Peoples Financial Statements From 2010 to 2025

PFIS Stock  USD 51.38  0.09  0.17%   
Peoples Fin financial statements provide useful quarterly and yearly information to potential Peoples Fin investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Peoples Fin financial statements helps investors assess Peoples Fin's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Peoples Fin's valuation are summarized below:
Gross Profit
96.2 M
Profit Margin
0.0628
Market Capitalization
514.4 M
Enterprise Value Revenue
6.1981
Revenue
96.2 M
There are over one hundred nineteen available trending fundamental ratios for Peoples Fin, which can be analyzed over time and compared to other ratios. All traders should check out Peoples Fin's recent fundamentals against the performance from 2010 to 2025 and make sure the trends continue to evolve in the right direction. Market Cap is likely to gain to about 327.1 M in 2025, whereas Enterprise Value is likely to drop slightly above 193.3 M in 2025.

Peoples Fin Total Revenue

197.56 Million

Check Peoples Fin financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Peoples Fin's main balance sheet or income statement drivers, such as Depreciation And Amortization of 4.2 M, Interest Expense of 76.2 M or Selling General Administrative of 45.2 M, as well as many indicators such as Price To Sales Ratio of 2.31, Dividend Yield of 0.0234 or PTB Ratio of 1.78. Peoples financial statements analysis is a perfect complement when working with Peoples Fin Valuation or Volatility modules.
  
Check out the analysis of Peoples Fin Correlation against competitors.
For more information on how to buy Peoples Stock please use our How to Invest in Peoples Fin guide.

Peoples Fin Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.5 B4.3 B2.4 B
Slightly volatile
Short and Long Term Debt Total77.6 M86.9 M92.1 M
Slightly volatile
Total Current Liabilities3.1 BB588.2 M
Slightly volatile
Total Stockholder Equity411.1 M391.5 M260.5 M
Slightly volatile
Property Plant And Equipment Net74 M70.5 M39 M
Slightly volatile
Retained Earnings300.1 M285.8 M149.4 M
Slightly volatile
Cash51.5 M49.1 M35.9 M
Slightly volatile
Non Current Assets Total4.3 B4.1 B1.1 B
Slightly volatile
Cash And Short Term Investments172 M215.5 M282.2 M
Slightly volatile
Net Receivables15.4 M14.6 M7.7 M
Slightly volatile
Common Stock Total Equity10.3 M16.5 M13.1 M
Slightly volatile
Common Stock Shares Outstanding5.4 M8.2 M6.5 M
Slightly volatile
Liabilities And Stockholders Equity4.5 B4.3 B2.4 B
Slightly volatile
Total Liabilities4.1 B3.9 B2.1 B
Slightly volatile
Property Plant And Equipment Gross120.8 M115 M51.5 M
Slightly volatile
Total Current Assets241.6 M226.5 M392.2 M
Pretty Stable
Short Term Debt19.2 M20.2 M51.6 M
Pretty Stable
Common Stock10.5 M16.2 M13 M
Slightly volatile
Non Current Liabilities TotalB954.5 M210.2 M
Slightly volatile
Accounts PayableM6.6 M1.8 M
Slightly volatile
Short Term Investments251 M458.8 M298.7 M
Slightly volatile
Other Current Assets10.4 M11 M401.4 M
Slightly volatile
Intangible Assets950.5 KM2.3 M
Slightly volatile
Net Tangible Assets220.1 M289.7 M199.4 M
Slightly volatile
Long Term Debt45.7 M66.7 M41.9 M
Slightly volatile
Retained Earnings Total Equity145.5 M265.1 M139.5 M
Slightly volatile
Long Term Debt Total31 M29.7 M36 M
Very volatile
Capital Surpluse134.9 M145.9 M119.1 M
Slightly volatile
Long Term Investments866.7 M440 M994.9 M
Pretty Stable
Non Current Liabilities Other51.6 M49.1 M23.6 M
Slightly volatile
Property Plant Equipment38 M64 M36.3 M
Slightly volatile
Earning Assets325.3 M395.3 M317.7 M
Slightly volatile
Net Invested Capital342.4 M374.4 M423.8 M
Slightly volatile
Capital Stock11.6 M12.7 M14.3 M
Slightly volatile

Peoples Fin Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization4.2 MM2.1 M
Slightly volatile
Interest Expense76.2 M72.6 M20.9 M
Slightly volatile
Selling General Administrative45.2 M43 M25.6 M
Slightly volatile
Total Revenue197.6 M188.2 M89.6 M
Slightly volatile
Gross Profit197.6 M188.2 M89.6 M
Slightly volatile
Other Operating Expenses121.8 M116 M51.6 M
Slightly volatile
Operating Income25.9 M41.3 M32.3 M
Slightly volatile
EBIT25.1 M37.4 M30.8 M
Slightly volatile
EBITDA26.7 M41.4 M32.7 M
Slightly volatile
Income Before Tax39.2 M37.4 M26.9 M
Slightly volatile
Net Income33.1 M31.5 M22.2 M
Slightly volatile
Income Tax Expense3.2 M5.9 M4.5 M
Slightly volatile
Selling And Marketing Expenses672.3 K626.8 K608.7 K
Slightly volatile
Net Income From Continuing Ops25.8 M37.8 M22.4 M
Slightly volatile
Net Income Applicable To Common Shares23.8 M43.8 M23.3 M
Slightly volatile
Tax Provision6.4 M7.2 M5.5 M
Slightly volatile
Net Interest Income83.3 M104.5 M72.2 M
Slightly volatile
Interest Income100.8 M162.6 M87.7 M
Slightly volatile
Reconciled Depreciation2.2 M3.5 M2.9 M
Pretty Stable

Peoples Fin Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow41.6 M43.5 M62 M
Slightly volatile
Depreciation2.1 MM2.8 M
Slightly volatile
Dividends Paid14.1 M13.4 M8.9 M
Slightly volatile
Capital Expenditures7.2 M6.8 M4.5 M
Slightly volatile
Total Cash From Operating Activities40.2 M38.2 M27.5 M
Slightly volatile
Net Income33.1 M31.5 M22.1 M
Slightly volatile
End Period Cash Flow226.2 M215.5 M93.5 M
Slightly volatile
Change To Netincome1.2 M1.3 M4.8 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.312.436.3508
Slightly volatile
Dividend Yield0.02340.03030.029
Pretty Stable
PTB Ratio1.781.171.2864
Pretty Stable
Days Sales Outstanding43.2345.565.2995
Slightly volatile
Book Value Per Share45.2643.140.7381
Pretty Stable
Operating Cash Flow Per Share2.344.213.747
Slightly volatile
Stock Based Compensation To Revenue0.00250.00490.003
Slightly volatile
Capex To Depreciation1.51.951.882
Slightly volatile
PB Ratio1.781.171.2864
Pretty Stable
EV To Sales2.532.667.256
Slightly volatile
ROIC0.02810.02960.0377
Slightly volatile
Net Income Per Share1.823.473.0201
Slightly volatile
Sales General And Administrative To Revenue0.250.260.3972
Slightly volatile
Capex To Revenue0.03960.04160.2967
Slightly volatile
Cash Per Share28.3455.9148.4149
Slightly volatile
POCF Ratio13.6611.9712.0107
Slightly volatile
Interest Coverage0.490.512.9727
Slightly volatile
Payout Ratio0.380.42580.4406
Slightly volatile
Capex To Operating Cash Flow0.210.20.2345
Slightly volatile
Income Quality1.071.091.2655
Slightly volatile
ROE0.110.09250.0905
Pretty Stable
EV To Operating Cash Flow18.313.1114.3883
Slightly volatile
PE Ratio18.0814.5415.8424
Slightly volatile
Return On Tangible Assets0.01240.00860.0104
Very volatile
Earnings Yield0.05420.07120.0715
Slightly volatile
Intangibles To Total Assets0.01380.01540.0239
Pretty Stable
Current Ratio0.06530.0687110
Pretty Stable
Tangible Book Value Per Share17.9534.9731.5872
Pretty Stable
Receivables Turnover6.458.39.9695
Very volatile
Graham Number60.8857.9950.2576
Slightly volatile
Shareholders Equity Per Share45.2643.137.0183
Slightly volatile
Debt To Equity0.240.260.4061
Slightly volatile
Capex Per Share0.380.750.65
Very volatile
Average Receivables1.6 M2.1 M2.2 M
Pretty Stable
Revenue Per Share21.7520.7212.3631
Slightly volatile
Interest Debt Per Share13.4217.5616.2066
Pretty Stable
Debt To Assets0.02210.02320.0463
Slightly volatile
Enterprise Value Over EBITDA15.9712.1113.9341
Slightly volatile
Short Term Coverage Ratios1.791.70.7089
Slightly volatile
Price Earnings Ratio18.0814.5415.8424
Slightly volatile
Operating Cycle43.2345.565.2995
Slightly volatile
Price Book Value Ratio1.781.171.2864
Pretty Stable
Dividend Payout Ratio0.380.42580.4406
Slightly volatile
Price To Operating Cash Flows Ratio13.6611.9712.0107
Slightly volatile
Pretax Profit Margin0.220.230.4877
Slightly volatile
Ebt Per Ebit0.420.810.6717
Slightly volatile
Operating Profit Margin0.240.250.9614
Slightly volatile
Effective Tax Rate0.210.180.1842
Pretty Stable
Company Equity Multiplier10.2212.649.0395
Slightly volatile
Long Term Debt To Capitalization0.310.170.163
Pretty Stable
Total Debt To Capitalization0.20.210.2738
Slightly volatile
Return On Capital Employed0.03360.03550.0224
Very volatile
Debt Equity Ratio0.240.260.4061
Slightly volatile
Ebit Per Revenue0.240.250.9614
Slightly volatile
Quick Ratio0.06530.0687155
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.352.172.0489
Slightly volatile
Net Income Per E B T0.650.760.8033
Pretty Stable
Cash Ratio0.01410.014910.4035
Very volatile
Cash Conversion Cycle43.2345.565.2995
Slightly volatile
Operating Cash Flow Sales Ratio0.220.230.4781
Slightly volatile
Days Of Sales Outstanding43.2345.565.2995
Slightly volatile
Cash Flow Coverage Ratios0.20.40.3303
Slightly volatile
Price To Book Ratio1.781.171.2864
Pretty Stable
Fixed Asset Turnover1.82.42.1609
Very volatile
Capital Expenditure Coverage Ratio10.146.458.3934
Very volatile
Price Cash Flow Ratio13.6611.9712.0107
Slightly volatile
Enterprise Value Multiple15.9712.1113.9341
Slightly volatile
Debt Ratio0.02210.02320.0463
Slightly volatile
Cash Flow To Debt Ratio0.20.40.3303
Slightly volatile
Price Sales Ratio2.312.436.3508
Slightly volatile
Return On Assets0.01220.00840.0101
Very volatile
Asset Turnover0.02620.03930.0342
Pretty Stable
Net Profit Margin0.180.190.3922
Slightly volatile
Price Fair Value1.781.171.2864
Pretty Stable
Return On Equity0.110.09250.0905
Pretty Stable

Peoples Fin Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap327.1 M311.5 M284.4 M
Slightly volatile
Enterprise Value193.3 M341.2 M335.8 M
Slightly volatile

Peoples Fundamental Market Drivers

Cash And Short Term Investments187.4 M

Peoples Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Peoples Fin Financial Statements

Peoples Fin shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Peoples Fin investors may analyze each financial statement separately, they are all interrelated. The changes in Peoples Fin's assets and liabilities, for example, are also reflected in the revenues and expenses on on Peoples Fin's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-6.6 M-7 M
Total Revenue188.2 M197.6 M
Cost Of Revenue-56.4 M-53.6 M
Sales General And Administrative To Revenue 0.26  0.25 
Capex To Revenue 0.04  0.04 
Revenue Per Share 20.72  21.75 
Ebit Per Revenue 0.25  0.24 

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Additional Tools for Peoples Stock Analysis

When running Peoples Fin's price analysis, check to measure Peoples Fin's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Peoples Fin is operating at the current time. Most of Peoples Fin's value examination focuses on studying past and present price action to predict the probability of Peoples Fin's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Peoples Fin's price. Additionally, you may evaluate how the addition of Peoples Fin to your portfolios can decrease your overall portfolio volatility.