Whirlpool Z Score
| WHR Stock | USD 44.96 -3.25 -6.74% |
The Altman Z-Score provides a single-number summary of financial condition from five weighted ratios. Whirlpool shows a Z-Score of 1.43, placing it in the higher distress probability range.
Whirlpool Altman Z-Score | 1.43 |
Z-Score Interpretation for Whirlpool
Above 3.0: stronger financial condition level
2.7 to 3.0: transition level
1.8 to 2.7: watch level
Below 1.8: higher distress probability level
Z-Score Utility for Whirlpool
The score provides a standardized way to evaluate financial risk by combining liquidity, accumulated earnings, operating performance, leverage, and asset efficiency into a single standardized measure.
Our How to Trade Whirlpool guide. The guide covers key considerations relevant to Whirlpool Stock order placement.Whirlpool | Z Score |
Whirlpool's Z-Score is a linear multi-factor model designed to assess financial distress risk using a weighted combination of accounting ratios. Its interpretation depends on industry context and may be less directly comparable for asset-light business models. The model uses five fundamental business ratios that are weighted according to the algorithm of Professor Edward Altman who developed it in the late 1960s at New York University.
Z Score | = | Sum Of | | 5 Factors |
| Component | Value | Weight | Weighted |
| Working Capital / Total Assets | -1.59 billion / 16 billion | 1.2 | -0.12 |
| Retained Earnings / Total Assets | 1.33 billion / 16 billion | 1.4 | 0.12 |
| EBITDA / Total Assets | 1.16 billion / 16 billion | 3.3 | 0.24 |
| Market Cap / Total Debt | 2.91 billion / 7.86 billion | 0.6 | 0.22 |
| Revenue / Total Assets | 15.52 billion / 16 billion | 0.999 | 0.97 |
| Z-Score | 1.43 |
Note: Altman's original specification uses EBIT for the third factor. Using EBITDA instead of EBIT may overstate T3, potentially inflating the overall Z-Score relative to the original specification.
Z Score Driver Correlations
Mapping Z Score against Whirlpool's other financial drivers surfaces the strongest account-level relationships. Clusters of correlated accounts often correspond to distinct business segments or cost centers at Whirlpool.
Click cells to compare fundamentals
| Competition |
Whirlpool Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income | $-1.71 billion |
Fundamental Drivers Relationships
Institutional Holders
The institutional ownership of Whirlpool reflects the concentration of Whirlpool's shares among large entities. Because these investors hold large blocks of stock, they can meaningfully influence Whirlpool's corporate direction. Rising institutional ownership in Whirlpool may signal growing confidence among professional money managers.| Shares | Morgan Stanley - Brokerage Accounts | 2025-12-31 | 975.5 K | Rwwm Inc | 2025-12-31 | 830.8 K | Causeway Capital Management Llc | 2025-12-31 | 761.2 K | Curi Capital, Llc | 2025-12-31 | 721.7 K | Acadian Asset Management Llc | 2025-12-31 | 550.2 K | Millennium Management Llc | 2025-12-31 | 502.2 K | Northern Trust Corp | 2025-12-31 | 484.6 K | Nuveen, Llc | 2025-12-31 | 478.7 K | Lsv Asset Management | 2025-12-31 | 448 K | Blackrock Inc | 2025-12-31 | 6.3 M | Vanguard Group Inc | 2025-12-31 | 5.5 M |
Important Fundamentals
| Return On Equity TTM | 0.0548 | |||
| Return On Asset TTM | 0.0213 | |||
| Profit Margin TTM | 0.0109 | |||
| Operating Margin TTM | 0.0159 | |||
| Current Valuation | 10.05 B | |||
| Shares Outstanding | 64.82 M | |||
| Shares Owned By Insiders | 0.75 % | |||
| Shares Owned By Institutions | 92.14 % | |||
| Number Of Shares Shorted | 71.45 K | |||
| Price To Earnings TTM | 6.81 X | |||
| Price To Book TTM | 1.29 X | |||
| Price To Sales TTM | 0.19 X | |||
| Revenue TTM | 15.52 B | |||
| Gross Profit TTM | 2.19 B | |||
| EBITDA TTM | 1.16 B | |||
| Net Income TTM | 317 M | |||
| Cash And Equivalents TTM | 669 M | |||
| Cash Per Share TTM | 32.93 X | |||
| Total Debt TTM | 7.86 B | |||
| Debt To Equity TTM | 1.30 % | |||
| Current Ratio TTM | 1.16 X | |||
| Book Value Per Share TTM | 48.68 X | |||
| Cash Flow From Operations TTM | 481 M | |||
| Short Ratio TTM | 0.03 X | |||
| Earnings Per Share | 2.95 X | |||
| Price To Earnings To Growth | 1.04 X | |||
| Target Price | 67.82 | |||
| Number Of Employees | 41 K | |||
| Trailing Beta | 1.2 | |||
| Market Capitalization TTM | 2.91 B | |||
| Total Asset TTM | 16 B | |||
| Retained Earnings TTM | 1.33 B | |||
| Working Capital TTM | -1.59 B | |||
| Current Asset TTM | 7.33 B | |||
| Current Liabilities TTM | 7.74 B | |||
| Annual Yield | 0.0923 | |||
| Five Year Return | 3.15 % | |||
| Net Asset | 16 B | |||
| Last Dividend Paid | 4.45 |
Altman Z-Score Methodology & Financial Data
Altman's five-ratio model produces a composite score for Whirlpool that maps to distress, grey, and safe zones. Market Value of Equity to Total Liabilities (X4) provides a market-based cushion against insolvency. Whirlpool currently reports current ratio of 1.16, debt-to-equity of 1.3, working capital of -1.59 billion.
Reported values for Whirlpool are derived from periodic company reporting and market reference feeds and standardized for analysis. Analyst projections are included when active coverage applies.
Editorial review and methodology oversight provided by: Vlad Skutelnik, Macroaxis Contributor