South Historical Financial Ratios

SPFI Stock

USD 34.21 0.32 0.94%

South Plains is promptly reporting on over 111 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as ROIC of 0.0133, Inventory Turnover of 0.0, Net Income Per Share of 2.06 or Days Of Inventory On Hand of 0.0 will help investors to properly organize and evaluate South Plains Financial financial condition quickly.

Quick Ratio Current Ratio

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in South Plains Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About South Financial Ratios Analysis

South Plains FinancialFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate South Plains investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on South financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across South Plains history.

South Plains Financial Ratios Chart

As of now, South Plains' Sales General And Administrative To Revenue is decreasing as compared to previous years. The South Plains' current POCF Ratio is estimated to increase to 17.31, while Price To Sales Ratio is projected to decrease to 1.74.

Price To Sales Ratio Ptb Ratio Pb Ratio Net Income Per Share

Add Fundamental

Price To Sales Ratio

Price to Sales Ratio is figured by comparing South Plains Financial stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on South Plains sales, a figure that is much harder to manipulate than other South Plains Financial multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Most ratios from South Plains' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into South Plains Financial current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in South Plains Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

	2022	2024	2025 (projected)
PTB Ratio	1.34	1.42	1.54
Price To Sales Ratio	2.23	2.37	1.74

Ptb Ratio Price To Sales Ratio

South Plains fundamentals Correlations

	Price To Sales Ratio	Ptb Ratio	Capex To Depreciation	Pb Ratio	Roic	Net Income Per Share	Pocfratio	Interest Coverage	Capex To Operating Cash Flow	Pfcf Ratio	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio	Return On Tangible Assets	Ev To Free Cash Flow	Earnings Yield	Intangibles To Total Assets	Net Debt To E B I T D A	Current Ratio	Receivables Turnover	Debt To Equity	Revenue Per Share	Debt To Assets	Enterprise Value Over E B I T D A	Dividend Yield
Price To Sales Ratio		0.48	0.48	0.48	0.44	-0.11	-0.85	-0.15	-0.42	-0.76	0.66	0.42	-0.77	0.46	-0.07	-0.76	-0.38	0.33	0.17	-0.38	-0.63	0.27	-0.19	-0.17	0.39	0.04
Ptb Ratio	0.48		0.83	1.0	0.9	-0.78	-0.48	-0.26	0.09	-0.47	0.47	0.54	-0.51	0.82	-0.71	-0.5	-0.79	-0.43	0.22	-0.74	-0.5	0.83	-0.83	0.58	0.42	0.54
Capex To Depreciation	0.48	0.83		0.83	0.76	-0.8	-0.34	-0.29	0.35	-0.3	0.45	0.15	-0.36	0.88	-0.77	-0.33	-0.8	-0.49	-0.08	-0.63	-0.52	0.76	-0.78	0.6	0.18	0.0
Pb Ratio	0.48	1.0	0.83		0.9	-0.78	-0.48	-0.26	0.09	-0.47	0.47	0.54	-0.51	0.82	-0.71	-0.5	-0.79	-0.43	0.22	-0.74	-0.5	0.83	-0.83	0.58	0.42	0.54
Roic	0.44	0.9	0.76	0.9		-0.76	-0.34	-0.01	0.27	-0.27	0.49	0.57	-0.32	0.68	-0.63	-0.29	-0.6	-0.42	-0.11	-0.74	-0.34	0.91	-0.81	0.64	0.12	0.48
Net Income Per Share	-0.11	-0.78	-0.8	-0.78	-0.76		0.09	0.37	-0.45	0.1	-0.16	-0.02	0.08	-0.88	0.98	0.11	0.84	0.83	0.24	0.61	0.35	-0.9	0.92	-0.94	0.08	-0.29
Pocfratio	-0.85	-0.48	-0.34	-0.48	-0.34	0.09		0.1	0.74	0.98	-0.78	-0.37	0.98	-0.42	0.09	0.98	0.44	-0.41	-0.35	0.29	0.41	-0.12	0.25	0.22	-0.45	-0.17
Interest Coverage	-0.15	-0.26	-0.29	-0.26	-0.01	0.37	0.1		-0.04	0.17	0.32	0.12	0.07	-0.41	0.48	0.15	0.43	0.42	-0.3	0.13	0.8	-0.29	0.35	-0.33	-0.33	-0.21
Capex To Operating Cash Flow	-0.42	0.09	0.35	0.09	0.27	-0.45	0.74	-0.04		0.79	-0.4	-0.18	0.74	0.17	-0.4	0.77	-0.05	-0.69	-0.5	-0.15	0.02	0.48	-0.28	0.63	-0.39	-0.15
Pfcf Ratio	-0.76	-0.47	-0.3	-0.47	-0.27	0.1	0.98	0.17	0.79		-0.7	-0.31	0.98	-0.42	0.13	1.0	0.49	-0.35	-0.42	0.28	0.38	-0.07	0.26	0.2	-0.48	-0.21
Income Quality	0.66	0.47	0.45	0.47	0.49	-0.16	-0.78	0.32	-0.4	-0.7		0.37	-0.75	0.35	-0.11	-0.71	-0.3	0.4	0.06	-0.14	-0.11	0.22	-0.34	-0.07	0.19	-0.06
Roe	0.42	0.54	0.15	0.54	0.57	-0.02	-0.37	0.12	-0.18	-0.31	0.37		-0.38	0.01	0.14	-0.33	0.04	0.26	0.51	-0.32	-0.29	0.35	-0.17	-0.08	0.61	0.71
Ev To Operating Cash Flow	-0.77	-0.51	-0.36	-0.51	-0.32	0.08	0.98	0.07	0.74	0.98	-0.75	-0.38		-0.41	0.09	0.99	0.46	-0.38	-0.43	0.35	0.33	-0.06	0.26	0.24	-0.5	-0.18
Pe Ratio	0.46	0.82	0.88	0.82	0.68	-0.88	-0.42	-0.41	0.17	-0.42	0.35	0.01	-0.41		-0.88	-0.43	-0.98	-0.6	-0.06	-0.64	-0.52	0.75	-0.78	0.67	0.15	0.14
Return On Tangible Assets	-0.07	-0.71	-0.77	-0.71	-0.63	0.98	0.09	0.48	-0.4	0.13	-0.11	0.14	0.09	-0.88		0.13	0.88	0.84	0.21	0.53	0.38	-0.81	0.9	-0.91	0.08	-0.2
Ev To Free Cash Flow	-0.76	-0.5	-0.33	-0.5	-0.29	0.11	0.98	0.15	0.77	1.0	-0.71	-0.33	0.99	-0.43	0.13		0.49	-0.35	-0.43	0.32	0.38	-0.08	0.27	0.2	-0.5	-0.21
Earnings Yield	-0.38	-0.79	-0.8	-0.79	-0.6	0.84	0.44	0.43	-0.05	0.49	-0.3	0.04	0.46	-0.98	0.88	0.49		0.59	-0.04	0.61	0.44	-0.66	0.76	-0.63	-0.2	-0.2
Intangibles To Total Assets	0.33	-0.43	-0.49	-0.43	-0.42	0.83	-0.41	0.42	-0.69	-0.35	0.4	0.26	-0.38	-0.6	0.84	-0.35	0.59		0.33	0.49	0.15	-0.68	0.66	-0.91	0.26	-0.21
Net Debt To E B I T D A	0.17	0.22	-0.08	0.22	-0.11	0.24	-0.35	-0.3	-0.5	-0.42	0.06	0.51	-0.43	-0.06	0.21	-0.43	-0.04	0.33		0.12	-0.35	-0.2	0.14	-0.37	0.94	0.48
Current Ratio	-0.38	-0.74	-0.63	-0.74	-0.74	0.61	0.29	0.13	-0.15	0.28	-0.14	-0.32	0.35	-0.64	0.53	0.32	0.61	0.49	0.12		0.23	-0.63	0.63	-0.45	-0.05	-0.37
Receivables Turnover	-0.63	-0.5	-0.52	-0.5	-0.34	0.35	0.41	0.8	0.02	0.38	-0.11	-0.29	0.33	-0.52	0.38	0.38	0.44	0.15	-0.35	0.23		-0.47	0.36	-0.21	-0.54	-0.24
Debt To Equity	0.27	0.83	0.76	0.83	0.91	-0.9	-0.12	-0.29	0.48	-0.07	0.22	0.35	-0.06	0.75	-0.81	-0.08	-0.66	-0.68	-0.2	-0.63	-0.47		-0.86	0.86	0.01	0.45
Revenue Per Share	-0.19	-0.83	-0.78	-0.83	-0.81	0.92	0.25	0.35	-0.28	0.26	-0.34	-0.17	0.26	-0.78	0.9	0.27	0.76	0.66	0.14	0.63	0.36	-0.86		-0.84	0.02	-0.34
Debt To Assets	-0.17	0.58	0.6	0.58	0.64	-0.94	0.22	-0.33	0.63	0.2	-0.07	-0.08	0.24	0.67	-0.91	0.2	-0.63	-0.91	-0.37	-0.45	-0.21	0.86	-0.84		-0.27	0.28
Enterprise Value Over E B I T D A	0.39	0.42	0.18	0.42	0.12	0.08	-0.45	-0.33	-0.39	-0.48	0.19	0.61	-0.5	0.15	0.08	-0.5	-0.2	0.26	0.94	-0.05	-0.54	0.01	0.02	-0.27		0.47
Dividend Yield	0.04	0.54	0.0	0.54	0.48	-0.29	-0.17	-0.21	-0.15	-0.21	-0.06	0.71	-0.18	0.14	-0.2	-0.21	-0.2	-0.21	0.48	-0.37	-0.24	0.45	-0.34	0.28	0.47

Click cells to compare fundamentals

South Plains Account Relationship Matchups

South Plains fundamentals Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Price To Sales Ratio	1.54	2.28	2.23	2.38	2.37	1.74
Ptb Ratio	1.15	0.92	1.23	1.34	1.42	1.54
Capex To Depreciation	0.5	0.45	0.64	0.73	0.84	0.85
Pb Ratio	1.15	0.92	1.23	1.34	1.42	1.54
Roic	0.0226	0.0597	0.0398	0.0122	0.014	0.0133
Net Income Per Share	2.51	3.26	3.35	3.62	3.03	2.06
Pocfratio	60.8	5.19	3.87	8.57	9.86	17.31
Interest Coverage	3.55	5.51	4.22	1.1	2.53	2.28
Capex To Operating Cash Flow	0.59	0.0303	0.0362	0.08	0.092	0.0874
Pfcf Ratio	147.66	5.35	4.02	9.32	10.72	10.18
Income Quality	0.12	1.64	2.12	0.93	0.84	0.94
Ev To Operating Cash Flow	47.16	1.4	2.96	4.82	5.54	5.26
Pe Ratio	7.54	8.52	8.21	8.0	11.47	10.92
Return On Tangible Assets	0.0127	0.0152	0.015	0.0151	0.0136	0.00992
Ev To Free Cash Flow	114.53	1.44	3.07	5.24	6.02	5.72
Earnings Yield	0.0947	0.0832	0.13	0.12	0.0872	0.08
Intangibles To Total Assets	0.007521	0.0116	0.013	0.0115	0.0103	0.00832
Current Ratio	42.13	1.14	75.53	25.83	23.24	21.8
Receivables Turnover	14.55	15.77	13.06	10.1	11.62	14.31
Debt To Equity	0.67	0.6	0.3	0.34	0.27	0.31
Revenue Per Share	12.27	12.21	12.35	12.17	14.68	8.92
Debt To Assets	0.0621	0.0313	0.031	0.0262	0.0301	0.0537
Dividend Yield	0.007389	0.0108	0.0168	0.0174	0.02	0.0279
Days Sales Outstanding	25.09	23.14	27.95	36.13	32.52	23.02
Book Value Per Share	186.97	210.53	20.55	23.49	21.14	20.08
Free Cash Flow Yield	0.006772	0.19	0.25	0.11	0.0966	0.088
Operating Cash Flow Per Share	0.31	5.36	7.11	3.38	3.04	2.46
Stock Based Compensation To Revenue	0.005741	0.007476	0.0128	0.0102	0.009202	0.006216
Ev To Sales	1.2	0.61	1.7	1.34	1.54	1.62
Free Cash Flow Per Share	0.13	5.2	6.86	3.11	2.8	2.26
Capex To Revenue	0.0149	0.0133	0.0208	0.0222	0.0255	0.0292
Cash Per Share	61.12	67.47	53.91	54.98	49.48	40.04
Payout Ratio	0.0369	0.0557	0.0919	0.14	0.16	0.29
Tangible Book Value Per Share	185.47	208.01	17.6	20.7	18.63	17.7
Graham Number	26.68	34.04	40.83	39.37	43.74	25.09
Shareholders Equity Per Share	20.5	22.69	20.55	23.49	21.14	14.1

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When determining whether South Plains Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of South Plains' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of South Plains Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on South Plains Financial Stock:

How To Invest In South

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Is South Stock a good investment?

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What is South Plains' Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of South Plains. If investors know South will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about South Plains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.593

Dividend Share

0.56

Earnings Share

3.02

Revenue Per Share

11.21

Quarterly Revenue Growth

0.159

The market value of South Plains Financial is measured differently than its book value, which is the value of South that is recorded on the company's balance sheet. Investors also form their own opinion of South Plains' value that differs from its market value or its book value, called intrinsic value, which is South Plains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because South Plains' market value can be influenced by many factors that don't directly affect South Plains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between South Plains' value and its price as these two are different measures arrived at by different means. Investors typically determine if South Plains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, South Plains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Price To Sales Ratio	Ptb Ratio
Capex To Depreciation	Pb Ratio
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Research And Ddevelopement To Revenue	Pocfratio
Interest Coverage	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Income Quality	Roe
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Receivables Turnover	Debt To Equity
Revenue Per Share	Debt To Assets
Enterprise Value Over E B I T D A	Dividend Yield
Days Sales Outstanding	Book Value Per Share
Free Cash Flow Yield	Invested Capital
Operating Cash Flow Per Share	Average Payables
Stock Based Compensation To Revenue	Ev To Sales
Free Cash Flow Per Share	Average Inventory
Capex To Revenue	Cash Per Share
Payout Ratio	Net Current Asset Value
Tangible Asset Value	Tangible Book Value Per Share
Graham Number	Shareholders Equity Per Share
Capex Per Share	Graham Net Net
Average Receivables	Interest Debt Per Share
Short Term Coverage Ratios	Price Earnings Ratio
Price Book Value Ratio	Price Earnings To Growth Ratio
Days Of Payables Outstanding	Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio	Pretax Profit Margin
Ebt Per Ebit	Operating Profit Margin
Effective Tax Rate	Company Equity Multiplier
Long Term Debt To Capitalization	Total Debt To Capitalization
Return On Capital Employed	Debt Equity Ratio
Ebit Per Revenue	Quick Ratio
Dividend Paid And Capex Coverage Ratio	Net Income Per E B T
Cash Ratio	Days Of Inventory Outstanding
Free Cash Flow Operating Cash Flow Ratio	Cash Flow Coverage Ratios
Price To Book Ratio	Fixed Asset Turnover
Capital Expenditure Coverage Ratio	Price Cash Flow Ratio
Enterprise Value Multiple	Debt Ratio
Cash Flow To Debt Ratio	Price Sales Ratio
Return On Assets	Asset Turnover
Net Profit Margin	Gross Profit Margin
Price Fair Value	Return On Equity
Operating Cycle	Dividend Payout Ratio
Cash Conversion Cycle	Operating Cash Flow Sales Ratio
Days Of Sales Outstanding

South Historical Financial Ratios

About South Financial Ratios Analysis

South Plains Financial Ratios Chart

Price To Sales Ratio

Ptb Ratio

South Plains fundamentals Correlations

South Plains Account Relationship Matchups

High Positive Relationship

High Negative Relationship

South Plains fundamentals Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Pb Ratio	+ 1.0	Ptb Ratio
Ev To Free Cash Flow	+ 1.0	Pfcf Ratio
Ev To Free Cash Flow	+ 0.99	Ev To Operating Cash Flow
Return On Tangible Assets	+ 0.98	Net Income Per Share
Pfcf Ratio	+ 0.98	Pocfratio
Ev To Operating Cash Flow	+ 0.98	Pocfratio

Earnings Yield	- 0.98	Pe Ratio
Debt To Assets	- 0.94	Net Income Per Share
Debt To Assets	- 0.91	Intangibles To Total Assets
Debt To Assets	- 0.91	Return On Tangible Assets
Debt To Equity	- 0.9	Net Income Per Share
Return On Tangible Assets	- 0.88	Pe Ratio