River Valley Community Stock Market Value

RVCB Stock  USD 24.10  0.40  1.63%   
River Valley's market value is the price at which a share of River Valley trades on a public exchange. It measures the collective expectations of River Valley Community investors about its performance. River Valley is trading at 24.10 as of the 30th of December 2025, a 1.63% down since the beginning of the trading day. The stock's open price was 24.5.
With this module, you can estimate the performance of a buy and hold strategy of River Valley Community and determine expected loss or profit from investing in River Valley over a given investment horizon. Check out River Valley Correlation, River Valley Volatility and River Valley Alpha and Beta module to complement your research on River Valley.
Symbol

Please note, there is a significant difference between River Valley's value and its price as these two are different measures arrived at by different means. Investors typically determine if River Valley is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, River Valley's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

River Valley 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to River Valley's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of River Valley.
0.00
01/04/2025
No Change 0.00  0.0 
In 11 months and 27 days
12/30/2025
0.00
If you would invest  0.00  in River Valley on January 4, 2025 and sell it all today you would earn a total of 0.00 from holding River Valley Community or generate 0.0% return on investment in River Valley over 360 days. River Valley is related to or competes with Solvay Bank, Oregon Pacific, Eastern Michigan, Southeastern Banking, National Capital, Killbuck Bancshares, and Oak Ridge. River Valley Community Bancorp, through its subsidiary, River Valley Community Bank provides various banking products an... More

River Valley Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure River Valley's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess River Valley Community upside and downside potential and time the market with a certain degree of confidence.

River Valley Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for River Valley's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as River Valley's standard deviation. In reality, there are many statistical measures that can use River Valley historical prices to predict the future River Valley's volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of River Valley's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
22.4624.1025.74
Details
Intrinsic
Valuation
LowRealHigh
22.5824.2225.86
Details
Naive
Forecast
LowNextHigh
22.4524.0825.72
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
24.0924.4124.74
Details

River Valley Community Backtested Returns

River Valley Community maintains Sharpe Ratio (i.e., Efficiency) of -0.0476, which implies the firm had a -0.0476 % return per unit of risk over the last 3 months. River Valley Community exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check River Valley's Coefficient Of Variation of (2,167), risk adjusted performance of (0.03), and Variance of 2.52 to confirm the risk estimate we provide. The company holds a Beta of 0.34, which implies possible diversification benefits within a given portfolio. As returns on the market increase, River Valley's returns are expected to increase less than the market. However, during the bear market, the loss of holding River Valley is expected to be smaller as well. At this point, River Valley Community has a negative expected return of -0.078%. Please make sure to check River Valley's daily balance of power, as well as the relationship between the day typical price and relative strength index , to decide if River Valley Community performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  -0.47  

Modest reverse predictability

River Valley Community has modest reverse predictability. Overlapping area represents the amount of predictability between River Valley time series from 4th of January 2025 to 3rd of July 2025 and 3rd of July 2025 to 30th of December 2025. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of River Valley Community price movement. The serial correlation of -0.47 indicates that about 47.0% of current River Valley price fluctuation can be explain by its past prices.
Correlation Coefficient-0.47
Spearman Rank Test-0.69
Residual Average0.0
Price Variance2.42

River Valley Community lagged returns against current returns

Autocorrelation, which is River Valley pink sheet's lagged correlation, explains the relationship between observations of its time series of returns over different periods of time. The observations are said to be independent if autocorrelation is zero. Autocorrelation is calculated as a function of mean and variance and can have practical application in predicting River Valley's pink sheet expected returns. We can calculate the autocorrelation of River Valley returns to help us make a trade decision. For example, suppose you find that River Valley has exhibited high autocorrelation historically, and you observe that the pink sheet is moving up for the past few days. In that case, you can expect the price movement to match the lagging time series.
   Current and Lagged Values   
       Timeline  

River Valley regressed lagged prices vs. current prices

Serial correlation can be approximated by using the Durbin-Watson (DW) test. The correlation can be either positive or negative. If River Valley pink sheet is displaying a positive serial correlation, investors will expect a positive pattern to continue. However, if River Valley pink sheet is observed to have a negative serial correlation, investors will generally project negative sentiment on having a locked-in long position in River Valley pink sheet over time.
   Current vs Lagged Prices   
       Timeline  

River Valley Lagged Returns

When evaluating River Valley's market value, investors can use the concept of autocorrelation to see how much of an impact past prices of River Valley pink sheet have on its future price. River Valley autocorrelation represents the degree of similarity between a given time horizon and a lagged version of the same horizon over the previous time interval. In other words, River Valley autocorrelation shows the relationship between River Valley pink sheet current value and its past values and can show if there is a momentum factor associated with investing in River Valley Community.
   Regressed Prices   
       Timeline  

Also Currently Popular

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Other Information on Investing in River Pink Sheet

River Valley financial ratios help investors to determine whether River Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in River with respect to the benefits of owning River Valley security.