Peoples Financial Statements From 2010 to 2026

PFIS Stock  USD 51.27  1.35  2.70%   
Peoples Fin's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Peoples Fin's valuation are provided below:
Gross Profit
182.6 M
Profit Margin
0.2919
Market Capitalization
512.4 M
Enterprise Value Revenue
4.3394
Revenue
182.6 M
There are over one hundred nineteen available trending fundamental ratios for Peoples Fin, which can be analyzed over time and compared to other ratios. All traders should check out Peoples Fin's recent fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. Market Cap is likely to gain to about 412.6 M in 2026. Enterprise Value is likely to gain to about 507.1 M in 2026

Peoples Fin Total Revenue

277.48 Million

Check Peoples Fin financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Peoples Fin's main balance sheet or income statement drivers, such as Depreciation And Amortization of 8.7 M, Interest Expense of 115.3 M or Selling General Administrative of 59.1 M, as well as many indicators such as Price To Sales Ratio of 4.02, Dividend Yield of 0.0247 or PTB Ratio of 1.76. Peoples financial statements analysis is a perfect complement when working with Peoples Fin Valuation or Volatility modules.
  
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Peoples Fin Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.1 B5.9 B2.7 B
Slightly volatile
Short and Long Term Debt Total187.9 M178.9 M109.5 M
Slightly volatile
Total Current Liabilities5.3 B5.1 B2.2 B
Slightly volatile
Total Stockholder Equity566.3 M539.3 M290.5 M
Slightly volatile
Property Plant And Equipment Net88.5 M84.3 M42.7 M
Slightly volatile
Retained Earnings288.5 M274.8 M153.2 M
Slightly volatile
Cash67.2 M64 M38.9 M
Slightly volatile
Non Current Assets Total5.7 B5.4 B2.3 B
Slightly volatile
Cash And Short Term Investments188.5 M371.7 M309.7 M
Slightly volatile
Net Receivables18.9 M18 M8.6 M
Slightly volatile
Common Stock Total Equity10.3 M16.5 M13.1 M
Slightly volatile
Common Stock Shares Outstanding5.5 M9.9 M6.7 M
Slightly volatile
Liabilities And Stockholders Equity6.1 B5.9 B2.7 B
Slightly volatile
Non Current Liabilities Total234 M222.8 M82.4 M
Slightly volatile
Total Liabilities5.6 B5.3 B2.5 B
Slightly volatile
Property Plant And Equipment Gross152.5 M145.3 M59.6 M
Slightly volatile
Total Current Assets426.2 M405.9 M333.9 M
Slightly volatile
Short Term Debt17.4 M18.3 M49.7 M
Very volatile
Common Stock24.1 M23 M14.7 M
Slightly volatile
Accounts Payable6.6 M6.3 MM
Slightly volatile
Short Term Investments252.9 M307.7 M288.1 M
Slightly volatile
Other Current Assets12.1 M12.7 M349.4 M
Slightly volatile
Intangible Assets42.9 M40.8 M9.5 M
Slightly volatile
Net Tangible Assets220.1 M289.7 M202.5 M
Slightly volatile
Long Term Debt168.7 M160.6 M60.4 M
Slightly volatile
Retained Earnings Total Equity145.5 M265.1 M144.8 M
Slightly volatile
Long Term Debt Total31 M29.7 M35.8 M
Very volatile
Capital Surpluse134.9 M145.9 M119.6 M
Slightly volatile
Long Term Investments838.8 M566.9 M979.2 M
Pretty Stable
Non Current Liabilities Other51.6 M49.1 M24.8 M
Slightly volatile
Property Plant Equipment38 M64 M37.4 M
Slightly volatile
Earning Assets325.3 M395.3 M319.2 M
Slightly volatile
Net Invested Capital497.8 M718.2 M465 M
Slightly volatile
Capital Stock16.8 M23 M15.6 M
Slightly volatile

Peoples Fin Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization8.7 M8.3 M3.7 M
Slightly volatile
Interest Expense115.3 M109.8 M29.9 M
Slightly volatile
Selling General Administrative59.1 M56.2 M29.4 M
Slightly volatile
Total Revenue277.5 M264.3 M115.3 M
Slightly volatile
Gross Profit139.1 M132.5 M79.2 M
Slightly volatile
Other Operating Expenses267.3 M254.5 M92.6 M
Slightly volatile
Operating Income17.2 M9.7 M23.1 M
Slightly volatile
EBIT17.2 M9.7 M23.1 M
Slightly volatile
EBITDA19.5 M18.1 M26.4 M
Slightly volatile
Cost Of Revenue138.4 M131.8 M36.1 M
Slightly volatile
Income Before Tax17.2 M9.7 M23.1 M
Slightly volatile
Net Income14.1 M9.8 M19.1 M
Slightly volatile
Selling And Marketing Expenses642.2 K626.8 K597.5 K
Slightly volatile
Net Income From Continuing Ops9.3 M9.8 M19 M
Slightly volatile
Net Income Applicable To Common Shares23.8 M43.8 M24.2 M
Slightly volatile
Net Interest Income87.7 M133.3 M76.7 M
Slightly volatile
Interest Income255.2 M243.1 M108.8 M
Slightly volatile
Reconciled Depreciation8.7 M8.3 M3.8 M
Slightly volatile

Peoples Fin Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow226.2 M215.5 M90.1 M
Slightly volatile
Depreciation8.7 M8.3 M3.7 M
Slightly volatile
Dividends Paid21.8 M20.8 M10.5 M
Slightly volatile
Capital Expenditures2.8 MM3.9 M
Pretty Stable
Total Cash From Operating Activities41 M39 M28.8 M
Slightly volatile
Net Income14.1 M9.8 M19.1 M
Slightly volatile
End Period Cash Flow164 M156.2 M90.2 M
Slightly volatile
Change To Netincome1.2 M1.3 M4.6 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.022.193.4093
Slightly volatile
Dividend Yield0.02470.03730.0322
Very volatile
PTB Ratio1.761.071.2594
Slightly volatile
Days Sales Outstanding39.5628.5531.5865
Slightly volatile
Book Value Per Share51.9549.4738.8126
Slightly volatile
Operating Cash Flow Per Share2.453.583.9035
Slightly volatile
Stock Based Compensation To Revenue0.00230.00310.0026
Slightly volatile
Capex To Depreciation0.390.411.6296
Slightly volatile
PB Ratio1.761.071.2594
Slightly volatile
EV To Sales5.292.694.1404
Slightly volatile
ROIC0.01360.01440.0527
Slightly volatile
Net Income Per Share0.850.92.7356
Pretty Stable
Payables Turnover14.3718.7419.2451
Very volatile
Sales General And Administrative To Revenue0.190.21280.2701
Slightly volatile
Capex To Revenue0.01220.01290.0685
Slightly volatile
Cash Per Share20.3634.0943.3823
Slightly volatile
POCF Ratio13.2314.811.5304
Pretty Stable
Interest Coverage0.07580.07982.0859
Slightly volatile
Payout Ratio2.011.920.7324
Slightly volatile
Capex To Operating Cash Flow0.08290.08730.2079
Slightly volatile
Days Payables Outstanding26.6520.1622.13
Pretty Stable
Income Quality3.773.591.7931
Slightly volatile
ROE0.01980.02080.0793
Slightly volatile
EV To Operating Cash Flow17.8118.1914.037
Very volatile
PE Ratio48.5546.2421.2406
Slightly volatile
Return On Tangible Assets0.00190.0020.0091
Slightly volatile
Earnings Yield0.01660.01750.0647
Pretty Stable
Intangibles To Total Assets0.0140.01970.0242
Pretty Stable
Current Ratio0.080.07170.1548
Slightly volatile
Tangible Book Value Per Share39.637.7130.0559
Slightly volatile
Receivables Turnover9.113.2312.4915
Pretty Stable
Graham Number28.0331.5946.1672
Slightly volatile
Shareholders Equity Per Share51.9549.4738.8126
Slightly volatile
Debt To Equity0.360.380.4251
Slightly volatile
Capex Per Share0.380.270.602
Pretty Stable
Average Receivables1.6 M2.1 M2.2 M
Pretty Stable
Revenue Per Share25.4524.2415.1279
Slightly volatile
Interest Debt Per Share13.9826.4817.9486
Slightly volatile
Debt To Assets0.03340.03510.0481
Slightly volatile
Enterprise Value Over EBITDA41.2639.2917.9088
Slightly volatile
Short Term Coverage Ratios2.021.920.8861
Slightly volatile
Price Earnings Ratio48.5546.2421.2406
Slightly volatile
Operating Cycle39.5628.5531.5865
Slightly volatile
Price Book Value Ratio1.761.071.2594
Slightly volatile
Days Of Payables Outstanding26.6520.1622.13
Pretty Stable
Dividend Payout Ratio2.011.920.7324
Slightly volatile
Price To Operating Cash Flows Ratio13.2314.811.5304
Pretty Stable
Pretax Profit Margin0.04030.04240.2562
Slightly volatile
Operating Profit Margin0.04030.04240.2562
Slightly volatile
Company Equity Multiplier10.2912.499.1442
Slightly volatile
Long Term Debt To Capitalization0.310.260.1722
Pretty Stable
Total Debt To Capitalization0.440.290.2964
Pretty Stable
Return On Capital Employed0.0140.01470.0782
Slightly volatile
Debt Equity Ratio0.360.380.4251
Slightly volatile
Ebit Per Revenue0.04030.04240.2562
Slightly volatile
Quick Ratio0.080.07170.1548
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.351.892.0348
Slightly volatile
Net Income Per E B T0.660.90.8235
Pretty Stable
Cash Ratio0.02520.01440.0217
Slightly volatile
Operating Cash Flow Sales Ratio0.160.170.292
Slightly volatile
Days Of Sales Outstanding39.5628.5531.5865
Slightly volatile
Cash Flow Coverage Ratios0.210.20.3195
Pretty Stable
Price To Book Ratio1.761.071.2594
Slightly volatile
Fixed Asset Turnover3.783.612.8672
Very volatile
Capital Expenditure Coverage Ratio10.8915.1510.1241
Very volatile
Price Cash Flow Ratio13.2314.811.5304
Pretty Stable
Enterprise Value Multiple41.2639.2917.9088
Slightly volatile
Debt Ratio0.03340.03510.0481
Slightly volatile
Cash Flow To Debt Ratio0.210.20.3195
Pretty Stable
Price Sales Ratio4.022.193.4093
Slightly volatile
Return On Assets0.00180.00190.0089
Slightly volatile
Asset Turnover0.05390.05190.0442
Pretty Stable
Net Profit Margin0.04040.04250.2092
Slightly volatile
Gross Profit Margin0.510.450.726
Pretty Stable
Price Fair Value1.761.071.2594
Slightly volatile
Return On Equity0.01980.02080.0793
Slightly volatile

Peoples Fin Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap412.6 M393 M390 M
Slightly volatile
Enterprise Value507.1 M482.9 M480.6 M
Slightly volatile

Peoples Fundamental Market Drivers

Peoples Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Peoples Fin Financial Statements

Peoples Fin shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Peoples Fin investors may analyze each financial statement separately, they are all interrelated. The changes in Peoples Fin's assets and liabilities, for example, are also reflected in the revenues and expenses on on Peoples Fin's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-6.6 M-7 M
Total Revenue264.3 M277.5 M
Cost Of Revenue131.8 M138.4 M
Sales General And Administrative To Revenue 0.21  0.19 
Capex To Revenue 0.01  0.01 
Revenue Per Share 24.24  25.45 
Ebit Per Revenue 0.04  0.04 

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Additional Tools for Peoples Stock Analysis

When running Peoples Fin's price analysis, check to measure Peoples Fin's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Peoples Fin is operating at the current time. Most of Peoples Fin's value examination focuses on studying past and present price action to predict the probability of Peoples Fin's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Peoples Fin's price. Additionally, you may evaluate how the addition of Peoples Fin to your portfolios can decrease your overall portfolio volatility.