Sterling Bancorp Stock Analysis
| SBT Stock | USD 4.86 0.03 0.62% |
Sterling Bancorp is undervalued with Real Value of 5.74 and Target Price of 6.5. The main objective of Sterling Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what Sterling Bancorp is worth, separate from its market price. There are two main types of Sterling Bancorp's stock analysis: fundamental analysis and technical analysis.
The Sterling Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Sterling Bancorp is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. Sterling Stock trading window is adjusted to America/New York timezone.
Sterling |
Sterling Stock Analysis Notes
About 67.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.76. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Sterling Bancorp last dividend was issued on the 20th of February 2020. operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. The company was founded in 1984 and is headquartered in Southfield, Michigan. Sterling Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 295 people. To find out more about Sterling Bancorp contact the company at 248 355 2400 or learn more at https://www.sterlingbank.com.Sterling Bancorp Quarterly Total Revenue |
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Sterling Bancorp Investment Alerts
| Sterling Bancorp generated a negative expected return over the last 90 days | |
| Sterling Bancorp has about 286.35 M in cash with (24.91 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.64, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Roughly 67.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from finance.yahoo.com: Payments Leaders Join Solutions By Text Board of Directors Amidst Growth Momentum |
Sterling Bancorp Upcoming and Recent Events
| 6th of May 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
Sterling Largest EPS Surprises
Earnings surprises can significantly impact Sterling Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-07-24 | 2024-06-30 | 0.04 | 0.03 | -0.01 | 25 | ||
2022-05-02 | 2022-03-31 | 0.09 | 0.1 | 0.01 | 11 | ||
2021-08-02 | 2021-06-30 | 0.06 | 0.05 | -0.01 | 16 |
Sterling Bancorp Environmental, Social, and Governance (ESG) Scores
Sterling Bancorp's ESG score is a quantitative measure that evaluates Sterling Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Sterling Bancorp's operations that may have significant financial implications and affect Sterling Bancorp's stock price as well as guide investors towards more socially responsible investments.
Sterling Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2024-09-30 | 158.8 K | Tocqueville Asset Management L.p. | 2024-09-30 | 140 K | Stifel Financial Corp | 2024-06-30 | 132.3 K | Empowered Funds, Llc | 2024-06-30 | 94.9 K | Bank Of New York Mellon Corp | 2024-06-30 | 89.1 K | Bridgeway Capital Management, Llc | 2024-09-30 | 87.4 K | Pinnacle Holdings, Llc | 2024-06-30 | 75.6 K | Susquehanna International Group, Llp | 2024-06-30 | 63 K | Charles Schwab Investment Management Inc | 2024-09-30 | 62.6 K | Fj Capital Management Llc | 2024-09-30 | 4.3 M | Alliancebernstein L.p. | 2024-06-30 | 2.2 M |
Sterling Market Capitalization
The company currently falls under 'Small-Cap' category with a total capitalization of 252.67 M.Sterling Profitablity
The company has Net Profit Margin of 0.09 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.06 %, which entails that for every 100 dollars of revenue, it generated $0.06 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.02 | 0.02 |
Management Efficiency
Return On Tangible Assets is likely to drop to 0 in 2024. Return On Capital Employed is likely to drop to 0 in 2024. At this time, Sterling Bancorp's Total Current Liabilities is comparatively stable compared to the past year. Liabilities And Stockholders Equity is likely to gain to about 3 B in 2024, whereas Non Current Liabilities Other is likely to drop slightly above 56.4 M in 2024. Sterling Bancorp's management efficiency ratios could be used to measure how well Sterling Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 6.47 | 6.15 | |
| Tangible Book Value Per Share | 6.44 | 6.12 | |
| Enterprise Value Over EBITDA | (21.59) | (20.51) | |
| Price Book Value Ratio | 0.89 | 0.85 | |
| Enterprise Value Multiple | (21.59) | (20.51) | |
| Price Fair Value | 0.89 | 0.85 | |
| Enterprise Value | -223.3 M | -212.1 M |
Sterling Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Operating Margin 0.0603 | Profit Margin 0.0888 | Beta 0.521 | Return On Assets 0.0025 | Return On Equity 0.0186 |
Technical Drivers
As of the 28th of November, Sterling Bancorp has the Variance of 7.36, coefficient of variation of (2,105), and Risk Adjusted Performance of (0.03). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Sterling Bancorp, as well as the relationship between them.Sterling Bancorp Price Movement Analysis
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Sterling Bancorp middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Sterling Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Sterling Bancorp Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Sterling Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Sterling Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Sterling Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Sterling Bancorp Outstanding Bonds
Sterling Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Sterling Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Sterling bonds can be classified according to their maturity, which is the date when Sterling Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Sterling Bancorp Predictive Daily Indicators
Sterling Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Sterling Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Sterling Bancorp Corporate Filings
F4 | 19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
| 13th of November 2024 Other Reports | ViewVerify | |
| 8th of November 2024 Other Reports | ViewVerify | |
10Q | 7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 30th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 29th of October 2024 Other Reports | ViewVerify | |
| 16th of October 2024 Other Reports | ViewVerify |
Sterling Bancorp Forecast Models
Sterling Bancorp's time-series forecasting models are one of many Sterling Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Sterling Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Sterling Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Sterling Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Sterling shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Sterling Bancorp. By using and applying Sterling Stock analysis, traders can create a robust methodology for identifying Sterling entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.14 | 0.13 | |
| Operating Profit Margin | 0.11 | 0.11 | |
| Net Profit Margin | 0.10 | 0.09 |
Current Sterling Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Sterling analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Sterling analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Advice | # of Analysts | |
| 6.5 | Buy | 3 | Odds |
Most Sterling analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Sterling stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Sterling Bancorp, talking to its executives and customers, or listening to Sterling conference calls.
Sterling Stock Analysis Indicators
Sterling Bancorp stock analysis indicators help investors evaluate how Sterling Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Sterling Bancorp shares will generate the highest return on investment. By understating and applying Sterling Bancorp stock analysis, traders can identify Sterling Bancorp position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 379.8 M | |
| Long Term Debt | 50 M | |
| Common Stock Shares Outstanding | 50.8 M | |
| Total Stockholder Equity | 327.7 M | |
| Tax Provision | 1.6 M | |
| Quarterly Earnings Growth Y O Y | -0.483 | |
| Property Plant And Equipment Net | 16.9 M | |
| Cash And Short Term Investments | 997.2 M | |
| Cash | 578 M | |
| Net Debt | -520.7 M | |
| 50 Day M A | 4.7335 | |
| Total Current Liabilities | 801 M | |
| Other Operating Expenses | 67.7 M | |
| Non Current Assets Total | 1.8 B | |
| Non Currrent Assets Other | 1.4 B | |
| Stock Based Compensation | 2.1 M |
Additional Tools for Sterling Stock Analysis
When running Sterling Bancorp's price analysis, check to measure Sterling Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sterling Bancorp is operating at the current time. Most of Sterling Bancorp's value examination focuses on studying past and present price action to predict the probability of Sterling Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sterling Bancorp's price. Additionally, you may evaluate how the addition of Sterling Bancorp to your portfolios can decrease your overall portfolio volatility.