Customers Financial Statements From 2010 to 2026

CUBI Stock  USD 79.12  0.93  1.19%   
Customers Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Customers Bancorp's valuation are provided below:
Gross Profit
652 M
Profit Margin
0.2707
Market Capitalization
2.7 B
Enterprise Value Revenue
5.8287
Revenue
652 M
We have found one hundred twenty available fundamental signals for Customers Bancorp, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Customers Bancorp prevailing fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The Customers Bancorp's current Market Cap is estimated to increase to about 2 B. The Customers Bancorp's current Enterprise Value is estimated to increase to about 485 M

Customers Bancorp Total Revenue

1.64 Billion

Check Customers Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Customers Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 40.5 M, Interest Expense of 813.2 M or Total Revenue of 1.6 B, as well as many indicators such as Price To Sales Ratio of 2.12, Dividend Yield of 0.0089 or PTB Ratio of 1.11. Customers financial statements analysis is a perfect complement when working with Customers Bancorp Valuation or Volatility modules.
  
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Check out the analysis of Customers Bancorp Correlation against competitors.
For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

Customers Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding27.2 M37.6 M27.7 M
Slightly volatile
Total Assets26.9 B25.7 B13 B
Slightly volatile
Short and Long Term Debt Total1.4 B1.6 B1.3 B
Slightly volatile
Total Current Liabilities22.9 B21.8 B10.3 B
Slightly volatile
Total Stockholder Equity2.2 B2.1 BB
Slightly volatile
Property Plant And Equipment Net10.2 M7.7 M9.4 M
Very volatile
Non Current Assets Total19.5 B18.6 B9.8 B
Slightly volatile
Non Currrent Assets Other646 M759.4 M595.9 M
Very volatile
Liabilities And Stockholders Equity26.9 B25.7 B13 B
Slightly volatile
Non Current Liabilities Total1.1 B1.8 B1.1 B
Slightly volatile
Other Current Assets4.9 B4.6 B4.7 B
Pretty Stable
Other Stockholder Equity369.5 M498.7 M363.1 M
Slightly volatile
Total Liabilities24.7 B23.5 B12 B
Slightly volatile
Total Current Assets7.4 BB3.2 B
Slightly volatile
Common Stock30.4 M41.1 M28.7 M
Slightly volatile
Other Liabilities8.2 M8.6 M42.5 M
Pretty Stable
Accounts Payable143.1 M207.6 M184.5 M
Pretty Stable
Cash4.6 B4.4 B1.2 B
Slightly volatile
Long Term Debt1.6 B1.5 B612.3 M
Slightly volatile
Short Term Investments1.2 B2.3 B1.2 B
Slightly volatile
Property Plant Equipment266.9 M254.2 M76.9 M
Slightly volatile
Cash And Short Term InvestmentsB6.7 B2.4 B
Slightly volatile
Net Receivables390.3 M371.7 M116.3 M
Slightly volatile
Common Stock Total Equity30.5 M39.9 M28.9 M
Slightly volatile
Property Plant And Equipment Gross18.1 M36 M17.3 M
Slightly volatile
Short Term Debt85.5 M90 M665.8 M
Slightly volatile
Intangible Assets6.1 M3.3 MM
Very volatile
Net Tangible Assets781.9 M1.5 B771 M
Slightly volatile
Long Term Debt Total294.1 M465.5 M329 M
Pretty Stable
Capital Surpluse436 M623.7 M416.1 M
Slightly volatile
Long Term Investments1.9 B3.5 B1.8 B
Slightly volatile
Non Current Liabilities Other764.8 M805 M1.2 B
Very volatile
Short and Long Term Debt85.5 M90 M988.2 M
Slightly volatile
Earning AssetsB1.2 B1.7 B
Slightly volatile
Net Invested Capital3.3 B3.6 B2.9 B
Slightly volatile
Capital Stock164.8 M156.2 M221.2 M
Slightly volatile

Customers Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense813.2 M774.4 M242.6 M
Slightly volatile
Total Revenue1.6 B1.6 B642.4 M
Slightly volatile
Other Operating Expenses1.4 B1.3 B422.8 M
Slightly volatile
Cost Of Revenue901.9 M858.9 M236.8 M
Slightly volatile
Total Operating Expenses470.5 M448.1 M190.3 M
Slightly volatile
Selling General Administrative262.7 M250.1 M119.4 M
Slightly volatile
Selling And Marketing Expenses5.4 M5.2 M2.3 M
Slightly volatile
Gross Profit405.6 M706.2 M390.8 M
Slightly volatile
Net Income Applicable To Common Shares263.7 M251.2 M119.3 M
Slightly volatile
Net Income From Continuing Ops145.4 M208.7 M124.7 M
Slightly volatile
Tax Provision51.8 M49.3 M42.4 M
Slightly volatile
Net Interest Income469.2 M752.6 M380.5 M
Slightly volatile
Interest Income1.6 B1.5 B649.1 M
Slightly volatile
Preferred Stock And Other Adjustments13.2 M16.7 M10 M
Slightly volatile
Non Recurring350.6 K369 K727.3 K
Slightly volatile
Reconciled Depreciation25.3 M38.6 M19 M
Slightly volatile

Customers Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditures78.7 M75 M33.5 M
Slightly volatile
Depreciation40.5 M38.6 M17.2 M
Slightly volatile
End Period Cash Flow4.6 B4.4 B1.2 B
Slightly volatile
Stock Based Compensation8.9 M16.6 M8.6 M
Slightly volatile
Begin Period Cash Flow4.6 B4.4 B982.5 M
Slightly volatile
Issuance Of Capital Stock1.5 M1.6 M4.1 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.121.31.8002
Slightly volatile
Dividend Yield0.00890.00890.0094
Slightly volatile
PTB Ratio1.110.961.0144
Slightly volatile
Days Sales Outstanding55.8399.759.6346
Pretty Stable
Book Value Per Share55.0852.4632.2692
Slightly volatile
Stock Based Compensation To Revenue0.0220.01220.0196
Slightly volatile
Capex To Depreciation1.521.751.7484
Slightly volatile
PB Ratio1.110.961.0144
Slightly volatile
Payables Turnover1.941.61.8206
Slightly volatile
Sales General And Administrative To Revenue0.290.180.2595
Slightly volatile
Capex To Revenue0.03780.04310.0449
Slightly volatile
Cash Per Share17416673.613
Slightly volatile
Days Payables Outstanding212236250
Slightly volatile
Intangibles To Total Assets2.0E-42.0E-48.0E-4
Slightly volatile
Current Ratio0.690.370.4453
Slightly volatile
Tangible Book Value Per Share54.9852.3632.0397
Slightly volatile
Receivables Turnover4.64.848.6862
Pretty Stable
Graham Number82.1378.2251.7355
Slightly volatile
Shareholders Equity Per Share55.0852.4632.2692
Slightly volatile
Debt To Equity0.840.881.6625
Slightly volatile
Capex Per Share1.961.861.025
Slightly volatile
Revenue Per Share40.8238.8720.2301
Slightly volatile
Interest Debt Per Share38.0659.5150.3748
Slightly volatile
Debt To Assets0.140.07270.1345
Slightly volatile
Operating Cycle55.8399.759.6346
Pretty Stable
Price Book Value Ratio1.110.961.0144
Slightly volatile
Days Of Payables Outstanding212236250
Slightly volatile
Ebt Per Ebit1.091.151.305
Slightly volatile
Effective Tax Rate0.310.220.2833
Slightly volatile
Company Equity Multiplier14.4713.9713.2768
Very volatile
Long Term Debt To Capitalization0.290.370.3737
Very volatile
Total Debt To Capitalization0.630.50.5935
Slightly volatile
Debt Equity Ratio0.840.881.6625
Slightly volatile
Quick Ratio0.690.370.4453
Slightly volatile
Net Income Per E B T0.570.730.6959
Slightly volatile
Cash Ratio0.190.180.0754
Slightly volatile
Days Of Sales Outstanding55.8399.759.6346
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.920.51.1021
Pretty Stable
Price To Book Ratio1.110.961.0144
Slightly volatile
Fixed Asset Turnover19318474.5643
Slightly volatile
Debt Ratio0.140.07270.1345
Slightly volatile
Price Sales Ratio2.121.31.8002
Slightly volatile
Asset Turnover0.03310.05490.0427
Slightly volatile
Gross Profit Margin0.720.520.6507
Pretty Stable
Price Fair Value1.110.961.0144
Slightly volatile

Customers Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB1.9 B1.6 B
Slightly volatile
Enterprise Value485 M461.9 M473.4 M
Slightly volatile

Customers Fundamental Market Drivers

Forward Price Earnings9.9206
Cash And Short Term Investments5.8 B

Customers Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Customers Bancorp Financial Statements

Investors use fundamental indicators, such as Customers Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Customers Bancorp's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-479.9 M-503.9 M
Total Revenue1.6 B1.6 B
Cost Of Revenue858.9 M901.9 M
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.18  0.29 
Capex To Revenue 0.04  0.04 
Revenue Per Share 38.87  40.82 
Ebit Per Revenue 0.15  0.18 

Currently Active Assets on Macroaxis

When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:
Check out the analysis of Customers Bancorp Correlation against competitors.
For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.679
Earnings Share
5.03
Revenue Per Share
20.579
Quarterly Revenue Growth
0.37
Return On Assets
0.0077
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.