Encore Current Deferred Revenue vs Net Debt Analysis

ECPG Stock

USD 48.04 0.44 0.92%

Encore Capital financial indicator trend analysis is much more than just examining Encore Capital Group latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Encore Capital Group is a good investment. Please check the relationship between Encore Capital Current Deferred Revenue and its Net Debt accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Encore Capital Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey.

Current Deferred Revenue vs Net Debt

Current Deferred Revenue vs Net Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Encore Capital Group Current Deferred Revenue account and Net Debt. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Encore Capital's Current Deferred Revenue and Net Debt is -0.48. Overlapping area represents the amount of variation of Current Deferred Revenue that can explain the historical movement of Net Debt in the same time period over historical financial statements of Encore Capital Group, assuming nothing else is changed. The correlation between historical values of Encore Capital's Current Deferred Revenue and Net Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Current Deferred Revenue of Encore Capital Group are associated (or correlated) with its Net Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Debt has no effect on the direction of Current Deferred Revenue i.e., Encore Capital's Current Deferred Revenue and Net Debt go up and down completely randomly.

Correlation Coefficient

-0.48

Relationship Direction	Negative
Relationship Strength	Very Weak

View All Relationships

Current Deferred Revenue

Revenue that has been collected but not yet earned, typically from prepaid service contracts or subscriptions. This amount is considered a liability until the service is provided or the subscription period ends.

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Most indicators from Encore Capital's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Encore Capital Group current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Encore Capital Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey.

At this time, Encore Capital's Enterprise Value Multiple is most likely to increase slightly in the upcoming years.

	2021	2022	2023	2024 (projected)
Gross Profit	928.0M	769.7M	571.2M	404.2M
Total Revenue	1.6B	1.4B	1.2B	717.3M

Gross Profit Total Revenue

Encore Capital fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Common Stock Total Equity	Other Current Assets	Common Stock	Other Liab	Other Assets	Long Term Debt
Total Assets		0.86	-0.42	0.43	0.77	0.86	0.98	0.84	0.8	0.88	0.68	-0.19	0.96	-0.05	0.67	0.99	-0.29	0.99	0.66	0.45	0.71	0.04	0.68	0.62	0.36	0.82
Short Long Term Debt Total	0.86		-0.76	0.49	0.69	0.57	0.89	0.58	0.93	0.91	0.84	0.16	0.84	0.03	0.59	0.88	-0.27	0.88	0.38	0.36	0.69	-0.07	0.67	0.24	-0.01	0.94
Other Current Liab	-0.42	-0.76		-0.25	-0.28	-0.04	-0.52	-0.08	-0.72	-0.54	-0.74	-0.54	-0.42	-0.28	-0.33	-0.47	0.15	-0.46	0.03	-0.28	-0.41	0.23	-0.47	0.29	0.44	-0.69
Total Current Liabilities	0.43	0.49	-0.25		0.35	0.26	0.42	0.27	0.51	0.42	0.35	0.0	0.35	0.3	0.51	0.38	0.02	0.44	0.11	0.41	0.49	0.11	0.45	0.06	0.06	0.53
Total Stockholder Equity	0.77	0.69	-0.28	0.35		0.68	0.74	0.86	0.52	0.76	0.71	0.06	0.69	-0.19	0.71	0.71	-0.58	0.7	0.58	0.15	0.66	-0.08	0.63	0.7	0.07	0.54
Property Plant And Equipment Net	0.86	0.57	-0.04	0.26	0.68		0.82	0.89	0.43	0.61	0.28	-0.6	0.78	-0.32	0.46	0.83	-0.28	0.84	0.89	0.21	0.54	0.01	0.47	0.73	0.72	0.53
Net Debt	0.98	0.89	-0.52	0.42	0.74	0.82		0.82	0.81	0.85	0.69	-0.16	0.92	-0.03	0.6	0.98	-0.33	0.98	0.68	0.44	0.65	0.08	0.62	0.54	0.33	0.81
Retained Earnings	0.84	0.58	-0.08	0.27	0.86	0.89	0.82		0.41	0.64	0.47	-0.32	0.75	-0.37	0.56	0.77	-0.6	0.77	0.84	0.12	0.5	0.04	0.46	0.83	0.46	0.43
Accounts Payable	0.8	0.93	-0.72	0.51	0.52	0.43	0.81	0.41		0.87	0.81	0.22	0.8	0.3	0.58	0.84	-0.06	0.84	0.16	0.57	0.64	0.12	0.64	0.19	-0.07	0.95
Cash	0.88	0.91	-0.54	0.42	0.76	0.61	0.85	0.64	0.87		0.83	0.13	0.93	0.02	0.63	0.89	-0.29	0.88	0.35	0.42	0.66	0.03	0.64	0.49	0.02	0.89
Non Current Assets Total	0.68	0.84	-0.74	0.35	0.71	0.28	0.69	0.47	0.81	0.83		0.59	0.7	0.13	0.67	0.68	-0.37	0.67	0.07	0.3	0.62	-0.05	0.67	0.24	-0.44	0.74
Non Currrent Assets Other	-0.19	0.16	-0.54	0.0	0.06	-0.6	-0.16	-0.32	0.22	0.13	0.59		-0.12	0.3	0.16	-0.18	-0.15	-0.19	-0.65	-0.02	0.03	-0.12	0.15	-0.36	-0.98	0.08
Cash And Short Term Investments	0.96	0.84	-0.42	0.35	0.69	0.78	0.92	0.75	0.8	0.93	0.7	-0.12		-0.06	0.61	0.96	-0.26	0.96	0.53	0.45	0.64	0.06	0.63	0.6	0.27	0.83
Net Receivables	-0.05	0.03	-0.28	0.3	-0.19	-0.32	-0.03	-0.37	0.3	0.02	0.13	0.3	-0.06		0.13	-0.01	0.33	0.0	-0.42	0.83	0.07	0.09	0.11	-0.18	-0.29	0.18
Common Stock Shares Outstanding	0.67	0.59	-0.33	0.51	0.71	0.46	0.6	0.56	0.58	0.63	0.67	0.16	0.61	0.13		0.62	-0.2	0.63	0.23	0.37	0.91	-0.09	0.93	0.39	-0.05	0.59
Non Current Liabilities Total	0.99	0.88	-0.47	0.38	0.71	0.83	0.98	0.77	0.84	0.89	0.68	-0.18	0.96	-0.01	0.62		-0.23	1.0	0.62	0.48	0.69	0.05	0.66	0.56	0.35	0.86
Other Stockholder Equity	-0.29	-0.27	0.15	0.02	-0.58	-0.28	-0.33	-0.6	-0.06	-0.29	-0.37	-0.15	-0.26	0.33	-0.2	-0.23		-0.22	-0.38	0.16	0.05	0.25	0.04	-0.47	0.07	-0.03
Total Liab	0.99	0.88	-0.46	0.44	0.7	0.84	0.98	0.77	0.84	0.88	0.67	-0.19	0.96	0.0	0.63	1.0	-0.22		0.62	0.49	0.7	0.06	0.67	0.55	0.36	0.86
Property Plant And Equipment Gross	0.66	0.38	0.03	0.11	0.58	0.89	0.68	0.84	0.16	0.35	0.07	-0.65	0.53	-0.42	0.23	0.62	-0.38	0.62		0.05	0.3	-0.02	0.23	0.64	0.75	0.24
Total Current Assets	0.45	0.36	-0.28	0.41	0.15	0.21	0.44	0.12	0.57	0.42	0.3	-0.02	0.45	0.83	0.37	0.48	0.16	0.49	0.05		0.33	0.14	0.32	0.26	0.11	0.5
Common Stock Total Equity	0.71	0.69	-0.41	0.49	0.66	0.54	0.65	0.5	0.64	0.66	0.62	0.03	0.64	0.07	0.91	0.69	0.05	0.7	0.3	0.33		-0.14	0.99	0.26	0.07	0.72
Other Current Assets	0.04	-0.07	0.23	0.11	-0.08	0.01	0.08	0.04	0.12	0.03	-0.05	-0.12	0.06	0.09	-0.09	0.05	0.25	0.06	-0.02	0.14	-0.14		-0.16	0.23	0.13	-0.07
Common Stock	0.68	0.67	-0.47	0.45	0.63	0.47	0.62	0.46	0.64	0.64	0.67	0.15	0.63	0.11	0.93	0.66	0.04	0.67	0.23	0.32	0.99	-0.16		0.22	-0.04	0.69
Other Liab	0.62	0.24	0.29	0.06	0.7	0.73	0.54	0.83	0.19	0.49	0.24	-0.36	0.6	-0.18	0.39	0.56	-0.47	0.55	0.64	0.26	0.26	0.23	0.22		0.47	0.16
Other Assets	0.36	-0.01	0.44	0.06	0.07	0.72	0.33	0.46	-0.07	0.02	-0.44	-0.98	0.27	-0.29	-0.05	0.35	0.07	0.36	0.75	0.11	0.07	0.13	-0.04	0.47		0.04
Long Term Debt	0.82	0.94	-0.69	0.53	0.54	0.53	0.81	0.43	0.95	0.89	0.74	0.08	0.83	0.18	0.59	0.86	-0.03	0.86	0.24	0.5	0.72	-0.07	0.69	0.16	0.04

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Encore Capital Account Relationship Matchups

Encore Capital fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	4.9B	4.9B	4.6B	4.5B	4.6B	4.9B
Short Long Term Debt Total	4.8B	3.3B	3.0B	4.0B	3.3B	1.8B
Other Current Liab	(1.2B)	(191.9M)	34.5M	(1.1B)	125.9M	132.1M
Total Current Liabilities	223.9M	215.9M	229.6M	198.2M	299.8M	150.0M
Total Stockholder Equity	1.0B	1.2B	1.2B	1.2B	936.5M	487.0M
Property Plant And Equipment Net	120.1M	127.3M	119.9M	113.9M	171.0M	179.5M
Net Debt	3.3B	3.1B	2.8B	3.8B	3.2B	3.3B
Retained Earnings	888.1M	1.1B	1.2B	1.3B	1.0B	1.1B
Accounts Payable	223.9M	192.7M	195.1M	180.4M	173.9M	114.8M
Cash	192.3M	189.2M	189.6M	143.9M	158.4M	83.4M
Non Current Assets Total	4.7B	4.7B	4.4B	4.4B	710.4M	674.9M
Non Currrent Assets Other	405.3M	316.0M	283.8M	323.0M	(3.6B)	(3.4B)
Cash And Short Term Investments	192.3M	189.2M	189.6M	143.9M	158.4M	180.8M
Net Receivables	45.0M	38.8M	22.6M	16.1M	9.1M	8.6M
Common Stock Shares Outstanding	31.5M	31.7M	31.2M	26.1M	23.7M	24.8M
Liabilities And Stockholders Equity	4.9B	4.9B	4.6B	4.5B	4.6B	4.9B
Non Current Liabilities Total	3.7B	3.4B	3.2B	3.1B	3.4B	3.6B
Other Stockholder Equity	(665.5M)	230.4M	(1.2B)	(1.3B)	11.1M	11.6M
Total Liab	3.9B	3.6B	3.4B	3.3B	3.7B	3.9B
Property Plant And Equipment Gross	195.3M	199.5M	119.9M	339.1M	340.1M	357.1M
Total Current Assets	192.3M	189.2M	189.6M	143.9M	209.1M	234.4M
Accumulated Other Comprehensive Income	(88.8M)	(68.8M)	(53.5M)	(98.8M)	(123.9M)	(117.7M)
Common Stock Total Equity	309K	311K	313K	233K	268.0K	243.9K
Other Current Assets	(237.3M)	62.6M	46.3M	48.6M	41.6M	43.7M
Common Stock	309K	311K	313K	233K	235K	244.5K
Other Liab	44.5M	146.9M	195.9M	111.2M	127.9M	134.2M
Other Assets	184.8M	349.2M	335.3M	341.1M	3.7B	3.9B
Long Term Debt	3.5B	2.3B	2.1B	1.8B	2.8B	1.5B
Short Term Debt	1.2B	215.2M	880.1M	1.1B	499.6M	600.0M
Property Plant Equipment	195.3M	127.3M	119.9M	113.9M	131.0M	137.5M
Good Will	884.2M	907.0M	897.8M	821.2M	606.5M	532.0M
Intangible Assets	51.4M	45.0M	36.3M	22.1M	48K	45.6K
Inventory	(2.5M)	42.2M	(3.5M)	(64.7M)	(17.3M)	(16.4M)
Net Tangible Assets	138.0M	310.6M	287.5M	358.4M	412.2M	432.8M
Noncontrolling Interest In Consolidated Entity	(9.9M)	1.7M	3.2M	2.5M	2.2M	2.3M
Retained Earnings Total Equity	888.1M	1.1B	1.2B	1.3B	1.5B	1.5B

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When determining whether Encore Capital Group is a strong investment it is important to analyze Encore Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Encore Capital's future performance. For an informed investment choice regarding Encore Stock, refer to the following important reports:

How To Invest In Encore

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Is Encore Stock a good investment?

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What is Encore Capital's Net Worth?

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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Encore Capital Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey.

You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Encore Capital. If investors know Encore will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Encore Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.595

Earnings Share

(7.83)

Revenue Per Share

55.731

Quarterly Revenue Growth

0.186

Return On Assets

0.0425

The market value of Encore Capital Group is measured differently than its book value, which is the value of Encore that is recorded on the company's balance sheet. Investors also form their own opinion of Encore Capital's value that differs from its market value or its book value, called intrinsic value, which is Encore Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Encore Capital's market value can be influenced by many factors that don't directly affect Encore Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Encore Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Encore Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Encore Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Encore Current Deferred Revenue vs Net Debt Analysis

Current Deferred Revenue vs Net Debt

Current Deferred Revenue vs Net Debt Correlation Analysis

Correlation Coefficient

Current Deferred Revenue

Net Debt

Encore Capital fundamental ratios Correlations

Encore Capital Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Encore Capital fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Non Current Liabilities Total
Non Current Liabilities Total	+ 0.99	Total Assets
Total Liab	+ 0.99	Total Assets
Common Stock	+ 0.99	Common Stock Total Equity
Net Debt	+ 0.98	Total Assets
Non Current Liabilities Total	+ 0.98	Net Debt

Other Assets	- 0.98	Non Currrent Assets Other
Other Current Liab	- 0.76	Short Long Term Debt Total
Non Current Assets Total	- 0.74	Other Current Liab
Accounts Payable	- 0.72	Other Current Liab
Long Term Debt	- 0.69	Other Current Liab
Property Plant And Equipment Gross	- 0.65	Non Currrent Assets Other