Is Pintec Technology Stock a Good Investment?
Pintec Technology Investment Advice | PT |
- Examine Pintec Technology's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Pintec Technology's leadership team and their track record. Good management can help Pintec Technology navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact Pintec Technology's business and its evolving consumer preferences.
- Compare Pintec Technology's performance and market position to its competitors. Analyze how Pintec Technology is positioned in terms of product offerings, innovation, and market share.
- Check if Pintec Technology pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Pintec Technology's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Pintec Technology Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Pintec Technology Holdings is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Weak | Details | |
Volatility | Extremely Dangerous | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Dangerous | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Pintec Technology Stock
Researching Pintec Technology's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company recorded a loss per share of 0.39. Pintec Technology last dividend was issued on the May 27, 2014. The entity had 1:5 split on the 16th of May 2022.
To determine if Pintec Technology is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Pintec Technology's research are outlined below:
| Pintec Technology has some characteristics of a very speculative penny stock | |
| Pintec Technology had very high historical volatility over the last 90 days | |
| Pintec Technology has a very high chance of going through financial distress in the upcoming years | |
| The company generated the yearly revenue of 52.72 M. Annual Net Loss to common stockholders was (81.25 M) with gross profit of 11.88 M. | |
| Pintec Technology has a frail financial position based on the latest SEC disclosures | |
| Latest headline from businesswire.com: Academy Medtech Ventures Launches Move PT An AI-Powered Platform Transforming Rehabilitation and Patient Care |
Pintec Technology uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Pintec Technology Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Pintec Technology's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 10th of May 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know Pintec Technology's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Pintec Technology is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Pintec Technology Holdings backward and forwards among themselves. Pintec Technology's institutional investor refers to the entity that pools money to purchase Pintec Technology's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ubs Group Ag | 2024-06-30 | 283.6 K | Susquehanna International Group, Llp | 2024-06-30 | 250.8 K | Citadel Advisors Llc | 2024-09-30 | 116.9 K | Virtu Financial Llc | 2024-06-30 | 110.2 K | Two Sigma Securities, Llc | 2024-06-30 | 89.5 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 13.9 K |
Pintec Technology's market capitalization trends
The company currently falls under 'Micro-Cap' category with a market capitalization of 15.81 M.Market Cap |
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Pintec Technology's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.70) | (0.73) | |
| Return On Capital Employed | 0.11 | 0.12 | |
| Return On Assets | (0.70) | (0.73) | |
| Return On Equity | 0.20 | 0.19 |
Determining Pintec Technology's profitability involves analyzing its financial statements and using various financial metrics to determine if Pintec Technology is a good buy. For example, gross profit margin measures Pintec Technology's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Pintec Technology's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Pintec Technology's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Pintec Technology Holdings. Check Pintec Technology's Beneish M Score to see the likelihood of Pintec Technology's management manipulating its earnings.
Evaluate Pintec Technology's management efficiency
Pintec Technology has Return on Asset (ROA) of (0.1088) % which means that for every 100 dollars spent on asset, it generated a loss of $0.1088. This is way below average. Likewise, it shows a return on total equity (ROE) of (1.7016) %, which implies that it produced no returns to current stockholders. Pintec Technology's management efficiency ratios could be used to measure how well Pintec Technology manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to gain to 0.12 in 2024, whereas Return On Tangible Assets are likely to drop (0.73) in 2024. Total Current Liabilities is likely to gain to about 713.1 M in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 107.5 M in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | (26.88) | (25.53) | |
| Tangible Book Value Per Share | (26.88) | (25.53) | |
| Enterprise Value Over EBITDA | (1.96) | (1.86) | |
| Price Book Value Ratio | (0.28) | (0.30) | |
| Enterprise Value Multiple | (1.96) | (1.86) | |
| Price Fair Value | (0.28) | (0.30) | |
| Enterprise Value | 70.8 M | 67.3 M |
Understanding the operational decisions made by Pintec Technology management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Beta 0.813 |
Basic technical analysis of Pintec Stock
As of the 25th of November, Pintec Technology holds the Risk Adjusted Performance of 0.0142, coefficient of variation of 12437.19, and Semi Deviation of 3.26. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pintec Technology, as well as the relationship between them.Pintec Technology's Outstanding Corporate Bonds
Pintec Technology issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Pintec Technology uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Pintec bonds can be classified according to their maturity, which is the date when Pintec Technology Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View |
Understand Pintec Technology's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Pintec Technology's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0142 | |||
| Market Risk Adjusted Performance | 0.3367 | |||
| Mean Deviation | 2.5 | |||
| Semi Deviation | 3.26 | |||
| Downside Deviation | 3.93 | |||
| Coefficient Of Variation | 12437.19 | |||
| Standard Deviation | 3.97 | |||
| Variance | 15.73 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | 0.0138 | |||
| Total Risk Alpha | (0.60) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.3267 | |||
| Maximum Drawdown | 24.51 | |||
| Value At Risk | (5.26) | |||
| Potential Upside | 6.32 | |||
| Downside Variance | 15.42 | |||
| Semi Variance | 10.61 | |||
| Expected Short fall | (3.61) | |||
| Skewness | 0.615 | |||
| Kurtosis | 5.7 |
| Risk Adjusted Performance | 0.0142 | |||
| Market Risk Adjusted Performance | 0.3367 | |||
| Mean Deviation | 2.5 | |||
| Semi Deviation | 3.26 | |||
| Downside Deviation | 3.93 | |||
| Coefficient Of Variation | 12437.19 | |||
| Standard Deviation | 3.97 | |||
| Variance | 15.73 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | 0.0138 | |||
| Total Risk Alpha | (0.60) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.3267 | |||
| Maximum Drawdown | 24.51 | |||
| Value At Risk | (5.26) | |||
| Potential Upside | 6.32 | |||
| Downside Variance | 15.42 | |||
| Semi Variance | 10.61 | |||
| Expected Short fall | (3.61) | |||
| Skewness | 0.615 | |||
| Kurtosis | 5.7 |
Consider Pintec Technology's intraday indicators
Pintec Technology intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Pintec Technology stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Pintec Technology time-series forecasting models is one of many Pintec Technology's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Pintec Technology's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Pintec Stock media impact
Far too much social signal, news, headlines, and media speculation about Pintec Technology that are available to investors today. That information is available publicly through Pintec media outlets and privately through word of mouth or via Pintec internal channels. However, regardless of the origin, that massive amount of Pintec data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Pintec Technology news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Pintec Technology relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Pintec Technology's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Pintec Technology alpha.
Pintec Technology Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Pintec Technology can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Pintec Technology Corporate Management
| Joyce Tang | Investor Relations | Profile | |
| Xin Yang | Chief Officer | Profile | |
| Hefei Xu | Chief Officer | Profile | |
| Huike Li | CEO CFO | Profile | |
| Jing Zhou | Advisor | Profile | |
| Chen Bingqing | Chief Officer | Profile |
Additional Tools for Pintec Stock Analysis
When running Pintec Technology's price analysis, check to measure Pintec Technology's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pintec Technology is operating at the current time. Most of Pintec Technology's value examination focuses on studying past and present price action to predict the probability of Pintec Technology's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pintec Technology's price. Additionally, you may evaluate how the addition of Pintec Technology to your portfolios can decrease your overall portfolio volatility.