Customers Selling And Marketing Expenses vs Operating Income Analysis

CUBI Stock  USD 56.11  0.83  1.50%   
Customers Bancorp financial indicator trend analysis is way more than just evaluating Customers Bancorp prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Customers Bancorp is a good investment. Please check the relationship between Customers Bancorp Selling And Marketing Expenses and its Operating Income accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

Selling And Marketing Expenses vs Operating Income

Selling And Marketing Expenses vs Operating Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Customers Bancorp Selling And Marketing Expenses account and Operating Income. At this time, the significance of the direction appears to have fragmental relationship.
The correlation between Customers Bancorp's Selling And Marketing Expenses and Operating Income is 0.41. Overlapping area represents the amount of variation of Selling And Marketing Expenses that can explain the historical movement of Operating Income in the same time period over historical financial statements of Customers Bancorp, assuming nothing else is changed. The correlation between historical values of Customers Bancorp's Selling And Marketing Expenses and Operating Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Selling And Marketing Expenses of Customers Bancorp are associated (or correlated) with its Operating Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Operating Income has no effect on the direction of Selling And Marketing Expenses i.e., Customers Bancorp's Selling And Marketing Expenses and Operating Income go up and down completely randomly.

Correlation Coefficient

0.41
Relationship DirectionPositive 
Relationship StrengthWeak

Selling And Marketing Expenses

Operating Income

Operating Income is the amount of profit realized from Customers Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Customers Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.
Most indicators from Customers Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Customers Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.The Customers Bancorp's current Sales General And Administrative To Revenue is estimated to increase to 0.42, while Selling General Administrative is projected to decrease to under 114.9 M.
 2021 2022 2023 2024 (projected)
Interest Expense95.8M261.7M679.9M713.9M
Depreciation And Amortization21.7M23.0M31.4M32.9M

Customers Bancorp fundamental ratios Correlations

0.96-0.060.8-0.130.440.290.710.770.82-0.631.00.830.550.39-0.390.37-0.33-0.260.41-0.760.830.430.60.860.87
0.960.020.8-0.180.450.310.690.830.76-0.610.960.890.540.45-0.380.39-0.31-0.250.44-0.760.770.350.730.920.87
-0.060.02-0.15-0.12-0.120.2-0.170.09-0.160.14-0.070.1-0.14-0.090.61-0.10.40.1-0.130.04-0.16-0.08-0.240.09-0.14
0.80.8-0.15-0.030.82-0.170.950.560.86-0.890.790.620.890.29-0.460.77-0.65-0.680.81-0.890.930.360.480.680.98
-0.13-0.18-0.12-0.03-0.04-0.31-0.05-0.450.04-0.05-0.13-0.460.01-0.42-0.29-0.04-0.29-0.140.00.03-0.030.05-0.2-0.37-0.06
0.440.45-0.120.82-0.04-0.370.830.270.53-0.760.440.330.850.2-0.230.99-0.62-0.910.99-0.690.7-0.060.180.410.73
0.290.310.2-0.17-0.31-0.37-0.310.56-0.030.460.290.52-0.520.370.07-0.40.620.56-0.370.11-0.08-0.240.430.450.0
0.710.69-0.170.95-0.050.83-0.310.460.86-0.850.710.520.870.25-0.380.79-0.73-0.720.82-0.80.930.320.340.580.92
0.770.830.090.56-0.450.270.560.460.54-0.340.760.990.310.72-0.040.230.120.060.24-0.570.560.220.710.970.66
0.820.76-0.160.860.040.53-0.030.860.54-0.690.830.590.640.17-0.440.47-0.58-0.430.54-0.710.970.440.350.620.9
-0.63-0.610.14-0.89-0.05-0.760.46-0.85-0.34-0.69-0.63-0.41-0.98-0.20.35-0.720.650.66-0.710.89-0.77-0.59-0.26-0.47-0.81
1.00.96-0.070.79-0.130.440.290.710.760.83-0.630.820.540.39-0.390.36-0.33-0.260.41-0.760.830.430.590.860.87
0.830.890.10.62-0.460.330.520.520.990.59-0.410.820.370.68-0.090.280.03-0.020.3-0.630.610.250.720.990.71
0.550.54-0.140.890.010.85-0.520.870.310.64-0.980.540.370.21-0.290.82-0.67-0.750.81-0.860.750.460.210.430.78
0.390.45-0.090.29-0.420.20.370.250.720.17-0.20.390.680.210.130.210.230.210.17-0.460.220.080.560.660.31
-0.39-0.380.61-0.46-0.29-0.230.07-0.38-0.04-0.440.35-0.39-0.09-0.290.13-0.150.540.3-0.260.28-0.41-0.2-0.56-0.12-0.5
0.370.39-0.10.77-0.040.99-0.40.790.230.47-0.720.360.280.820.21-0.15-0.6-0.90.99-0.650.65-0.120.130.370.67
-0.33-0.310.4-0.65-0.29-0.620.62-0.730.12-0.580.65-0.330.03-0.670.230.54-0.60.73-0.650.5-0.61-0.22-0.09-0.06-0.59
-0.26-0.250.1-0.68-0.14-0.910.56-0.720.06-0.430.66-0.26-0.02-0.750.210.3-0.90.73-0.910.46-0.580.110.04-0.12-0.57
0.410.44-0.130.810.00.99-0.370.820.240.54-0.710.410.30.810.17-0.260.99-0.65-0.91-0.640.7-0.130.190.390.72
-0.76-0.760.04-0.890.03-0.690.11-0.8-0.57-0.710.89-0.76-0.63-0.86-0.460.28-0.650.50.46-0.64-0.77-0.52-0.45-0.68-0.85
0.830.77-0.160.93-0.030.7-0.080.930.560.97-0.770.830.610.750.22-0.410.65-0.61-0.580.7-0.770.350.350.650.95
0.430.35-0.080.360.05-0.06-0.240.320.220.44-0.590.430.250.460.08-0.2-0.12-0.220.11-0.13-0.520.350.120.220.35
0.60.73-0.240.48-0.20.180.430.340.710.35-0.260.590.720.210.56-0.560.13-0.090.040.19-0.450.350.120.720.57
0.860.920.090.68-0.370.410.450.580.970.62-0.470.860.990.430.66-0.120.37-0.06-0.120.39-0.680.650.220.720.76
0.870.87-0.140.98-0.060.730.00.920.660.9-0.810.870.710.780.31-0.50.67-0.59-0.570.72-0.850.950.350.570.76
Click cells to compare fundamentals

Customers Bancorp Account Relationship Matchups

Customers Bancorp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets11.5B18.4B19.6B20.9B21.3B11.5B
Total Stockholder Equity1.1B1.1B1.4B1.4B1.6B881.3M
Other Liab17.2M8.7M12.8M9.6M8.6M8.2M
Retained Earnings381.5M438.6M705.7M924.1M1.2B1.2B
Accounts Payable126.2M152.1M251.1M230.7M207.6M141.4M
Cash212.5M693.4M518.0M455.8M3.8B4.0B
Other Assets10.1B15.2B11.3B2.0B990.8M941.2M
Long Term Debt304.7M305.4M1.1B1.1B1.5B1.6B
Common Stock Shares Outstanding31.6M31.7M33.7M33.5M32.2M30.0M
Short Term Investments595.9M1.2B3.8B3.0B2.4B2.5B
Inventory(250.8M)(774.4M)(610.4M)(16.7B)(15.0B)(14.3B)
Total Liab10.5B17.3B18.2B19.5B19.7B10.7B
Common Stock32.6M33.0M34.7M35.0M35.5M30.1M
Property Plant Equipment9.4M11.6M8.9M221.0M254.2M266.9M
Short Long Term Debt Total1.2B1.2B1.1B1.4B1.5B1.4B
Other Current Liab(126.2M)(1.0B)(951.1M)(530.7M)(29.7M)(28.2M)
Total Current Liabilities126.2M1.0B951.1M230.7M12.5B13.1B
Property Plant And Equipment Net9.4M11.6M8.9M9.0M7.4M8.3M
Net Debt942.2M462.1M586.7M949.7M(2.3B)(2.2B)
Non Current Assets Total620.5M1.2B3.8B12.7M16.5B17.3B
Non Currrent Assets Other(36.2M)(65.2M)(58.7M)(4.0B)(3.5B)(3.3B)
Cash And Short Term Investments808.4M1.9B4.3B3.4B3.8B4.0B
Net Receivables38.1M80.4M92.2M15.5B114.8M109.0M
Good Will16.3M16.5M15.2M10.3M11.9M8.6M
Common Stock Total Equity32.3M32.6M33.0M34.7M39.9M30.5M
Retained Earnings Total Equity316.7M381.5M438.6M705.7M811.6M852.2M
Liabilities And Stockholders Equity11.5B18.4B19.6B20.9B21.3B12.3B
Non Current Liabilities Total1.2B1.2B1.1B230.7M19.7B20.7B
Other Current Assets250.8M774.4M610.4M15.3B4.0B5.6B
Other Stockholder Equity422.4M433.8M492.9M469.1M442.1M409.6M
Property Plant And Equipment Gross9.4M11.6M30.8M29.4M29.8M16.9M
Total Current Assets846.5M2.0B4.4B18.9B3.8B6.8B
Accumulated Other Comprehensive Income(1.3M)(5.8M)(5.0M)(163.1M)(136.6M)(129.7M)
Intangible Assets15.2M4.0M3.7M3.6M4.2M6.4M
Net Tangible Assets820.1M885.3M1.2B1.3B1.5B781.9M
Long Term Debt Total232.8M304.7M305.4M404.8M465.5M294.1M
Capital Surpluse434.3M444.2M455.6M542.4M623.7M436.0M

Currently Active Assets on Macroaxis

When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.49)
Earnings Share
6.16
Revenue Per Share
21.346
Quarterly Revenue Growth
(0.25)
Return On Assets
0.01
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.