Is Bank of NT Stock a Good Investment?
Bank of NT Investment Advice | NTB |
- Examine Bank of NT's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Bank of NT's leadership team and their track record. Good management can help Bank of NT navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Banks space and any emerging trends that could impact Bank of NT's business and its evolving consumer preferences.
- Compare Bank of NT's performance and market position to its competitors. Analyze how Bank of NT is positioned in terms of product offerings, innovation, and market share.
- Check if Bank of NT pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Bank of NT's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Bank of NT stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Bank of NT is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Bank of NT Stock
Researching Bank of NT's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 69.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.56. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Bank of NT has Price/Earnings To Growth (PEG) ratio of 1.96. The entity last dividend was issued on the 5th of November 2024. The firm had 1:10 split on the 6th of September 2016.
To determine if Bank of NT is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Bank of NT's research are outlined below:
| About 69.0% of the company shares are owned by institutional investors | |
| On 19th of November 2024 Bank of NT paid $ 0.44 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Empowered Funds LLC Increases Stock Holdings in The Bank of N.T. Butterfield Son Limited |
Bank of NT uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Bank of NT. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Bank of NT's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 12th of February 2024 Upcoming Quarterly Report | View | |
| 22nd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 12th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Bank of NT's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Bank of NT's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2017-02-13 | 2016-12-31 | 0.55 | 0.62 | 0.07 | 12 | ||
2022-05-02 | 2022-03-31 | 0.79 | 0.89 | 0.1 | 12 | ||
2021-02-10 | 2020-12-31 | 0.73 | 0.84 | 0.11 | 15 | ||
2019-10-22 | 2019-09-30 | 0.91 | 0.79 | -0.12 | 13 | ||
2023-10-24 | 2023-09-30 | 1.13 | 0.99 | -0.14 | 12 | ||
2020-07-22 | 2020-06-30 | 0.53 | 0.67 | 0.14 | 26 | ||
2024-04-23 | 2024-03-31 | 0.97 | 1.13 | 0.16 | 16 | ||
2019-07-23 | 2019-06-30 | 0.92 | 0.72 | -0.2 | 21 |
Bank of NT's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.66 B.Market Cap |
|
Bank of NT's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.22 | 0.12 |
Determining Bank of NT's profitability involves analyzing its financial statements and using various financial metrics to determine if Bank of NT is a good buy. For example, gross profit margin measures Bank of NT's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Bank of NT's profitability and make more informed investment decisions.
Please note, the presentation of Bank of NT's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Bank of NT's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Bank of NT's management manipulating its earnings.
Evaluate Bank of NT's management efficiency
Bank of NT has Return on Asset of 0.0153 % which means that on every $100 spent on assets, it made $0.0153 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2117 %, implying that it generated $0.2117 on every 100 dollars invested. Bank of NT's management efficiency ratios could be used to measure how well Bank of NT manages its routine affairs as well as how well it operates its assets and liabilities. As of November 21, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Bank of NT's Net Tangible Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 3 B, whereas Total Assets are forecasted to decline to about 11.1 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 20.56 | 20.32 | |
| Tangible Book Value Per Share | 18.54 | 18.79 | |
| Enterprise Value Over EBITDA | 0.05 | 0.06 | |
| Price Book Value Ratio | 1.56 | 1.38 | |
| Enterprise Value Multiple | 0.05 | 0.06 | |
| Price Fair Value | 1.56 | 1.38 | |
| Enterprise Value | 12.8 M | 13.5 M |
Understanding the operational decisions made by Bank of NT management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Dividend Yield 0.0469 | Forward Dividend Yield 0.0469 | Forward Dividend Rate 1.76 | Beta 1.159 |
Basic technical analysis of Bank Stock
As of the 21st of November, Bank of NT shows the Downside Deviation of 1.66, mean deviation of 1.09, and Risk Adjusted Performance of 0.04. In respect to fundamental indicators, the technical analysis model gives you tools to check existing technical drivers of Bank of NT, as well as the relationship between them.Bank of NT's Outstanding Corporate Bonds
Bank of NT issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bank of NT uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Bank bonds can be classified according to their maturity, which is the date when Bank of NT has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Bank of NT's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Bank of NT's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.04 | |||
| Market Risk Adjusted Performance | 0.0545 | |||
| Mean Deviation | 1.09 | |||
| Semi Deviation | 1.53 | |||
| Downside Deviation | 1.66 | |||
| Coefficient Of Variation | 2178.02 | |||
| Standard Deviation | 1.66 | |||
| Variance | 2.75 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0445 | |||
| Maximum Drawdown | 10.79 | |||
| Value At Risk | (2.74) | |||
| Potential Upside | 2.5 | |||
| Downside Variance | 2.77 | |||
| Semi Variance | 2.33 | |||
| Expected Short fall | (1.08) | |||
| Skewness | 0.5805 | |||
| Kurtosis | 3.32 |
| Risk Adjusted Performance | 0.04 | |||
| Market Risk Adjusted Performance | 0.0545 | |||
| Mean Deviation | 1.09 | |||
| Semi Deviation | 1.53 | |||
| Downside Deviation | 1.66 | |||
| Coefficient Of Variation | 2178.02 | |||
| Standard Deviation | 1.66 | |||
| Variance | 2.75 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0445 | |||
| Maximum Drawdown | 10.79 | |||
| Value At Risk | (2.74) | |||
| Potential Upside | 2.5 | |||
| Downside Variance | 2.77 | |||
| Semi Variance | 2.33 | |||
| Expected Short fall | (1.08) | |||
| Skewness | 0.5805 | |||
| Kurtosis | 3.32 |
Consider Bank of NT's intraday indicators
Bank of NT intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bank of NT stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Bank of NT Corporate Filings
6K | 22nd of October 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 26th of February 2024 Other Reports | ViewVerify | |
| 21st of February 2024 Other Reports | ViewVerify | |
13A | 9th of February 2024 An amended filing to the original Schedule 13G | ViewVerify |
Bank Stock media impact
Far too much social signal, news, headlines, and media speculation about Bank of NT that are available to investors today. That information is available publicly through Bank media outlets and privately through word of mouth or via Bank internal channels. However, regardless of the origin, that massive amount of Bank data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Bank of NT news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Bank of NT relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Bank of NT's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Bank of NT alpha.
Bank of NT Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Bank of NT can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Bank of NT Corporate Directors
| Conor ODea | Non-Executive Independent Director | Profile | |
| John Wright | Non-Executive Independent Director | Profile | |
| James Burr | Non-Executive Independent Director | Profile | |
| Jana Schreuder | Non-Executive Independent Director | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Bank of NT. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of NT. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of NT listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.232 | Dividend Share 1.76 | Earnings Share 4.5 | Revenue Per Share 12.444 | Quarterly Revenue Growth 0.069 |
The market value of Bank of NT is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of NT's value that differs from its market value or its book value, called intrinsic value, which is Bank of NT's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of NT's market value can be influenced by many factors that don't directly affect Bank of NT's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Bank of NT's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Bank of NT is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of NT's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.