South Plains Earnings Estimate

SPFI Stock  USD 38.34  0.58  1.49%   
The next projected EPS of South Plains is estimated to be 0.82 with future projections ranging from a low of 0.77 to a high of 0.86. South Plains' most recent 12-month trailing earnings per share (EPS TTM) is at 3.51. Please be aware that the consensus of earnings estimates for South Plains Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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South Plains is projected to generate 0.82 in earnings per share on the 31st of March 2026. South Plains earnings estimates show analyst consensus about projected South Plains Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on South Plains' historical volatility. Many public companies, such as South Plains, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing South Plains' earnings estimates, investors can diagnose different trends across South Plains' analyst sentiment over time as well as compare current estimates against different timeframes. The South Plains' current Gross Profit Margin is estimated to increase to 0.90, while Gross Profit is projected to decrease to under 198.3 M. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in South Plains Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

South Plains Earnings Estimation Breakdown

The calculation of South Plains' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of South Plains is estimated to be 0.82 with the future projection ranging from a low of 0.77 to a high of 0.86. Please be aware that this consensus of annual earnings estimates for South Plains Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
0.77
Lowest
Expected EPS
0.82
0.86
Highest

South Plains Earnings Projection Consensus

Suppose the current estimates of South Plains' value are higher than the current market price of the South Plains stock. In this case, investors may conclude that South Plains is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and South Plains' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
483.93%
0.0
0.82
3.51

South Plains Earnings History

Earnings estimate consensus by South Plains Financial analysts from Wall Street is used by the market to judge South Plains' stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only South Plains' upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

South Plains Quarterly Gross Profit

52.05 Million

As of now, South Plains' Retained Earnings Total Equity is increasing as compared to previous years. The South Plains' current Earnings Yield is estimated to increase to 0.09, while Retained Earnings are projected to decrease to under 253.4 M. The current Common Stock Shares Outstanding is estimated to decrease to about 14 M. The current Net Income Applicable To Common Shares is estimated to decrease to about 44.8 M.
Hype
Prediction
LowEstimatedHigh
37.3338.9040.47
Details
Intrinsic
Valuation
LowRealHigh
35.0341.3642.93
Details
Naive
Forecast
LowNextHigh
35.9337.5039.07
Details
4 Analysts
Consensus
LowTargetHigh
40.0444.0048.84
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as South Plains. Your research has to be compared to or analyzed against South Plains' peers to derive any actionable benefits. When done correctly, South Plains' competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in South Plains Financial. Note that many institutional investors and large investment bankers can move markets due to the volume of South assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards South Plains. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving South Plains' stock price in the short term.

South Plains Earnings per Share Projection vs Actual

Actual Earning per Share of South Plains refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering South Plains Financial predict the company's earnings will be in the future. The higher the earnings per share of South Plains, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

South Plains Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as South Plains, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of South Plains should always be considered in relation to other companies to make a more educated investment decision.

South Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact South Plains' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-10-23
2025-09-300.860.960.111 
2025-07-16
2025-06-300.770.860.0911 
2025-04-24
2025-03-310.670.720.05
2025-01-24
2024-12-310.680.960.2841 
2024-10-23
2024-09-300.660.660.0
2024-07-18
2024-06-300.590.660.0711 
2024-04-25
2024-03-310.570.640.0712 
2024-01-26
2023-12-310.640.61-0.03
2023-10-24
2023-09-300.640.780.1421 
2023-07-25
2023-06-300.621.711.09175 
2023-04-27
2023-03-310.570.53-0.04
2023-01-26
2022-12-310.620.710.0914 
2022-10-21
2022-09-300.70.860.1622 
2022-07-22
2022-06-300.50.880.3876 
2022-04-26
2022-03-310.530.780.2547 
2022-01-27
2021-12-310.670.790.1217 
2021-10-26
2021-09-300.730.820.0912 
2021-07-27
2021-06-300.660.740.0812 
2021-04-27
2021-03-310.690.820.1318 
2021-01-27
2020-12-310.750.870.1216 
2020-10-27
2020-09-300.490.920.4387 
2020-07-29
2020-06-300.260.310.0519 
2020-04-30
2020-03-310.380.380.0
2020-01-24
2019-12-310.440.550.1125 
2019-10-24
2019-09-300.350.450.128 
2019-07-25
2019-06-300.370.370.0
2019-06-24
2019-03-310.320.320.0
2019-02-27
2018-12-3100.4250.425

About South Plains Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of South Plains earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current South Plains estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as South Plains fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings443.7 M253.4 M
Retained Earnings Total Equity336.1 M352.9 M
Earning Assets1.1 B796.9 M
Earnings Yield 0.08  0.09 
Price Earnings Ratio 13.23  10.96 
Price Earnings To Growth Ratio(0.50)(0.48)

Currently Active Assets on Macroaxis

When determining whether South Plains Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of South Plains' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of South Plains Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on South Plains Financial Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in South Plains Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of South Plains. If investors know South will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about South Plains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.455
Dividend Share
0.61
Earnings Share
3.51
Revenue Per Share
12.575
Quarterly Revenue Growth
0.132
The market value of South Plains Financial is measured differently than its book value, which is the value of South that is recorded on the company's balance sheet. Investors also form their own opinion of South Plains' value that differs from its market value or its book value, called intrinsic value, which is South Plains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because South Plains' market value can be influenced by many factors that don't directly affect South Plains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between South Plains' value and its price as these two are different measures arrived at by different means. Investors typically determine if South Plains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, South Plains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.