Customers Net Income vs Gross Profit Analysis

CUBI Stock

USD 56.84 0.27 0.48%

Customers Bancorp financial indicator trend analysis is way more than just evaluating Customers Bancorp prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Customers Bancorp is a good investment. Please check the relationship between Customers Bancorp Net Income and its Gross Profit accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

Net Income vs Gross Profit

Net Income vs Gross Profit Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Customers Bancorp Net Income account and Gross Profit. At this time, the significance of the direction appears to have very strong relationship.

The correlation between Customers Bancorp's Net Income and Gross Profit is 0.88. Overlapping area represents the amount of variation of Net Income that can explain the historical movement of Gross Profit in the same time period over historical financial statements of Customers Bancorp, assuming nothing else is changed. The correlation between historical values of Customers Bancorp's Net Income and Gross Profit is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Income of Customers Bancorp are associated (or correlated) with its Gross Profit. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Gross Profit has no effect on the direction of Net Income i.e., Customers Bancorp's Net Income and Gross Profit go up and down completely randomly.

Correlation Coefficient

0.88

Relationship Direction	Positive
Relationship Strength	Strong

View All Relationships

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Customers Bancorp financial statement analysis. It represents the amount of money remaining after all of Customers Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Customers Bancorp minus its cost of goods sold. It is profit before Customers Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Most indicators from Customers Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Customers Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.The Customers Bancorp's current Sales General And Administrative To Revenue is estimated to increase to 0.42, while Selling General Administrative is projected to decrease to under 114.9 M.

	2021	2022	2023	2024 (projected)
Interest Expense	95.8M	261.7M	679.9M	713.9M
Depreciation And Amortization	21.7M	23.0M	31.4M	32.9M

Interest Expense Depreciation And Amortization

Customers Bancorp fundamental ratios Correlations

	Total Assets	Total Stockholder Equity	Other Liab	Retained Earnings	Accounts Payable	Cash	Other Assets	Long Term Debt	Common Stock Shares Outstanding	Short Term Investments	Inventory	Total Liab	Common Stock	Property Plant Equipment	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Property Plant And Equipment Net	Net Debt	Non Current Assets Total	Non Currrent Assets Other	Cash And Short Term Investments	Net Receivables	Good Will	Common Stock Total Equity	Retained Earnings Total Equity
Total Assets		0.96	-0.06	0.8	-0.13	0.44	0.26	0.71	0.77	0.82	-0.63	1.0	0.83	0.55	0.39	-0.39	0.37	-0.33	-0.26	0.41	0.12	0.83	0.43	0.6	0.86	0.87
Total Stockholder Equity	0.96		0.02	0.8	-0.18	0.45	0.28	0.69	0.83	0.76	-0.61	0.96	0.89	0.54	0.45	-0.38	0.39	-0.31	-0.25	0.44	0.16	0.77	0.35	0.73	0.92	0.87
Other Liab	-0.06	0.02		-0.15	-0.12	-0.12	0.2	-0.17	0.09	-0.16	0.14	-0.07	0.1	-0.14	-0.09	0.61	-0.1	0.4	0.1	-0.13	-0.13	-0.16	-0.08	-0.24	0.09	-0.14
Retained Earnings	0.8	0.8	-0.15		-0.03	0.82	-0.21	0.95	0.56	0.86	-0.89	0.79	0.62	0.89	0.29	-0.46	0.77	-0.65	-0.68	0.81	0.58	0.93	0.36	0.48	0.68	0.98
Accounts Payable	-0.13	-0.18	-0.12	-0.03		-0.04	-0.31	-0.05	-0.45	0.04	-0.05	-0.13	-0.46	0.01	-0.42	-0.29	-0.04	-0.29	-0.14	0.0	0.01	-0.03	0.05	-0.2	-0.37	-0.06
Cash	0.44	0.45	-0.12	0.82	-0.04		-0.42	0.83	0.27	0.53	-0.76	0.44	0.33	0.85	0.2	-0.23	0.99	-0.62	-0.91	0.99	0.92	0.7	-0.06	0.18	0.41	0.73
Other Assets	0.26	0.28	0.2	-0.21	-0.31	-0.42		-0.35	0.53	-0.06	0.49	0.26	0.49	-0.55	0.35	0.08	-0.45	0.64	0.6	-0.42	-0.53	-0.11	-0.23	0.41	0.42	-0.04
Long Term Debt	0.71	0.69	-0.17	0.95	-0.05	0.83	-0.35		0.46	0.86	-0.85	0.71	0.52	0.87	0.25	-0.38	0.79	-0.73	-0.72	0.82	0.63	0.93	0.32	0.34	0.58	0.92
Common Stock Shares Outstanding	0.77	0.83	0.09	0.56	-0.45	0.27	0.53	0.46		0.54	-0.34	0.76	0.99	0.31	0.72	-0.04	0.23	0.12	0.06	0.24	0.0	0.56	0.22	0.71	0.97	0.66
Short Term Investments	0.82	0.76	-0.16	0.86	0.04	0.53	-0.06	0.86	0.54		-0.69	0.83	0.59	0.64	0.17	-0.44	0.47	-0.58	-0.43	0.54	0.27	0.97	0.44	0.35	0.62	0.9
Inventory	-0.63	-0.61	0.14	-0.89	-0.05	-0.76	0.49	-0.85	-0.34	-0.69		-0.63	-0.41	-0.98	-0.2	0.35	-0.72	0.65	0.66	-0.71	-0.53	-0.77	-0.59	-0.26	-0.47	-0.81
Total Liab	1.0	0.96	-0.07	0.79	-0.13	0.44	0.26	0.71	0.76	0.83	-0.63		0.82	0.54	0.39	-0.39	0.36	-0.33	-0.26	0.4	0.11	0.83	0.43	0.59	0.86	0.87
Common Stock	0.83	0.89	0.1	0.62	-0.46	0.33	0.49	0.52	0.99	0.59	-0.41	0.82		0.37	0.68	-0.09	0.28	0.03	-0.02	0.29	0.05	0.61	0.25	0.72	0.99	0.71
Property Plant Equipment	0.55	0.54	-0.14	0.89	0.01	0.85	-0.55	0.87	0.31	0.64	-0.98	0.54	0.37		0.21	-0.29	0.82	-0.67	-0.75	0.81	0.67	0.75	0.46	0.21	0.43	0.78
Short Long Term Debt Total	0.39	0.45	-0.09	0.29	-0.42	0.2	0.35	0.25	0.72	0.17	-0.2	0.39	0.68	0.21		0.13	0.21	0.23	0.21	0.17	0.02	0.22	0.08	0.56	0.66	0.31
Other Current Liab	-0.39	-0.38	0.61	-0.46	-0.29	-0.23	0.08	-0.38	-0.04	-0.44	0.35	-0.39	-0.09	-0.29	0.13		-0.15	0.54	0.3	-0.25	-0.15	-0.41	-0.2	-0.56	-0.12	-0.5
Total Current Liabilities	0.37	0.39	-0.1	0.77	-0.04	0.99	-0.45	0.79	0.23	0.47	-0.72	0.36	0.28	0.82	0.21	-0.15		-0.6	-0.9	0.99	0.94	0.65	-0.12	0.13	0.37	0.67
Property Plant And Equipment Net	-0.33	-0.31	0.4	-0.65	-0.29	-0.62	0.64	-0.73	0.12	-0.58	0.65	-0.33	0.03	-0.67	0.23	0.54	-0.6		0.73	-0.65	-0.57	-0.61	-0.22	-0.09	-0.06	-0.59
Net Debt	-0.26	-0.25	0.1	-0.68	-0.14	-0.91	0.6	-0.72	0.06	-0.43	0.66	-0.26	-0.02	-0.75	0.21	0.3	-0.9	0.73		-0.91	-0.92	-0.58	0.11	0.04	-0.12	-0.57
Non Current Assets Total	0.41	0.44	-0.13	0.81	0.0	0.99	-0.42	0.82	0.24	0.54	-0.71	0.4	0.29	0.81	0.17	-0.25	0.99	-0.65	-0.91		0.94	0.7	-0.13	0.19	0.38	0.72
Non Currrent Assets Other	0.12	0.16	-0.13	0.58	0.01	0.92	-0.53	0.63	0.0	0.27	-0.53	0.11	0.05	0.67	0.02	-0.15	0.94	-0.57	-0.92	0.94		0.45	-0.33	0.02	0.14	0.46
Cash And Short Term Investments	0.83	0.77	-0.16	0.93	-0.03	0.7	-0.11	0.93	0.56	0.97	-0.77	0.83	0.61	0.75	0.22	-0.41	0.65	-0.61	-0.58	0.7	0.45		0.35	0.35	0.65	0.95
Net Receivables	0.43	0.35	-0.08	0.36	0.05	-0.06	-0.23	0.32	0.22	0.44	-0.59	0.43	0.25	0.46	0.08	-0.2	-0.12	-0.22	0.11	-0.13	-0.33	0.35		0.12	0.22	0.35
Good Will	0.6	0.73	-0.24	0.48	-0.2	0.18	0.41	0.34	0.71	0.35	-0.26	0.59	0.72	0.21	0.56	-0.56	0.13	-0.09	0.04	0.19	0.02	0.35	0.12		0.72	0.57
Common Stock Total Equity	0.86	0.92	0.09	0.68	-0.37	0.41	0.42	0.58	0.97	0.62	-0.47	0.86	0.99	0.43	0.66	-0.12	0.37	-0.06	-0.12	0.38	0.14	0.65	0.22	0.72		0.76
Retained Earnings Total Equity	0.87	0.87	-0.14	0.98	-0.06	0.73	-0.04	0.92	0.66	0.9	-0.81	0.87	0.71	0.78	0.31	-0.5	0.67	-0.59	-0.57	0.72	0.46	0.95	0.35	0.57	0.76

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Customers Bancorp Account Relationship Matchups

Customers Bancorp fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	11.5B	18.4B	19.6B	20.9B	21.3B	11.5B
Total Stockholder Equity	1.1B	1.1B	1.4B	1.4B	1.6B	881.3M
Other Liab	17.2M	8.7M	12.8M	9.6M	8.6M	8.2M
Retained Earnings	381.5M	438.6M	705.7M	924.1M	1.2B	1.2B
Accounts Payable	126.2M	152.1M	251.1M	230.7M	207.6M	141.4M
Cash	212.5M	693.4M	518.0M	455.8M	3.8B	4.0B
Other Assets	10.1B	15.2B	11.3B	2.0B	114.8M	109.0M
Long Term Debt	304.7M	305.4M	1.1B	1.1B	1.5B	1.6B
Common Stock Shares Outstanding	31.6M	31.7M	33.7M	33.5M	32.2M	30.0M
Short Term Investments	595.9M	1.2B	3.8B	3.0B	2.4B	2.5B
Inventory	(250.8M)	(774.4M)	(610.4M)	(16.7B)	(15.0B)	(14.3B)
Total Liab	10.5B	17.3B	18.2B	19.5B	19.7B	10.7B
Common Stock	32.6M	33.0M	34.7M	35.0M	35.5M	30.1M
Property Plant Equipment	9.4M	11.6M	8.9M	221.0M	254.2M	266.9M
Short Long Term Debt Total	1.2B	1.2B	1.1B	1.4B	1.5B	1.4B
Other Current Liab	(126.2M)	(1.0B)	(951.1M)	(530.7M)	(29.7M)	(28.2M)
Total Current Liabilities	126.2M	1.0B	951.1M	230.7M	12.5B	13.1B
Property Plant And Equipment Net	9.4M	11.6M	8.9M	9.0M	7.4M	8.3M
Net Debt	942.2M	462.1M	586.7M	949.7M	(2.3B)	(2.2B)
Non Current Assets Total	620.5M	1.2B	3.8B	12.7M	17.4B	18.2B
Non Currrent Assets Other	(36.2M)	(65.2M)	(58.7M)	(4.0B)	13.8B	14.5B
Cash And Short Term Investments	808.4M	1.9B	4.3B	3.4B	3.8B	4.0B
Net Receivables	38.1M	80.4M	92.2M	15.5B	114.8M	109.0M
Good Will	16.3M	16.5M	15.2M	10.3M	11.9M	8.6M
Common Stock Total Equity	32.3M	32.6M	33.0M	34.7M	39.9M	30.5M
Retained Earnings Total Equity	316.7M	381.5M	438.6M	705.7M	811.6M	852.2M
Liabilities And Stockholders Equity	11.5B	18.4B	19.6B	20.9B	21.3B	12.3B
Non Current Liabilities Total	1.2B	1.2B	1.1B	230.7M	19.5B	20.5B
Other Current Assets	250.8M	774.4M	610.4M	15.3B	4.0B	5.6B
Other Stockholder Equity	422.4M	433.8M	492.9M	469.1M	442.1M	409.6M
Property Plant And Equipment Gross	9.4M	11.6M	30.8M	29.4M	29.8M	16.9M
Total Current Assets	846.5M	2.0B	4.4B	18.9B	3.8B	6.8B
Accumulated Other Comprehensive Income	(1.3M)	(5.8M)	(5.0M)	(163.1M)	(136.6M)	(129.7M)
Intangible Assets	15.2M	4.0M	3.7M	3.6M	4.2M	6.4M
Net Tangible Assets	820.1M	885.3M	1.2B	1.3B	1.5B	781.9M
Long Term Debt Total	232.8M	304.7M	305.4M	404.8M	465.5M	294.1M
Capital Surpluse	434.3M	444.2M	455.6M	542.4M	623.7M	436.0M

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When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:

How To Invest In Customers

Details

Is Customers Stock a good investment?

Details

What is Customers Bancorp's Net Worth?

Details

Largest Regional Banks Companies

View

Largest Banks - Regional Companies

View

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.49)

Earnings Share

6.19

Revenue Per Share

21.346

Quarterly Revenue Growth

(0.25)

Return On Assets

0.01

The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Customers Net Income vs Gross Profit Analysis

Net Income vs Gross Profit

Net Income vs Gross Profit Correlation Analysis

Correlation Coefficient

Net Income

Gross Profit

Customers Bancorp fundamental ratios Correlations

Customers Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Customers Bancorp fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 0.99	Cash
Non Current Assets Total	+ 0.99	Cash
Common Stock	+ 0.99	Common Stock Shares Outstanding
Common Stock Total Equity	+ 0.99	Common Stock
Non Current Assets Total	+ 0.99	Total Current Liabilities

Property Plant Equipment	- 0.98	Inventory
Non Currrent Assets Other	- 0.92	Net Debt
Non Current Assets Total	- 0.91	Net Debt
Net Debt	- 0.91	Cash
Net Debt	- 0.9	Total Current Liabilities
Inventory	- 0.89	Retained Earnings