Is Kemper Stock a Good Investment?
Kemper Investment Advice | KMPR |
- Examine Kemper's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Kemper's leadership team and their track record. Good management can help Kemper navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Kemper's business and its evolving consumer preferences.
- Compare Kemper's performance and market position to its competitors. Analyze how Kemper is positioned in terms of product offerings, innovation, and market share.
- Check if Kemper pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Kemper's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Kemper stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Kemper is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Kemper Stock
Researching Kemper's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 86.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.55. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Kemper last dividend was issued on the 18th of November 2024. The entity had 2:1 split on the 29th of March 1999.
To determine if Kemper is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Kemper's research are outlined below:
| Kemper currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Kemper's use of debt, we should always consider it together with its cash and equity. | |
| The entity reported the previous year's revenue of 4.94 B. Net Loss for the year was (272.3 M) with profit before overhead, payroll, taxes, and interest of 1.56 B. | |
| Kemper currently holds about 578.8 M in cash with (134.2 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.06. | |
| Kemper has a frail financial position based on the latest SEC disclosures | |
| Over 86.0% of Kemper shares are owned by institutional investors | |
| Latest headline from gurufocus.com: Kemper Corp Announces Full Redemption of 450 Million Senior Notes |
Kemper Quarterly Cash And Short Term Investments |
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Kemper uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Kemper. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Kemper's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 13th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Kemper's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Kemper's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2016-05-05 | 2016-03-31 | 0.03 | -0.01 | -0.04 | 133 | ||
2000-08-11 | 2000-06-30 | 0.33 | 0.37 | 0.04 | 12 | ||
2009-02-04 | 2008-12-31 | 0.24 | 0.19 | -0.05 | 20 | ||
2016-11-03 | 2016-09-30 | -0.46 | -0.4 | 0.06 | 13 | ||
1995-10-05 | 1995-09-30 | 0.45 | 0.51 | 0.06 | 13 | ||
2023-10-30 | 2023-09-30 | -0.37 | -0.44 | -0.07 | 18 | ||
1996-10-10 | 1996-09-30 | 0.4 | 0.33 | -0.07 | 17 | ||
1994-10-07 | 1994-09-30 | 0.38 | 0.45 | 0.07 | 18 |
Know Kemper's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Kemper is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Kemper backward and forwards among themselves. Kemper's institutional investor refers to the entity that pools money to purchase Kemper's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2024-09-30 | 1 M | Newsouth Capital Management Inc | 2024-09-30 | 894 K | Alliancebernstein L.p. | 2024-09-30 | 882.4 K | Deprince Race & Zollo Inc | 2024-09-30 | 878.5 K | Westfield Capital Management Company, L.p. | 2024-09-30 | 838.1 K | Charles Schwab Investment Management Inc | 2024-09-30 | 814 K | Millennium Management Llc | 2024-09-30 | 809.3 K | Driehaus Capital Management Llc | 2024-09-30 | 799.1 K | Lord, Abbett & Co Llc | 2024-09-30 | 705.8 K | Vanguard Group Inc | 2024-09-30 | 6.2 M | Blackrock Inc | 2024-09-30 | 5.2 M |
Kemper's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.36 B.Market Cap |
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Kemper's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.03) | (0.03) | |
| Return On Assets | (0.02) | (0.02) | |
| Return On Equity | (0.11) | (0.12) |
Determining Kemper's profitability involves analyzing its financial statements and using various financial metrics to determine if Kemper is a good buy. For example, gross profit margin measures Kemper's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Kemper's profitability and make more informed investment decisions.
Evaluate Kemper's management efficiency
Kemper has return on total asset (ROA) of 0.0279 % which means that it generated a profit of $0.0279 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1045 %, meaning that it created $0.1045 on every $100 dollars invested by stockholders. Kemper's management efficiency ratios could be used to measure how well Kemper manages its routine affairs as well as how well it operates its assets and liabilities. As of 01/31/2025, Return On Tangible Assets is likely to grow to -0.03. In addition to that, Return On Capital Employed is likely to drop to 0. At this time, Kemper's Non Current Assets Total are relatively stable compared to the past year. As of 01/31/2025, Non Currrent Assets Other is likely to grow to about 3.1 B, while Intangible Assets are likely to drop slightly above 327.4 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 35.21 | 69.93 | |
| Tangible Book Value Per Share | 13.15 | 12.50 | |
| Enterprise Value Over EBITDA | (21.98) | (20.88) | |
| Price Book Value Ratio | 1.12 | 0.93 | |
| Enterprise Value Multiple | (21.98) | (20.88) | |
| Price Fair Value | 1.12 | 0.93 | |
| Enterprise Value | 4.3 B | 4.5 B |
Effective leadership at Kemper drives its competitive edge in the market. Our analysis focuses on how this translates to financial performance and stock value.
Basic technical analysis of Kemper Stock
As of the 31st of January, Kemper secures the Risk Adjusted Performance of 0.0674, downside deviation of 1.79, and Mean Deviation of 1.21. Kemper technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices. Please verify Kemper coefficient of variation, maximum drawdown, as well as the relationship between the Maximum Drawdown and skewness to decide if Kemper is priced some-what accurately, providing market reflects its recent price of 66.9 per share. Given that Kemper has jensen alpha of 0.1022, we recommend you to check Kemper's last-minute market performance to make sure the company can sustain itself at a future point.Kemper's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Kemper insiders, such as employees or executives, is commonly permitted as long as it does not rely on Kemper's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Kemper insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Kemper's Outstanding Corporate Bonds
Kemper issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Kemper uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Kemper bonds can be classified according to their maturity, which is the date when Kemper has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| KMPR 38 23 FEB 32 Corp BondUS488401AD23 | View | |
| US488401AC40 Corp BondUS488401AC40 | View | |
| KEMPER P DEL Corp BondUS488401AB66 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Understand Kemper's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Kemper's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0674 | |||
| Market Risk Adjusted Performance | 2.27 | |||
| Mean Deviation | 1.21 | |||
| Semi Deviation | 1.62 | |||
| Downside Deviation | 1.79 | |||
| Coefficient Of Variation | 1331.11 | |||
| Standard Deviation | 1.55 | |||
| Variance | 2.4 | |||
| Information Ratio | 0.0107 | |||
| Jensen Alpha | 0.1022 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0092 | |||
| Treynor Ratio | 2.26 | |||
| Maximum Drawdown | 7.93 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 2.12 | |||
| Downside Variance | 3.2 | |||
| Semi Variance | 2.62 | |||
| Expected Short fall | (1.11) | |||
| Skewness | (0.24) | |||
| Kurtosis | 0.295 |
| Risk Adjusted Performance | 0.0674 | |||
| Market Risk Adjusted Performance | 2.27 | |||
| Mean Deviation | 1.21 | |||
| Semi Deviation | 1.62 | |||
| Downside Deviation | 1.79 | |||
| Coefficient Of Variation | 1331.11 | |||
| Standard Deviation | 1.55 | |||
| Variance | 2.4 | |||
| Information Ratio | 0.0107 | |||
| Jensen Alpha | 0.1022 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0092 | |||
| Treynor Ratio | 2.26 | |||
| Maximum Drawdown | 7.93 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 2.12 | |||
| Downside Variance | 3.2 | |||
| Semi Variance | 2.62 | |||
| Expected Short fall | (1.11) | |||
| Skewness | (0.24) | |||
| Kurtosis | 0.295 |
Consider Kemper's intraday indicators
Kemper intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Kemper stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Kemper Corporate Filings
8K | 22nd of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
| 12th of November 2024 Other Reports | ViewVerify | |
F4 | 21st of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Kemper Stock media impact
Far too much social signal, news, headlines, and media speculation about Kemper that are available to investors today. That information is available publicly through Kemper media outlets and privately through word of mouth or via Kemper internal channels. However, regardless of the origin, that massive amount of Kemper data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Kemper news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Kemper relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Kemper's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Kemper alpha.
Kemper Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Kemper can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Kemper Historical Investor Sentiment
Investor biases related to Kemper's public news can be used to forecast risks associated with an investment in Kemper. The trend in average sentiment can be used to explain how an investor holding Kemper can time the market purely based on public headlines and social activities around Kemper. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Kemper's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Kemper and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Kemper news discussions. The higher the estimate score, the more favorable the investor's outlook on Kemper.
Kemper Maximum Pain Price Across April 17th 2025 Option Contracts
Kemper's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Kemper close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Kemper's options.
Kemper Corporate Directors
| Stuart Parker | Independent Director | Profile | |
| Kathleen Cronin | Independent Director | Profile | |
| Teresa Canida | Independent Director | Profile | |
| Lacy Johnson | Independent Director | Profile |
Additional Tools for Kemper Stock Analysis
When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.