, the accounting figure shown on Unum's balance sheet. Smart investors calculate Unum's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Unum's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Unum 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Unum's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Unum.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Unum on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Unum Group or generate 0.0% return on investment in Unum over 90 days. Unum is related to or competes with Aegon NV, Reinsurance Group, Renaissancere Holdings, Old Republic, Globe Life, MetLife, and Assurant. Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the Un... More
Unum Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Unum's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Unum Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.4195 | |||
| Information Ratio | (0.12) | |||
| Maximum Drawdown | 2.86 | |||
| Value At Risk | (0.59) | |||
| Potential Upside | 0.5975 |
Unum Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Unum's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Unum's standard deviation. In reality, there are many statistical measures that can use Unum historical prices to predict the future Unum's volatility.| Risk Adjusted Performance | 0.0206 | |||
| Jensen Alpha | (0) | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | (0.13) | |||
| Treynor Ratio | 0.0423 |
Unum February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0206 | |||
| Market Risk Adjusted Performance | 0.0523 | |||
| Mean Deviation | 0.3145 | |||
| Semi Deviation | 0.3808 | |||
| Downside Deviation | 0.4195 | |||
| Coefficient Of Variation | 2786.39 | |||
| Standard Deviation | 0.4407 | |||
| Variance | 0.1942 | |||
| Information Ratio | (0.12) | |||
| Jensen Alpha | (0) | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | (0.13) | |||
| Treynor Ratio | 0.0423 | |||
| Maximum Drawdown | 2.86 | |||
| Value At Risk | (0.59) | |||
| Potential Upside | 0.5975 | |||
| Downside Variance | 0.1759 | |||
| Semi Variance | 0.145 | |||
| Expected Short fall | (0.37) | |||
| Skewness | 0.1271 | |||
| Kurtosis | 2.49 |
Unum Group Backtested Returns
At this point, Unum is very steady. Unum Group owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0146, which indicates the firm had a 0.0146 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Unum Group, which you can use to evaluate the volatility of the company. Please validate Unum's Risk Adjusted Performance of 0.0206, semi deviation of 0.3808, and Coefficient Of Variation of 2786.39 to confirm if the risk estimate we provide is consistent with the expected return of 0.0056%. Unum has a performance score of 1 on a scale of 0 to 100. The entity has a beta of 0.14, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Unum's returns are expected to increase less than the market. However, during the bear market, the loss of holding Unum is expected to be smaller as well. Unum Group right now has a risk of 0.39%. Please validate Unum kurtosis, and the relationship between the downside variance and day median price , to decide if Unum will be following its existing price patterns.
Auto-correlation | 0.17 |
Very weak predictability
Unum Group has very weak predictability. Overlapping area represents the amount of predictability between Unum time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Unum Group price movement. The serial correlation of 0.17 indicates that over 17.0% of current Unum price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.17 | |
| Spearman Rank Test | -0.3 | |
| Residual Average | 0.0 | |
| Price Variance | 0.01 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Unum Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Unum Group reported net income of 1.78 B. This is much higher than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
Unum Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Unum's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Unum could also be used in its relative valuation, which is a method of valuing Unum by comparing valuation metrics of similar companies.Unum is currently under evaluation in net income category among its peers.
Unum ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Unum's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Unum's managers, analysts, and investors.Environmental | Governance | Social |
Unum Fundamentals
| Price To Earning | 5.23 X | ||||
| Revenue | 13.08 B | ||||
| EBITDA | 933.5 M | ||||
| Net Income | 1.78 B | ||||
| Cash And Equivalents | 1.53 B | ||||
| Cash Per Share | 7.01 X | ||||
| Total Debt | 3.74 B | ||||
| Debt To Equity | 33.90 % | ||||
| Current Ratio | 8.48 X | ||||
| Book Value Per Share | 43.20 X | ||||
| Cash Flow From Operations | 1.51 B | ||||
| Number Of Employees | 9.4 K | ||||
| Beta | 1.41 | ||||
| Market Capitalization | 5.33 B | ||||
| Total Asset | 15.65 B | ||||
| Retained Earnings | 12.91 B | ||||
| Annual Yield | 0.06 % | ||||
| Net Asset | 15.65 B | ||||
| Last Dividend Paid | 0.95 |
About Unum Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Unum Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Unum using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Unum Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Unum Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Unum's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Unum Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Unum Group Stock:Check out You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Unum assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Dividend Share 0.95 |
Unum Group's market price often diverges from its book value, the accounting figure shown on Unum's balance sheet. Smart investors calculate Unum's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Unum's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.