Peoples Financial Statements From 2010 to 2024

PFIS Stock  USD 58.76  2.27  4.02%   
Peoples Fin financial statements provide useful quarterly and yearly information to potential Peoples Fin investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Peoples Fin financial statements helps investors assess Peoples Fin's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Peoples Fin's valuation are summarized below:
Gross Profit
108 M
Profit Margin
0.0628
Market Capitalization
587.3 M
Enterprise Value Revenue
6.8394
Revenue
96.2 M
There are over one hundred nineteen available trending fundamental ratios for Peoples Fin, which can be analyzed over time and compared to other ratios. All traders should check out Peoples Fin's recent fundamentals against the performance from 2010 to 2024 and make sure the trends continue to evolve in the right direction. Market Cap is likely to gain to about 363.5 M in 2024, whereas Enterprise Value is likely to drop slightly above 193.3 M in 2024.

Peoples Fin Total Revenue

171.79 Million

Check Peoples Fin financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Peoples Fin's main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.7 M, Interest Expense of 66.3 M or Selling General Administrative of 39.3 M, as well as many indicators such as Price To Sales Ratio of 2.01, Dividend Yield of 0.0234 or PTB Ratio of 1.78. Peoples financial statements analysis is a perfect complement when working with Peoples Fin Valuation or Volatility modules.
  
Check out the analysis of Peoples Fin Correlation against competitors.
For more information on how to buy Peoples Stock please use our How to Invest in Peoples Fin guide.

Peoples Fin Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.9 B3.7 B2.2 B
Slightly volatile
Short and Long Term Debt Total77.6 M75.6 M92.4 M
Slightly volatile
Total Current Liabilities2.7 B2.6 B402.6 M
Slightly volatile
Total Stockholder Equity357.4 M340.4 M248.2 M
Slightly volatile
Property Plant And Equipment Net64.3 M61.3 M36.2 M
Slightly volatile
Retained Earnings261 M248.6 M137.7 M
Slightly volatile
Cash23.2 M42.7 M33.2 M
Slightly volatile
Non Current Assets Total3.7 B3.5 B825.9 M
Slightly volatile
Cash And Short Term Investments172 M187.4 M286.7 M
Slightly volatile
Net Receivables13.4 M12.7 M7.1 M
Slightly volatile
Common Stock Total Equity10.3 M16.5 M13 M
Slightly volatile
Common Stock Shares Outstanding5.4 M7.2 M6.4 M
Slightly volatile
Liabilities And Stockholders Equity3.9 B3.7 B2.2 B
Slightly volatile
Total Liabilities3.6 B3.4 BB
Slightly volatile
Property Plant And Equipment Gross105 M100 M46.2 M
Slightly volatile
Total Current Assets242.1 M209.7 M404.1 M
Pretty Stable
Short Term Debt16.7 M17.6 M53.5 M
Pretty Stable
Common Stock10.5 M14.1 M12.8 M
Slightly volatile
Non Current Liabilities Total871.5 M830 M151.9 M
Slightly volatile
Accounts Payable6.1 M5.8 M1.4 M
Slightly volatile
Short Term Investments251 M398.9 M288.1 M
Slightly volatile
Other Current Assets9.1 M9.6 M427.3 M
Slightly volatile
Intangible Assets826.5 K870 K2.4 M
Slightly volatile
Net Tangible Assets220.1 M289.7 M196 M
Slightly volatile
Long Term Debt45.7 M58 M40.3 M
Slightly volatile
Retained Earnings Total Equity145.5 M265.1 M133.4 M
Slightly volatile
Long Term Debt Total31 M29.7 M36.2 M
Very volatile
Capital Surpluse134.9 M145.9 M118.6 M
Slightly volatile
Long Term Investments866.7 M488.9 MB
Very volatile
Non Current Liabilities Other51.6 M49.1 M22.4 M
Slightly volatile
Property Plant Equipment38 M64 M35 M
Slightly volatile
Earning Assets325.3 M395.3 M316 M
Slightly volatile
Net Invested Capital342.4 M416 M427.1 M
Slightly volatile
Capital Stock11.6 M14.1 M14.4 M
Slightly volatile

Peoples Fin Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization3.7 M3.5 M1.9 M
Slightly volatile
Interest Expense66.3 M63.1 M16.8 M
Slightly volatile
Selling General Administrative39.3 M37.4 M24 M
Slightly volatile
Total Revenue171.8 M163.6 M81.3 M
Slightly volatile
Gross Profit171.8 M163.6 M81.3 M
Slightly volatile
Other Operating Expenses106 M100.9 M46.2 M
Slightly volatile
Operating Income0.951.027.6 M
Pretty Stable
EBITDA99.8 K105 K28 M
Pretty Stable
Income Before Tax17.4 M32.5 M24.8 M
Slightly volatile
Net Income14.2 M27.4 M20.3 M
Slightly volatile
Income Tax Expense3.2 M5.1 M4.4 M
Slightly volatile
Selling And Marketing Expenses672.3 K545 K607.5 K
Slightly volatile
Net Income From Continuing Ops25.8 M32.9 M21.4 M
Slightly volatile
Net Income Applicable To Common Shares23.8 M43.8 M22.3 M
Slightly volatile
Tax Provision6.4 M6.2 M5.4 M
Slightly volatile
Net Interest Income83.3 M90.9 M70 M
Slightly volatile
Interest Income100.8 M141.4 M82.7 M
Slightly volatile
Reconciled Depreciation2.2 M3.8 M2.8 M
Pretty Stable

Peoples Fin Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow41.6 M37.9 M63.2 M
Slightly volatile
Depreciation2.1 M3.5 M2.7 M
Slightly volatile
Dividends Paid5.9 M11.7 M8.1 M
Slightly volatile
Capital Expenditures6.2 M5.9 M4.3 M
Slightly volatile
Total Cash From Operating Activities18 M33.3 M25.3 M
Slightly volatile
Net Income14.2 M27.4 M20.3 M
Slightly volatile
End Period Cash Flow196.7 M187.4 M83.4 M
Slightly volatile
Change To Netincome1.2 M1.3 MM
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.012.11576.5922
Slightly volatile
Dividend Yield0.02340.03370.0289
Pretty Stable
PTB Ratio1.781.01681.2941
Pretty Stable
Days Sales Outstanding43.2345.567.015
Slightly volatile
Book Value Per Share50.2947.893440.9159
Pretty Stable
Operating Cash Flow Per Share4.914.67823.8874
Slightly volatile
Stock Based Compensation To Revenue0.00570.00540.003
Slightly volatile
Capex To Depreciation1.51.69431.8775
Slightly volatile
PB Ratio1.781.01681.2941
Pretty Stable
EV To Sales2.22.31697.5404
Slightly volatile
ROIC0.130.07280.0945
Pretty Stable
Net Income Per Share4.043.8523.1381
Slightly volatile
Sales General And Administrative To Revenue0.220.22870.4043
Slightly volatile
Capex To Revenue0.03440.03620.3133
Slightly volatile
Cash Per Share65.2362.126950.3746
Slightly volatile
POCF Ratio13.6610.410112.0134
Slightly volatile
Interest Coverage0.540.56953.1402
Pretty Stable
Payout Ratio0.380.42580.4446
Slightly volatile
Capex To Operating Cash Flow0.210.17820.2368
Slightly volatile
Income Quality1.071.21451.2772
Pretty Stable
ROE0.110.08040.0904
Pretty Stable
EV To Operating Cash Flow18.311.400214.4735
Slightly volatile
PE Ratio18.0812.642615.9292
Slightly volatile
Return On Tangible Assets0.01240.00740.0105
Very volatile
Earnings Yield0.05420.07910.0715
Slightly volatile
Intangibles To Total Assets0.01380.01720.0245
Pretty Stable
Current Ratio0.07720.0813117
Pretty Stable
Tangible Book Value Per Share40.838.855632.885
Very volatile
Receivables Turnover6.458.310.0191
Pretty Stable
Graham Number67.6564.428150.1934
Slightly volatile
Shareholders Equity Per Share50.2947.893436.9482
Slightly volatile
Debt To Equity0.210.2220.4137
Slightly volatile
Capex Per Share0.880.83360.6766
Pretty Stable
Average Receivables1.6 M2.1 M2.2 M
Pretty Stable
Revenue Per Share24.1723.018311.9673
Slightly volatile
Interest Debt Per Share13.4219.511616.1103
Pretty Stable
Debt To Assets0.01920.02020.0477
Slightly volatile
Enterprise Value Over EBITDA16.211.2314.1177
Slightly volatile
Short Term Coverage Ratios1.981.89040.6554
Slightly volatile
Price Earnings Ratio18.0812.642615.9292
Slightly volatile
Price Book Value Ratio1.781.01681.2941
Pretty Stable
Dividend Payout Ratio0.380.42580.4446
Slightly volatile
Price To Operating Cash Flows Ratio13.6610.410112.0134
Slightly volatile
Pretax Profit Margin0.190.19860.5029
Slightly volatile
Ebt Per Ebit0.950.90440.6978
Slightly volatile
Operating Profit Margin0.210.21961.0069
Slightly volatile
Effective Tax Rate0.210.15760.1844
Pretty Stable
Company Equity Multiplier10.2210.99318.7995
Slightly volatile
Long Term Debt To Capitalization0.140.14560.1512
Slightly volatile
Total Debt To Capitalization0.170.18170.2759
Slightly volatile
Return On Capital Employed0.03360.03090.0215
Pretty Stable
Debt Equity Ratio0.210.2220.4137
Slightly volatile
Ebit Per Revenue0.210.21961.0069
Slightly volatile
Quick Ratio0.07720.0813165
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.351.8912.0409
Slightly volatile
Net Income Per E B T0.650.84240.8062
Very volatile
Cash Ratio0.01570.016511.0962
Very volatile
Operating Cash Flow Sales Ratio0.190.20320.4927
Slightly volatile
Days Of Sales Outstanding43.2345.567.015
Slightly volatile
Cash Flow Coverage Ratios0.460.43990.3433
Slightly volatile
Price To Book Ratio1.781.01681.2941
Pretty Stable
Fixed Asset Turnover1.82.67012.145
Very volatile
Capital Expenditure Coverage Ratio10.145.61228.523
Very volatile
Price Cash Flow Ratio13.6610.410112.0134
Slightly volatile
Enterprise Value Multiple16.211.2314.1177
Slightly volatile
Debt Ratio0.01920.02020.0477
Slightly volatile
Cash Flow To Debt Ratio0.460.43990.3433
Slightly volatile
Price Sales Ratio2.012.11576.5922
Slightly volatile
Return On Assets0.01220.00730.0103
Very volatile
Asset Turnover0.02620.04370.0339
Very volatile
Net Profit Margin0.160.16730.4043
Slightly volatile
Price Fair Value1.781.01681.2941
Pretty Stable
Return On Equity0.110.08040.0904
Pretty Stable

Peoples Fin Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap363.5 M346.2 M285 M
Slightly volatile
Enterprise Value193.3 M379.1 M335.5 M
Slightly volatile

Peoples Fundamental Market Drivers

Cash And Short Term Investments187.4 M

Peoples Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Peoples Fin Financial Statements

Peoples Fin shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Peoples Fin investors may analyze each financial statement separately, they are all interrelated. The changes in Peoples Fin's assets and liabilities, for example, are also reflected in the revenues and expenses on on Peoples Fin's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-6.6 M-7 M
Total Revenue163.6 M171.8 M
Cost Of Revenue-56.4 M-53.6 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.23  0.22 
Capex To Revenue 0.04  0.03 
Revenue Per Share 23.02  24.17 
Ebit Per Revenue 0.22  0.21 

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
Explore Investing Ideas  

Additional Tools for Peoples Stock Analysis

When running Peoples Fin's price analysis, check to measure Peoples Fin's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Peoples Fin is operating at the current time. Most of Peoples Fin's value examination focuses on studying past and present price action to predict the probability of Peoples Fin's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Peoples Fin's price. Additionally, you may evaluate how the addition of Peoples Fin to your portfolios can decrease your overall portfolio volatility.