The Victory Bancorp Net Income
| VTYB Stock | USD 21.05 0.05 0.24% |
As of the 9th of February, Victory Bancorp has the Downside Deviation of 0.7798, risk adjusted performance of 0.1908, and Standard Deviation of 0.978. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Victory Bancorp, as well as the relationship between them. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We have analyzed and interpolated eighteen technical drivers for The Victory Bancorp, which can be compared to its competition.
Victory Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Victory Bancorp's valuation are provided below:The Victory Bancorp does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Victory |
Victory Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Victory Bancorp's otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Victory Bancorp.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in Victory Bancorp on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding The Victory Bancorp or generate 0.0% return on investment in Victory Bancorp over 90 days. Victory Bancorp is related to or competes with Woodlands Financial, Citizens Holding, First Community, Exchange Bankshares, MF Bancorp, Andover Bancorp, and Community Capital. The Victory Bancorp, Inc. operates as the bank holding company for The Victory Bank that provides commercial and consume... More
Victory Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Victory Bancorp's otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess The Victory Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.7798 | |||
| Information Ratio | 0.1429 | |||
| Maximum Drawdown | 5.26 | |||
| Value At Risk | (0.93) | |||
| Potential Upside | 2.61 |
Victory Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Victory Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Victory Bancorp's standard deviation. In reality, there are many statistical measures that can use Victory Bancorp historical prices to predict the future Victory Bancorp's volatility.| Risk Adjusted Performance | 0.1908 | |||
| Jensen Alpha | 0.221 | |||
| Total Risk Alpha | 0.1228 | |||
| Sortino Ratio | 0.1793 | |||
| Treynor Ratio | (11.43) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Victory Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Victory Bancorp February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1908 | |||
| Market Risk Adjusted Performance | (11.42) | |||
| Mean Deviation | 0.5298 | |||
| Downside Deviation | 0.7798 | |||
| Coefficient Of Variation | 426.23 | |||
| Standard Deviation | 0.978 | |||
| Variance | 0.9565 | |||
| Information Ratio | 0.1429 | |||
| Jensen Alpha | 0.221 | |||
| Total Risk Alpha | 0.1228 | |||
| Sortino Ratio | 0.1793 | |||
| Treynor Ratio | (11.43) | |||
| Maximum Drawdown | 5.26 | |||
| Value At Risk | (0.93) | |||
| Potential Upside | 2.61 | |||
| Downside Variance | 0.6081 | |||
| Semi Variance | (0.12) | |||
| Expected Short fall | (1.09) | |||
| Skewness | 3.12 | |||
| Kurtosis | 12.27 |
Victory Bancorp Backtested Returns
Victory Bancorp appears to be very steady, given 3 months investment horizon. Victory Bancorp owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.25, which indicates the firm had a 0.25 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for The Victory Bancorp, which you can use to evaluate the volatility of the company. Please review Victory Bancorp's Standard Deviation of 0.978, downside deviation of 0.7798, and Risk Adjusted Performance of 0.1908 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Victory Bancorp holds a performance score of 19. The entity has a beta of -0.0192, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Victory Bancorp are expected to decrease at a much lower rate. During the bear market, Victory Bancorp is likely to outperform the market. Please check Victory Bancorp's treynor ratio, as well as the relationship between the semi variance and rate of daily change , to make a quick decision on whether Victory Bancorp's existing price patterns will revert.
Auto-correlation | 0.82 |
Very good predictability
The Victory Bancorp has very good predictability. Overlapping area represents the amount of predictability between Victory Bancorp time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Victory Bancorp price movement. The serial correlation of 0.82 indicates that around 82.0% of current Victory Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.82 | |
| Spearman Rank Test | 0.84 | |
| Residual Average | 0.0 | |
| Price Variance | 0.73 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, The Victory Bancorp reported net income of 3.95 M. This is 99.69% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.31% higher than that of the company.
Victory Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Victory Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of Victory Bancorp could also be used in its relative valuation, which is a method of valuing Victory Bancorp by comparing valuation metrics of similar companies.Victory Bancorp is currently under evaluation in net income category among its peers.
Victory Fundamentals
| Return On Equity | 0.18 | |||
| Return On Asset | 0.01 | |||
| Profit Margin | 0.27 % | |||
| Operating Margin | 0.34 % | |||
| Current Valuation | 48.39 M | |||
| Shares Outstanding | 1.97 M | |||
| Price To Earning | 9.53 X | |||
| Price To Book | 1.16 X | |||
| Price To Sales | 1.82 X | |||
| Revenue | 15.3 M | |||
| Gross Profit | 15.06 M | |||
| Net Income | 3.95 M | |||
| Cash And Equivalents | 112 M | |||
| Cash Per Share | 57.43 X | |||
| Total Debt | 23.28 M | |||
| Book Value Per Share | 13.12 X | |||
| Cash Flow From Operations | 7.09 M | |||
| Earnings Per Share | 1.88 X | |||
| Number Of Employees | 10 | |||
| Beta | 0.35 | |||
| Market Capitalization | 30.89 M | |||
| Total Asset | 443.78 M | |||
| Z Score | 0.6 | |||
| Annual Yield | 0.02 % | |||
| Net Asset | 443.78 M | |||
| Last Dividend Paid | 0.23 |
About Victory Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze The Victory Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Victory Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of The Victory Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in Victory OTC Stock
Victory Bancorp financial ratios help investors to determine whether Victory OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Victory with respect to the benefits of owning Victory Bancorp security.