PennyMac Historical Income Statement

PMT Stock

USD 13.77 0.05 0.36%

Historical analysis of PennyMac Mortgage income statement accounts such as Total Revenue of 14 M, Gross Profit of 1.8 M, Other Operating Expenses of 17.5 M or Ebit of 674.1 M can show how well PennyMac Mortgage Investment performed in making a profits. Evaluating PennyMac Mortgage income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of PennyMac Mortgage's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining PennyMac Mortgage latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether PennyMac Mortgage is a good buy for the upcoming year.

Net Income Gross Profit

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Mortgage Investment. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

About PennyMac Income Statement Analysis

PennyMac Mortgage Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to PennyMac Mortgage shareholders. The income statement also shows PennyMac investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

PennyMac Mortgage Income Statement Chart

At this time, PennyMac Mortgage's Interest Expense is comparatively stable compared to the past year. Depreciation And Amortization is likely to gain to about 681.3 M in 2025, whereas Total Revenue is likely to drop slightly above 14 M in 2025.

Interest Expense Depreciation And Amortization Total Revenue Gross Profit Other Operating Expenses Interest Income

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Depreciation And Amortization

The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.

Total Revenue

Total revenue comprises all receipts PennyMac Mortgage generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of PennyMac Mortgage Investment minus its cost of goods sold. It is profit before PennyMac Mortgage operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of PennyMac Mortgage. It is also known as PennyMac Mortgage overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Interest Income

Income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments.

Most accounts from PennyMac Mortgage's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into PennyMac Mortgage current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Mortgage Investment. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

	2022	2023	2024	2025 (projected)
Income Before Tax	63.1M	244.4M	142.6M	136.6M
Cost Of Revenue	77.6M	122.1M	12.8M	12.1M

Income Before Tax Cost Of Revenue

PennyMac Mortgage income statement Correlations

	Interest Expense	Total Operating Expenses	Depreciation And Amortization	Selling General Administrative	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Cost Of Revenue	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Net Income From Continuing Ops	Non Recurring	Tax Provision	Net Interest Income	Interest Income	Extraordinary Items	Reconciled Depreciation	Selling And Marketing Expenses
Interest Expense		0.17	0.63	-0.14	0.22	0.22	0.14	0.43	0.8	0.25	0.02	0.26	-0.31	0.02	0.07	-0.2	-0.67	0.66	-0.96	0.8	-0.67	0.76	-0.67
Total Operating Expenses	0.17		-0.14	0.07	0.06	0.14	0.79	0.1	-0.01	-0.01	-0.18	-0.13	-0.14	-0.54	0.86	-0.62	0.09	0.76	-0.16	0.16	0.09	0.21	0.09
Depreciation And Amortization	0.63	-0.14		0.3	0.37	0.54	0.04	0.17	0.42	0.32	-0.38	0.61	-0.24	0.45	-0.16	0.33	-0.61	0.19	-0.57	0.72	-0.61	0.16	-0.61
Selling General Administrative	-0.14	0.07	0.3		0.48	0.53	0.37	-0.01	-0.08	0.48	-0.07	0.67	0.11	0.64	-0.01	0.42	0.23	-0.19	0.3	-0.11	0.23	-0.35	0.23
Total Revenue	0.22	0.06	0.37	0.48		0.92	0.43	0.7	0.15	0.96	0.28	0.71	-0.46	0.57	0.22	0.34	0.33	0.01	-0.21	0.09	0.33	0.12	0.33
Gross Profit	0.22	0.14	0.54	0.53	0.92		0.45	0.61	0.18	0.87	-0.12	0.7	-0.57	0.53	0.21	0.4	0.17	0.05	-0.19	0.2	0.17	-0.06	0.17
Other Operating Expenses	0.14	0.79	0.04	0.37	0.43	0.45		0.08	-0.14	0.31	0.0	0.1	-0.13	-0.25	0.77	-0.48	0.28	0.56	-0.14	0.08	0.28	0.09	0.28
Operating Income	0.43	0.1	0.17	-0.01	0.7	0.61	0.08		0.51	0.77	0.28	0.38	-0.76	0.27	0.16	0.15	0.12	0.18	-0.43	0.17	0.12	0.4	0.12
Ebit	0.8	-0.01	0.42	-0.08	0.15	0.18	-0.14	0.51		0.33	-0.05	0.32	-0.35	0.23	-0.19	0.11	-0.6	0.39	-0.68	0.55	-0.6	0.53	-0.6
Ebitda	0.25	-0.01	0.32	0.48	0.96	0.87	0.31	0.77	0.33		0.29	0.68	-0.5	0.62	0.07	0.4	0.29	-0.05	-0.19	0.08	0.29	0.13	0.29
Cost Of Revenue	0.02	-0.18	-0.38	-0.07	0.28	-0.12	0.0	0.28	-0.05	0.29		0.06	0.23	0.13	0.05	-0.13	0.41	-0.09	-0.08	-0.25	0.41	0.44	0.41
Income Before Tax	0.26	-0.13	0.61	0.67	0.71	0.7	0.1	0.38	0.32	0.68	0.06		-0.06	0.85	-0.04	0.65	-0.08	-0.06	-0.17	0.22	-0.08	0.05	-0.08
Total Other Income Expense Net	-0.31	-0.14	-0.24	0.11	-0.46	-0.57	-0.13	-0.76	-0.35	-0.5	0.23	-0.06		0.03	-0.16	0.02	0.02	-0.23	0.33	-0.11	0.02	-0.01	0.02
Net Income	0.02	-0.54	0.45	0.64	0.57	0.53	-0.25	0.27	0.23	0.62	0.13	0.85	0.03		-0.49	0.89	0.05	-0.51	0.08	0.01	0.05	-0.13	0.05
Income Tax Expense	0.07	0.86	-0.16	-0.01	0.22	0.21	0.77	0.16	-0.19	0.07	0.05	-0.04	-0.16	-0.49		-0.62	0.25	0.69	-0.14	0.01	0.25	0.19	0.25
Net Income From Continuing Ops	-0.2	-0.62	0.33	0.42	0.34	0.4	-0.48	0.15	0.11	0.4	-0.13	0.65	0.02	0.89	-0.62		0.06	-0.68	0.28	-0.06	0.06	-0.31	0.06
Non Recurring	-0.67	0.09	-0.61	0.23	0.33	0.17	0.28	0.12	-0.6	0.29	0.41	-0.08	0.02	0.05	0.25	0.06		-0.37	0.6	-0.69	1.0	-0.26	1.0
Tax Provision	0.66	0.76	0.19	-0.19	0.01	0.05	0.56	0.18	0.39	-0.05	-0.09	-0.06	-0.23	-0.51	0.69	-0.68	-0.37		-0.66	0.45	-0.37	0.54	-0.37
Net Interest Income	-0.96	-0.16	-0.57	0.3	-0.21	-0.19	-0.14	-0.43	-0.68	-0.19	-0.08	-0.17	0.33	0.08	-0.14	0.28	0.6	-0.66		-0.77	0.6	-0.81	0.6
Interest Income	0.8	0.16	0.72	-0.11	0.09	0.2	0.08	0.17	0.55	0.08	-0.25	0.22	-0.11	0.01	0.01	-0.06	-0.69	0.45	-0.77		-0.69	0.61	-0.69
Extraordinary Items	-0.67	0.09	-0.61	0.23	0.33	0.17	0.28	0.12	-0.6	0.29	0.41	-0.08	0.02	0.05	0.25	0.06	1.0	-0.37	0.6	-0.69		-0.26	1.0
Reconciled Depreciation	0.76	0.21	0.16	-0.35	0.12	-0.06	0.09	0.4	0.53	0.13	0.44	0.05	-0.01	-0.13	0.19	-0.31	-0.26	0.54	-0.81	0.61	-0.26		-0.26
Selling And Marketing Expenses	-0.67	0.09	-0.61	0.23	0.33	0.17	0.28	0.12	-0.6	0.29	0.41	-0.08	0.02	0.05	0.25	0.06	1.0	-0.37	0.6	-0.69	1.0	-0.26

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PennyMac Mortgage Account Relationship Matchups

PennyMac Mortgage income statement Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Interest Expense	270.8M	304.7M	410.4M	736.0M	714.7M	750.4M
Total Operating Expenses	(7.6M)	(38.2M)	240.7M	45.5M	5.6M	5.3M
Depreciation And Amortization	(79.7M)	(44.7M)	(103.5M)	721.0M	648.9M	681.3M
Selling General Administrative	3.9M	4M	5.9M	7.1M	5.6M	5.0M
Total Revenue	108.6M	82.8M	103.1M	725.9M	14.7M	14.0M
Gross Profit	(120.0M)	(107.2M)	25.5M	603.8M	1.9M	1.8M
Other Operating Expenses	7.6M	38.2M	240.7M	167.6M	18.4M	17.5M
Operating Income	79.7M	44.7M	47.9M	558.2M	(3.7M)	(3.5M)
Ebit	79.7M	44.7M	158.1M	558.2M	642.0M	674.1M
Ebitda	79.7M	44.7M	54.6M	1.3B	(3.7M)	(3.5M)
Cost Of Revenue	228.6M	190.1M	77.6M	122.1M	12.8M	12.1M
Income Before Tax	79.7M	44.7M	63.1M	244.4M	142.6M	136.6M
Total Other Income Expense Net	253.3M	168.9M	140.6M	(313.8M)	146.3M	98.8M
Net Income Applicable To Common Shares	200.9M	27.1M	26.0M	(115.5M)	(104.0M)	(98.8M)
Net Income	52.4M	56.9M	(73.3M)	199.7M	119.2M	87.4M
Income Tax Expense	27.4M	(12.2M)	136.4M	44.7M	(18.3M)	(17.4M)
Research Development	1.4M	1.8M	2.1M	2.0M	2.4M	2.5M
Net Income From Continuing Ops	52.4M	56.9M	(73.3M)	151.4M	136.3M	92.2M
Tax Provision	27.4M	(12.2M)	136.4M	47.2M	54.3M	57.0M
Net Interest Income	(48.6M)	(109.5M)	(84.6M)	(235.5M)	(212.0M)	(201.4M)
Interest Income	222.1M	195.2M	325.8M	469.6M	540.0M	567.0M

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PennyMac Historical Income Statement

About PennyMac Income Statement Analysis

PennyMac Mortgage Income Statement Chart

Interest Expense

Depreciation And Amortization

Total Revenue

Gross Profit

Other Operating Expenses

Interest Income

PennyMac Mortgage income statement Correlations

PennyMac Mortgage Account Relationship Matchups

High Positive Relationship

High Negative Relationship

PennyMac Mortgage income statement Accounts

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Additional Tools for PennyMac Stock Analysis

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COMPANY

Extraordinary Items	+ 1.0	Non Recurring
Selling And Marketing Expenses	+ 1.0	Non Recurring
Selling And Marketing Expenses	+ 1.0	Extraordinary Items
Ebitda	+ 0.96	Total Revenue
Gross Profit	+ 0.92	Total Revenue
Net Income From Continuing Ops	+ 0.89	Net Income

Net Interest Income	- 0.96	Interest Expense
Reconciled Depreciation	- 0.81	Net Interest Income
Interest Income	- 0.77	Net Interest Income
Total Other Income Expense Net	- 0.76	Operating Income
Selling And Marketing Expenses	- 0.69	Interest Income
Extraordinary Items	- 0.69	Interest Income