Citizens Financial's market value is the price at which a share of Citizens Financial trades on a public exchange. It measures the collective expectations of Citizens Financial Corp investors about its performance. Citizens Financial is selling for under 35.64 as of the 30th of January 2026; that is 1% down since the beginning of the trading day. The stock's lowest day price was 35.64. With this module, you can estimate the performance of a buy and hold strategy of Citizens Financial Corp and determine expected loss or profit from investing in Citizens Financial over a given investment horizon. Check out Citizens Financial Correlation, Citizens Financial Volatility and Citizens Financial Performance module to complement your research on Citizens Financial.
It's important to distinguish between Citizens Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Citizens Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Citizens Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Citizens Financial's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Citizens Financial.
0.00
11/01/2025
No Change 0.00
0.0
In 3 months and 1 day
01/30/2026
0.00
If you would invest 0.00 in Citizens Financial on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding Citizens Financial Corp or generate 0.0% return on investment in Citizens Financial over 90 days. Citizens Financial is related to or competes with SVB T, Solera National, First Resource, Bank of San, Merchants Marine, First Bankers, and KS Bancorp. Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc More
Citizens Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Citizens Financial's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Citizens Financial Corp upside and downside potential and time the market with a certain degree of confidence.
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Citizens Financial's standard deviation. In reality, there are many statistical measures that can use Citizens Financial historical prices to predict the future Citizens Financial's volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Citizens Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
At this stage we consider Citizens Pink Sheet to be very steady. Citizens Financial Corp secures Sharpe Ratio (or Efficiency) of 0.0837, which signifies that the company had a 0.0837 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Citizens Financial Corp, which you can use to evaluate the volatility of the firm. Please confirm Citizens Financial's Downside Deviation of 1.69, mean deviation of 0.7193, and Risk Adjusted Performance of 0.0645 to double-check if the risk estimate we provide is consistent with the expected return of 0.11%. Citizens Financial has a performance score of 6 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.0505, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Citizens Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Citizens Financial is expected to be smaller as well. Citizens Financial Corp right now shows a risk of 1.27%. Please confirm Citizens Financial Corp potential upside, as well as the relationship between the accumulation distribution and price action indicator , to decide if Citizens Financial Corp will be following its price patterns.
Auto-correlation
-0.68
Very good reverse predictability
Citizens Financial Corp has very good reverse predictability. Overlapping area represents the amount of predictability between Citizens Financial time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Citizens Financial Corp price movement. The serial correlation of -0.68 indicates that around 68.0% of current Citizens Financial price fluctuation can be explain by its past prices.
Correlation Coefficient
-0.68
Spearman Rank Test
0.15
Residual Average
0.0
Price Variance
1.17
Thematic Opportunities
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Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.