Peoples Operating Income vs Total Operating Expenses Analysis

PFIS Stock  USD 58.76  2.27  4.02%   
Peoples Fin financial indicator trend analysis is much more than just breaking down Peoples Fin prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Peoples Fin is a good investment. Please check the relationship between Peoples Fin Operating Income and its Total Operating Expenses accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Peoples Fin. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
For more information on how to buy Peoples Stock please use our How to Invest in Peoples Fin guide.

Operating Income vs Total Operating Expenses

Operating Income vs Total Operating Expenses Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Peoples Fin Operating Income account and Total Operating Expenses. At this time, the significance of the direction appears to have pay attention.
The correlation between Peoples Fin's Operating Income and Total Operating Expenses is -0.75. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Total Operating Expenses in the same time period over historical financial statements of Peoples Fin, assuming nothing else is changed. The correlation between historical values of Peoples Fin's Operating Income and Total Operating Expenses is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of Peoples Fin are associated (or correlated) with its Total Operating Expenses. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Total Operating Expenses has no effect on the direction of Operating Income i.e., Peoples Fin's Operating Income and Total Operating Expenses go up and down completely randomly.

Correlation Coefficient

-0.75
Relationship DirectionNegative 
Relationship StrengthWeak

Operating Income

Operating Income is the amount of profit realized from Peoples Fin operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Peoples Fin is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Total Operating Expenses

The total costs associated with the day-to-day operations of a business, excluding the cost of goods sold but including selling, general, and administrative expenses.
Most indicators from Peoples Fin's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Peoples Fin current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Peoples Fin. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
For more information on how to buy Peoples Stock please use our How to Invest in Peoples Fin guide.At this time, Peoples Fin's Selling General Administrative is comparatively stable compared to the past year. Tax Provision is likely to gain to about 6.4 M in 2024, whereas Sales General And Administrative To Revenue is likely to drop 0.22 in 2024.
 2021 2022 2023 2024 (projected)
Interest Expense9.4M15.6M63.1M66.3M
Depreciation And Amortization3.6M4.0M3.5M3.7M

Peoples Fin fundamental ratios Correlations

0.340.560.60.940.990.250.980.440.680.620.290.550.970.60.590.541.00.960.230.140.560.620.610.79-0.33
0.34-0.11-0.070.460.430.970.290.3-0.07-0.080.420.370.310.520.640.540.340.190.290.940.55-0.08-0.060.3-0.19
0.56-0.110.940.410.56-0.110.62-0.030.930.94-0.62-0.280.670.070.0-0.070.560.640.14-0.29-0.030.940.960.09-0.11
0.6-0.070.940.430.6-0.070.67-0.010.990.99-0.49-0.270.720.06-0.02-0.080.60.7-0.15-0.26-0.051.00.990.13-0.36
0.940.460.410.430.940.330.870.590.520.430.380.70.860.80.750.770.930.810.340.230.790.450.440.82-0.15
0.990.430.560.60.940.340.970.430.680.630.280.530.950.610.610.550.990.940.240.230.570.620.620.75-0.36
0.250.97-0.11-0.070.330.340.210.07-0.09-0.070.340.230.250.370.540.410.250.130.250.950.41-0.09-0.060.17-0.2
0.980.290.620.670.870.970.210.390.740.70.210.450.970.480.490.390.980.980.180.110.430.690.680.72-0.39
0.440.3-0.03-0.010.590.430.070.390.05-0.030.410.630.330.730.520.680.440.290.20.140.720.030.00.570.01
0.68-0.070.930.990.520.68-0.090.740.050.98-0.4-0.150.790.140.060.00.690.77-0.12-0.280.040.990.980.25-0.36
0.62-0.080.940.990.430.63-0.070.7-0.030.98-0.46-0.270.740.02-0.03-0.120.630.73-0.12-0.25-0.090.990.990.13-0.4
0.290.42-0.62-0.490.380.280.340.210.41-0.4-0.460.770.140.430.510.510.290.17-0.060.430.5-0.46-0.50.59-0.29
0.550.37-0.28-0.270.70.530.230.450.63-0.15-0.270.770.380.750.710.80.550.420.370.30.8-0.23-0.250.860.06
0.970.310.670.720.860.950.250.970.330.790.740.140.380.510.480.420.970.960.160.110.450.750.730.68-0.35
0.60.520.070.060.80.610.370.480.730.140.020.430.750.510.850.970.60.410.390.330.990.080.070.780.15
0.590.640.0-0.020.750.610.540.490.520.06-0.030.510.710.480.850.850.590.410.420.470.850.0-0.020.720.05
0.540.54-0.07-0.080.770.550.410.390.680.0-0.120.510.80.420.970.850.520.330.430.380.99-0.07-0.060.730.18
1.00.340.560.60.930.990.250.980.440.690.630.290.550.970.60.590.520.960.220.140.560.630.610.79-0.33
0.960.190.640.70.810.940.130.980.290.770.730.170.420.960.410.410.330.960.120.020.360.720.70.72-0.43
0.230.290.14-0.150.340.240.250.180.2-0.12-0.12-0.060.370.160.390.420.430.220.120.280.42-0.15-0.080.270.62
0.140.94-0.29-0.260.230.230.950.110.14-0.28-0.250.430.30.110.330.470.380.140.020.280.38-0.28-0.240.17-0.18
0.560.55-0.03-0.050.790.570.410.430.720.04-0.090.50.80.450.990.850.990.560.360.420.38-0.03-0.030.760.19
0.62-0.080.941.00.450.62-0.090.690.030.990.99-0.46-0.230.750.080.0-0.070.630.72-0.15-0.28-0.030.990.16-0.36
0.61-0.060.960.990.440.62-0.060.680.00.980.99-0.5-0.250.730.07-0.02-0.060.610.7-0.08-0.24-0.030.990.13-0.32
0.790.30.090.130.820.750.170.720.570.250.130.590.860.680.780.720.730.790.720.270.170.760.160.13-0.1
-0.33-0.19-0.11-0.36-0.15-0.36-0.2-0.390.01-0.36-0.4-0.290.06-0.350.150.050.18-0.33-0.430.62-0.180.19-0.36-0.32-0.1
Click cells to compare fundamentals

Peoples Fin Account Relationship Matchups

Peoples Fin fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets2.5B2.9B3.4B3.6B3.7B3.9B
Short Long Term Debt Total184.9M97.8M35.9M148.5M75.6M77.6M
Other Current Liab(153.4M)(50.7M)(408K)(115.8M)2.6B2.7B
Total Current Liabilities153.4M50.7M408K115.8M2.6B2.7B
Total Stockholder Equity300.8M316.9M340.1M315.4M340.4M357.4M
Property Plant And Equipment Net47.9M47.0M51.5M55.7M61.3M64.3M
Net Debt153.7M52.6M(1.8M)110.6M32.9M54.5M
Retained Earnings154.0M171.0M203.8M230.5M248.6M261.0M
Cash31.2M45.2M37.5M37.9M42.7M23.2M
Non Current Assets Total451.4M414.6M704.0M694.5M3.5B3.7B
Non Currrent Assets Other(8.2M)(10.5M)(10.4M)(12.4M)2.9B3.1B
Other Assets1.7B2.1B2.1B2.3B(14.9M)(14.2M)
Cash And Short Term Investments361.6M341.1M554.8M515.6M187.4M172.0M
Net Receivables7.0M8.3M8.5M11.7M12.7M13.4M
Common Stock Total Equity14.8M14.4M14.3M14.3M16.5M10.3M
Common Stock Shares Outstanding7.4M7.3M7.2M7.2M7.2M5.4M
Liabilities And Stockholders Equity2.5B2.9B3.4B3.6B3.7B3.9B
Other Stockholder Equity135.3M129.3M127.5M126.9M122.1M61.5M
Total Liab2.2B2.6B3.0B3.2B3.4B3.6B
Property Plant And Equipment Gross47.9M47.0M85.3M91.8M100.0M105.0M
Total Current Assets368.6M349.4M563.4M527.3M209.7M242.1M
Accumulated Other Comprehensive Income(3.2M)2.1M(5.5M)(56.3M)(44.4M)(42.1M)
Short Term Debt152.2M50M2.9M114.9M17.6M16.7M
Common Stock14.8M14.4M14.3M14.3M14.1M10.5M
Non Current Liabilities Total32.7M47.8M35.7M115.8M830.0M871.5M
Accounts Payable1.3M736K408K903K5.8M6.1M
Short Term Investments330.5M295.9M517.3M477.7M398.9M251.0M
Other Current Assets38.6M237.3M289.1M49.7M9.6M9.1M
Intangible Assets1.6M960K468K105K870K826.5K
Other Liab7.8M10.8M30.4M12.4M14.3M13.5M
Net Tangible Assets234.1M252.5M276.3M251.9M289.7M220.1M
Long Term Debt32.7M47.8M35.7M33.6M58M45.7M
Retained Earnings Total Equity152.2M171.0M203.8M230.5M265.1M145.5M
Long Term Debt Total49.7M37.9M32.7M33M29.7M31.0M
Capital Surpluse135.3M129.3M127.5M126.9M145.9M134.9M
Inventory(38.6M)(237.3M)(289.1M)(49.7M)20.8M21.8M
Long Term Investments1.9B303.3M588.7M569.0M488.9M866.7M
Short Long Term Debt86.5M152.2M50M114.9M17.6M16.7M
Non Current Liabilities Other18.7M46.1M32.6M42.7M49.1M51.6M

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
Explore Investing Ideas  

Additional Tools for Peoples Stock Analysis

When running Peoples Fin's price analysis, check to measure Peoples Fin's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Peoples Fin is operating at the current time. Most of Peoples Fin's value examination focuses on studying past and present price action to predict the probability of Peoples Fin's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Peoples Fin's price. Additionally, you may evaluate how the addition of Peoples Fin to your portfolios can decrease your overall portfolio volatility.