Usio Inc Stock Net Income
| USIO Stock | USD 1.38 0.01 0.73% |
As of the 29th of January, Usio has the Variance of 2.85, risk adjusted performance of (0.03), and Coefficient Of Variation of (2,373). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Usio Inc, as well as the relationship between them.
Usio Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.3964 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 3.8 M | 4 M | |
| Net Loss | -4.9 M | -4.7 M | |
| Net Income From Continuing Ops | 3.8 M | 4 M | |
| Net Income Per Share | 0.11 | 0.12 | |
| Net Income Per E B T | 4.39 | 4.61 |
Usio | Net Income | Build AI portfolio with Usio Stock |
Latest Usio's Net Income Growth Pattern
Below is the plot of the Net Income of Usio Inc over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Usio Inc financial statement analysis. It represents the amount of money remaining after all of Usio Inc operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Usio's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Usio's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 3.31 M | 10 Years Trend |
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Net Income |
| Timeline |
Usio Net Income Regression Statistics
| Arithmetic Mean | (645,029) | |
| Geometric Mean | 1,917,736 | |
| Coefficient Of Variation | (508.42) | |
| Mean Deviation | 2,657,432 | |
| Median | (475,104) | |
| Standard Deviation | 3,279,467 | |
| Sample Variance | 10.8T | |
| Range | 9.5M | |
| R-Value | 0.25 | |
| Mean Square Error | 10.7T | |
| R-Squared | 0.06 | |
| Significance | 0.33 | |
| Slope | 163,694 | |
| Total Sum of Squares | 172.1T |
Usio Net Income History
Other Fundumenentals of Usio Inc
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Usio Net Income component correlations
Usio Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Usio is extremely important. It helps to project a fair market value of Usio Stock properly, considering its historical fundamentals such as Net Income. Since Usio's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Usio's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Usio's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Transaction & Payment Processing Services sector continue expanding? Could Usio diversify its offerings? Factors like these will boost the valuation of Usio. If investors know Usio will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Usio data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.63) | Earnings Share (0.02) | Revenue Per Share | Quarterly Revenue Growth (0.01) | Return On Assets |
Usio Inc's market price often diverges from its book value, the accounting figure shown on Usio's balance sheet. Smart investors calculate Usio's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Usio's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Usio's value and its price as these two are different measures arrived at by different means. Investors typically determine if Usio is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Usio's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Usio 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Usio's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Usio.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in Usio on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding Usio Inc or generate 0.0% return on investment in Usio over 90 days. Usio is related to or competes with BOS Better, LivePerson, Snail, Mobix Labs, BeLive Holdings, Intellinetics, and Viewbix. Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and ... More
Usio Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Usio's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Usio Inc upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.09) | |||
| Maximum Drawdown | 9.89 | |||
| Value At Risk | (3.31) | |||
| Potential Upside | 2.26 |
Usio Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Usio's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Usio's standard deviation. In reality, there are many statistical measures that can use Usio historical prices to predict the future Usio's volatility.| Risk Adjusted Performance | (0.03) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.23) | |||
| Treynor Ratio | (0.25) |
Usio January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.24) | |||
| Mean Deviation | 1.23 | |||
| Coefficient Of Variation | (2,373) | |||
| Standard Deviation | 1.69 | |||
| Variance | 2.85 | |||
| Information Ratio | (0.09) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.23) | |||
| Treynor Ratio | (0.25) | |||
| Maximum Drawdown | 9.89 | |||
| Value At Risk | (3.31) | |||
| Potential Upside | 2.26 | |||
| Skewness | (0.39) | |||
| Kurtosis | 1.33 |
Usio Inc Backtested Returns
Usio Inc owns Efficiency Ratio (i.e., Sharpe Ratio) of -0.0529, which indicates the firm had a -0.0529 % return per unit of risk over the last 3 months. Usio Inc exposes twenty-four different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please validate Usio's Risk Adjusted Performance of (0.03), coefficient of variation of (2,373), and Variance of 2.85 to confirm the risk estimate we provide. The entity has a beta of 0.32, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Usio's returns are expected to increase less than the market. However, during the bear market, the loss of holding Usio is expected to be smaller as well. At this point, Usio Inc has a negative expected return of -0.0894%. Please make sure to validate Usio's potential upside, as well as the relationship between the rate of daily change and period momentum indicator , to decide if Usio Inc performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.19 |
Very weak predictability
Usio Inc has very weak predictability. Overlapping area represents the amount of predictability between Usio time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Usio Inc price movement. The serial correlation of 0.19 indicates that over 19.0% of current Usio price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.19 | |
| Spearman Rank Test | 0.04 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Usio Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Usio Inc reported net income of 3.31 M. This is 99.39% lower than that of the Financial Services sector and 99.57% lower than that of the Financials industry. The net income for all United States stocks is 99.42% higher than that of the company.
Usio Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Usio's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Usio could also be used in its relative valuation, which is a method of valuing Usio by comparing valuation metrics of similar companies.Usio is currently under evaluation in net income category among its peers.
Usio Institutional Holders
Institutional Holdings refers to the ownership stake in Usio that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Usio's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Usio's value.| Shares | Morgan Stanley - Brokerage Accounts | 1225-03-30 | 60.4 K | O'shaughnessy Asset Management Llc | 2025-06-30 | 58.8 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 46.4 K | Hanson Mcclain Inc | 2025-06-30 | 41.2 K | Citadel Advisors Llc | 2025-06-30 | 38.5 K | Madrona Financial Services, Llc | 2025-06-30 | 34.1 K | Northern Trust Corp | 2025-06-30 | 33.4 K | Comprehensive Portfolio Management, Llc | 2025-06-30 | 31.4 K | Xtx Topco Ltd | 2025-06-30 | 29.2 K | Whittier Trust Co | 2025-06-30 | 2.8 M | Vanguard Group Inc | 2025-06-30 | 1 M |
Usio Fundamentals
| Return On Equity | -0.0206 | |||
| Return On Asset | -0.01 | |||
| Profit Margin | (0) % | |||
| Operating Margin | (0.02) % | |||
| Current Valuation | 33.18 M | |||
| Shares Outstanding | 27.31 M | |||
| Shares Owned By Insiders | 28.22 % | |||
| Shares Owned By Institutions | 15.62 % | |||
| Number Of Shares Shorted | 15.77 K | |||
| Price To Book | 2.00 X | |||
| Price To Sales | 0.45 X | |||
| Revenue | 82.93 M | |||
| Gross Profit | 19.88 M | |||
| EBITDA | 3 M | |||
| Net Income | 3.31 M | |||
| Cash And Equivalents | 4.61 M | |||
| Cash Per Share | 0.18 X | |||
| Total Debt | 3.87 M | |||
| Debt To Equity | 0.23 % | |||
| Current Ratio | 1.07 X | |||
| Book Value Per Share | 0.68 X | |||
| Cash Flow From Operations | 2.9 M | |||
| Short Ratio | 0.22 X | |||
| Earnings Per Share | (0.02) X | |||
| Target Price | 5.13 | |||
| Number Of Employees | 107 | |||
| Beta | 1.28 | |||
| Market Capitalization | 37.68 M | |||
| Total Asset | 107.21 M | |||
| Retained Earnings | (68.03 M) | |||
| Working Capital | 10.21 M | |||
| Net Asset | 107.21 M |
About Usio Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Usio Inc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Usio using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Usio Inc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Usio
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Usio position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Usio will appreciate offsetting losses from the drop in the long position's value.Moving together with Usio Stock
| 0.73 | PYPL | PayPal Holdings Earnings Call This Week | PairCorr |
| 0.61 | STNE | StoneCo Tech Boost | PairCorr |
Moving against Usio Stock
| 0.68 | HYMC | Hycroft Mining Holding Trending | PairCorr |
| 0.67 | TENX | Tenax Therapeutics Downward Rally | PairCorr |
| 0.64 | SHTLF | South32 Limited | PairCorr |
| 0.61 | LUNR | Intuitive Machines Upward Rally | PairCorr |
| 0.56 | WF | Woori Financial Group | PairCorr |
The ability to find closely correlated positions to Usio could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Usio when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Usio - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Usio Inc to buy it.
The correlation of Usio is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Usio moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Usio Inc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Usio can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Usio Piotroski F Score and Usio Altman Z Score analysis. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Will Transaction & Payment Processing Services sector continue expanding? Could Usio diversify its offerings? Factors like these will boost the valuation of Usio. If investors know Usio will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Usio data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.63) | Earnings Share (0.02) | Revenue Per Share | Quarterly Revenue Growth (0.01) | Return On Assets |
Usio Inc's market price often diverges from its book value, the accounting figure shown on Usio's balance sheet. Smart investors calculate Usio's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Usio's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Usio's value and its price as these two are different measures arrived at by different means. Investors typically determine if Usio is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Usio's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.