Is Sandy Spring Stock a Good Investment?
Sandy Spring Investment Advice | SASR |
- Examine Sandy Spring's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Sandy Spring's leadership team and their track record. Good management can help Sandy Spring navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Sandy Spring's business and its evolving consumer preferences.
- Compare Sandy Spring's performance and market position to its competitors. Analyze how Sandy Spring is positioned in terms of product offerings, innovation, and market share.
- Check if Sandy Spring pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Sandy Spring's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Sandy Spring Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Sandy Spring Bancorp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Insignificant | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Hold | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Sandy Spring Stock
Researching Sandy Spring's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 74.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.94. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Sandy Spring Bancorp has Price/Earnings To Growth (PEG) ratio of 1.01. The entity last dividend was issued on the 14th of November 2024. The firm had 3:2 split on the 21st of December 2001.
To determine if Sandy Spring is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Sandy Spring's research are outlined below:
| About 74.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: Sandy Spring Bancorp, Inc. Short Interest Update - MarketBeat |
Sandy Spring Quarterly Good Will |
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Sandy Spring uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Sandy Spring Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Sandy Spring's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 28th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Sandy Spring's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Sandy Spring's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2009-04-21 | 2009-03-31 | 0.04 | 0.06 | 0.02 | 50 | ||
2014-07-17 | 2014-06-30 | 0.39 | 0.43 | 0.04 | 10 | ||
2014-04-17 | 2014-03-31 | 0.39 | 0.43 | 0.04 | 10 | ||
2012-01-26 | 2011-12-31 | 0.34 | 0.3 | -0.04 | 11 | ||
2009-01-29 | 2008-12-31 | -0.18 | -0.14 | 0.04 | 22 | ||
2001-07-16 | 2001-06-30 | 0.35 | 0.39 | 0.04 | 11 | ||
2000-04-13 | 2000-03-31 | 0.31 | 0.35 | 0.04 | 12 | ||
2017-01-19 | 2016-12-31 | 0.5 | 0.55 | 0.05 | 10 |
Know Sandy Spring's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Sandy Spring is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Sandy Spring Bancorp backward and forwards among themselves. Sandy Spring's institutional investor refers to the entity that pools money to purchase Sandy Spring's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Massachusetts Financial Services Company | 2024-09-30 | 807.9 K | Victory Capital Management Inc. | 2024-09-30 | 799.8 K | Charles Schwab Investment Management Inc | 2024-09-30 | 679.9 K | Goldman Sachs Group Inc | 2024-09-30 | 510.8 K | Northern Trust Corp | 2024-09-30 | 482.2 K | Basswood Capital Management Llc | 2024-09-30 | 468.9 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 436.4 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 402.1 K | Bank Of New York Mellon Corp | 2024-09-30 | 351.9 K | Blackrock Inc | 2024-09-30 | 4.2 M | Vanguard Group Inc | 2024-09-30 | 2.8 M |
Sandy Spring's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.53 B.Market Cap |
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Sandy Spring's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.11 |
Determining Sandy Spring's profitability involves analyzing its financial statements and using various financial metrics to determine if Sandy Spring is a good buy. For example, gross profit margin measures Sandy Spring's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Sandy Spring's profitability and make more informed investment decisions.
Evaluate Sandy Spring's management efficiency
At this time, Sandy Spring's Return On Tangible Assets are relatively stable compared to the past year. As of 01/20/2025, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.01. At this time, Sandy Spring's Asset Turnover is relatively stable compared to the past year. Sandy Spring's management efficiency ratios could be used to measure how well Sandy Spring manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 31.89 | 33.48 | |
| Tangible Book Value Per Share | 24.02 | 25.22 | |
| Enterprise Value Over EBITDA | 8.87 | 6.02 | |
| Price Book Value Ratio | 0.88 | 0.84 | |
| Enterprise Value Multiple | 8.87 | 6.02 | |
| Price Fair Value | 0.88 | 0.84 | |
| Enterprise Value | 1.4 B | 1.5 B |
Leadership at Sandy Spring emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Basic technical analysis of Sandy Stock
As of the 20th of January, Sandy Spring has the Semi Deviation of 1.8, coefficient of variation of 2352.1, and Risk Adjusted Performance of 0.0424. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Sandy Spring Bancorp, as well as the relationship between them. Please validate Sandy Spring Bancorp variance and potential upside to decide if Sandy Spring is priced more or less accurately, providing market reflects its prevalent price of 33.87 per share. Given that Sandy Spring Bancorp has jensen alpha of 0.0898, we advise you to double-check Sandy Spring Bancorp's current market performance to make sure the company can sustain itself at a future point.Sandy Spring's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Sandy Spring insiders, such as employees or executives, is commonly permitted as long as it does not rely on Sandy Spring's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Sandy Spring insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Sandy Spring's Outstanding Corporate Bonds
Sandy Spring issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Sandy Spring Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Sandy bonds can be classified according to their maturity, which is the date when Sandy Spring Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Sandy Spring's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Sandy Spring's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0424 | |||
| Market Risk Adjusted Performance | 0.1732 | |||
| Mean Deviation | 1.57 | |||
| Semi Deviation | 1.8 | |||
| Downside Deviation | 1.92 | |||
| Coefficient Of Variation | 2352.1 | |||
| Standard Deviation | 2.64 | |||
| Variance | 6.96 | |||
| Information Ratio | 0.0313 | |||
| Jensen Alpha | 0.0898 | |||
| Total Risk Alpha | 0.04 | |||
| Sortino Ratio | 0.043 | |||
| Treynor Ratio | 0.1632 | |||
| Maximum Drawdown | 21.16 | |||
| Value At Risk | (2.99) | |||
| Potential Upside | 2.36 | |||
| Downside Variance | 3.68 | |||
| Semi Variance | 3.25 | |||
| Expected Short fall | (1.72) | |||
| Skewness | 2.96 | |||
| Kurtosis | 16.73 |
| Risk Adjusted Performance | 0.0424 | |||
| Market Risk Adjusted Performance | 0.1732 | |||
| Mean Deviation | 1.57 | |||
| Semi Deviation | 1.8 | |||
| Downside Deviation | 1.92 | |||
| Coefficient Of Variation | 2352.1 | |||
| Standard Deviation | 2.64 | |||
| Variance | 6.96 | |||
| Information Ratio | 0.0313 | |||
| Jensen Alpha | 0.0898 | |||
| Total Risk Alpha | 0.04 | |||
| Sortino Ratio | 0.043 | |||
| Treynor Ratio | 0.1632 | |||
| Maximum Drawdown | 21.16 | |||
| Value At Risk | (2.99) | |||
| Potential Upside | 2.36 | |||
| Downside Variance | 3.68 | |||
| Semi Variance | 3.25 | |||
| Expected Short fall | (1.72) | |||
| Skewness | 2.96 | |||
| Kurtosis | 16.73 |
Consider Sandy Spring's intraday indicators
Sandy Spring intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Sandy Spring stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Sandy Spring Corporate Filings
8K | 14th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 31st of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 17th of December 2024 Other Reports | ViewVerify | |
10Q | 8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Sandy Stock media impact
Far too much social signal, news, headlines, and media speculation about Sandy Spring that are available to investors today. That information is available publicly through Sandy media outlets and privately through word of mouth or via Sandy internal channels. However, regardless of the origin, that massive amount of Sandy data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Sandy Spring news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Sandy Spring relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Sandy Spring's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Sandy Spring alpha.
Sandy Spring Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Sandy Spring can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Sandy Spring Corporate Management
| CPA CPA | Ex CFO | Profile | |
| Ronda McDowell | Chief Credit Officer of the Bank | Profile | |
| Kenneth Cook | Ex Bank | Profile | |
| Charlie Cullum | Deputy Treasurer | Profile | |
| Aaron JD | Executive Officer | Profile |
Additional Tools for Sandy Stock Analysis
When running Sandy Spring's price analysis, check to measure Sandy Spring's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sandy Spring is operating at the current time. Most of Sandy Spring's value examination focuses on studying past and present price action to predict the probability of Sandy Spring's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sandy Spring's price. Additionally, you may evaluate how the addition of Sandy Spring to your portfolios can decrease your overall portfolio volatility.