Is Sterling Bancorp Stock a Good Investment?
Sterling Bancorp Investment Advice | SBT |
- Examine Sterling Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Sterling Bancorp's leadership team and their track record. Good management can help Sterling Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Sterling Bancorp's business and its evolving consumer preferences.
- Compare Sterling Bancorp's performance and market position to its competitors. Analyze how Sterling Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Sterling Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Sterling Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Sterling Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Sterling Bancorp is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Sterling Bancorp Stock
Researching Sterling Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 67.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.72. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Sterling Bancorp last dividend was issued on the 20th of February 2020.
To determine if Sterling Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Sterling Bancorp's research are outlined below:
| Sterling Bancorp has about 286.35 M in cash with (24.91 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.64, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Roughly 67.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from finance.yahoo.com: Is Sterling Bancorp, Inc. Among the Best Bank Penny Stocks to Buy According to Hedge Funds |
Sterling Bancorp Quarterly Liabilities And Stockholders Equity |
|
Sterling Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Sterling Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Sterling Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of May 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
Earnings surprises can significantly impact Sterling Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Sterling Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-07-24 | 2024-06-30 | 0.04 | 0.03 | -0.01 | 25 | ||
2022-05-02 | 2022-03-31 | 0.09 | 0.1 | 0.01 | 11 | ||
2021-08-02 | 2021-06-30 | 0.06 | 0.05 | -0.01 | 16 | ||
2023-07-26 | 2023-06-30 | 0.03 | 0.05 | 0.02 | 66 | ||
2022-10-31 | 2022-09-30 | 0.04 | 0.02 | -0.02 | 50 | ||
2023-10-25 | 2023-09-30 | 0.04 | 0.01 | -0.03 | 75 | ||
2021-11-01 | 2021-09-30 | 0.07 | 0.1 | 0.03 | 42 | ||
2021-05-03 | 2021-03-31 | 0.02 | 0.05 | 0.03 | 150 |
Sterling Bancorp Target Price Consensus
Sterling target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Sterling Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 3 | Buy |
Most Sterling analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Sterling stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Sterling Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationSterling Bancorp Target Price Projection
Sterling Bancorp's current and average target prices are 4.74 and 6.50, respectively. The current price of Sterling Bancorp is the price at which Sterling Bancorp is currently trading. On the other hand, Sterling Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Sterling Bancorp Market Quote on 18th of January 2025
Target Price
Analyst Consensus On Sterling Bancorp Target Price
Sterling Bancorp Analyst Ratings
Sterling Bancorp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Sterling Bancorp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Sterling Bancorp's financials, market performance, and future outlook by experienced professionals. Sterling Bancorp's historical ratings below, therefore, can serve as a valuable tool for investors.Know Sterling Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Sterling Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Sterling Bancorp backward and forwards among themselves. Sterling Bancorp's institutional investor refers to the entity that pools money to purchase Sterling Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2024-09-30 | 158.8 K | Tocqueville Asset Management L.p. | 2024-09-30 | 140 K | Stifel Financial Corp | 2024-09-30 | 100.5 K | Bridgeway Capital Management, Llc | 2024-09-30 | 87.4 K | Empowered Funds, Llc | 2024-09-30 | 87.4 K | Pinnacle Holdings, Llc | 2024-09-30 | 75.5 K | Bank Of New York Mellon Corp | 2024-09-30 | 73 K | Charles Schwab Investment Management Inc | 2024-09-30 | 62.6 K | Susquehanna International Group, Llp | 2024-09-30 | 50.2 K | Fj Capital Management Llc | 2024-09-30 | 4.3 M | Alliancebernstein L.p. | 2024-09-30 | 2.2 M |
Sterling Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 252.67 M.Market Cap |
|
Sterling Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.03 | 0.02 |
Determining Sterling Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Sterling Bancorp is a good buy. For example, gross profit margin measures Sterling Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Sterling Bancorp's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Sterling Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Sterling Bancorp. Check Sterling Bancorp's Beneish M Score to see the likelihood of Sterling Bancorp's management manipulating its earnings.
Evaluate Sterling Bancorp's management efficiency
Return On Tangible Assets is likely to drop to 0 in 2025. Return On Capital Employed is likely to drop to 0 in 2025. At this time, Sterling Bancorp's Total Current Liabilities is comparatively stable compared to the past year. Liabilities And Stockholders Equity is likely to gain to about 3 B in 2025, whereas Non Current Liabilities Other is likely to drop slightly above 56.4 M in 2025. Sterling Bancorp's management efficiency ratios could be used to measure how well Sterling Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 5.83 | 5.53 | |
| Tangible Book Value Per Share | 5.80 | 5.51 | |
| Enterprise Value Over EBITDA | (22.10) | (20.99) | |
| Price Book Value Ratio | 1.03 | 1.99 | |
| Enterprise Value Multiple | (22.10) | (20.99) | |
| Price Fair Value | 1.03 | 1.99 | |
| Enterprise Value | -262.8 M | -249.7 M |
Sterling Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Beta 0.521 |
Basic technical analysis of Sterling Stock
As of the 18th of January 2025, Sterling Bancorp has the Coefficient Of Variation of 5549.38, risk adjusted performance of 0.0166, and Semi Deviation of 0.9572. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Sterling Bancorp, as well as the relationship between them.Sterling Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Sterling Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Sterling Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Sterling Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Sterling Bancorp's Outstanding Corporate Bonds
Sterling Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Sterling Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Sterling bonds can be classified according to their maturity, which is the date when Sterling Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| STE 375 15 MAR 51 Corp BondUS85917PAB31 | View | |
| STE 27 15 MAR 31 Corp BondUS85917PAA57 | View | |
| International Game Technology Corp BondUS460599AD57 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Sterling Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Sterling Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0166 | |||
| Market Risk Adjusted Performance | 0.0317 | |||
| Mean Deviation | 0.6856 | |||
| Semi Deviation | 0.9572 | |||
| Downside Deviation | 1.16 | |||
| Coefficient Of Variation | 5549.38 | |||
| Standard Deviation | 0.9873 | |||
| Variance | 0.9747 | |||
| Information Ratio | 0.0114 | |||
| Jensen Alpha | 0.009 | |||
| Total Risk Alpha | 0.0119 | |||
| Sortino Ratio | 0.0097 | |||
| Treynor Ratio | 0.0217 | |||
| Maximum Drawdown | 5.22 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 1.89 | |||
| Downside Variance | 1.35 | |||
| Semi Variance | 0.9162 | |||
| Expected Short fall | (0.80) | |||
| Skewness | (0.40) | |||
| Kurtosis | 1.52 |
| Risk Adjusted Performance | 0.0166 | |||
| Market Risk Adjusted Performance | 0.0317 | |||
| Mean Deviation | 0.6856 | |||
| Semi Deviation | 0.9572 | |||
| Downside Deviation | 1.16 | |||
| Coefficient Of Variation | 5549.38 | |||
| Standard Deviation | 0.9873 | |||
| Variance | 0.9747 | |||
| Information Ratio | 0.0114 | |||
| Jensen Alpha | 0.009 | |||
| Total Risk Alpha | 0.0119 | |||
| Sortino Ratio | 0.0097 | |||
| Treynor Ratio | 0.0217 | |||
| Maximum Drawdown | 5.22 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 1.89 | |||
| Downside Variance | 1.35 | |||
| Semi Variance | 0.9162 | |||
| Expected Short fall | (0.80) | |||
| Skewness | (0.40) | |||
| Kurtosis | 1.52 |
Consider Sterling Bancorp's intraday indicators
Sterling Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Sterling Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 281.66 | |||
| Daily Balance Of Power | 0.625 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 4.72 | |||
| Day Typical Price | 4.73 | |||
| Price Action Indicator | 0.045 | |||
| Period Momentum Indicator | 0.05 |
Sterling Bancorp Corporate Filings
F4 | 3rd of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 19th of December 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
| 13th of November 2024 Other Reports | ViewVerify |
Sterling Stock media impact
Far too much social signal, news, headlines, and media speculation about Sterling Bancorp that are available to investors today. That information is available publicly through Sterling media outlets and privately through word of mouth or via Sterling internal channels. However, regardless of the origin, that massive amount of Sterling data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Sterling Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Sterling Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Sterling Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Sterling Bancorp alpha.
Sterling Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Sterling Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Sterling Bancorp Corporate Management
| Karen Knott | CFO VP | Profile | |
| Colleen Kimmel | Gen VP | Profile | |
| Eleni Willis | Senior Officer | Profile | |
| Elizabeth JD | Chief Secretary | Profile | |
| Christine Meredith | Executive Officer | Profile | |
| Paul Ciancimino | Senior Lender | Profile |
Additional Tools for Sterling Stock Analysis
When running Sterling Bancorp's price analysis, check to measure Sterling Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sterling Bancorp is operating at the current time. Most of Sterling Bancorp's value examination focuses on studying past and present price action to predict the probability of Sterling Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sterling Bancorp's price. Additionally, you may evaluate how the addition of Sterling Bancorp to your portfolios can decrease your overall portfolio volatility.