Financial Institutions Stock Today
| FISI Stock | USD 27.46 1.08 4.09% |
Performance4 of 100
| Odds Of DistressLess than 9
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Financial Institutions is trading at 27.46 as of the 22nd of November 2024. This is a 4.09 percent increase since the beginning of the trading day. The stock's open price was 26.38. Financial Institutions has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat insignificant performance during the last 90 days. Equity ratings for Financial Institutions are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 3rd of December 2022 and ending today, the 22nd of November 2024. Click here to learn more.
Business Domain Banks | IPO Date 25th of June 1999 | Category Financial Services | Classification Financials |
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York. The company has 15.47 M outstanding shares of which 63.08 K shares are currently shorted by private and institutional investors with about 2.07 trading days to cover. More on Financial Institutions
Moving together with Financial Stock
Follow Valuation Profit Patterns Odds of Bankruptcy
Fiscal Year End 23rd of January 2025
Financial Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| CEO | Martin Birmingham | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
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Debt LevelsFinancial Institutions can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Financial Institutions' financial leverage. It provides some insight into what part of Financial Institutions' total assets is financed by creditors.
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Financial Institutions (FISI) is traded on NASDAQ Exchange in USA. It is located in 220 Liberty Street, Warsaw, NY, United States, 14569 and employs 624 people. Financial Institutions is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 408.21 M. Financial Institutions conducts business under Banks sector and is part of Financials industry. The entity has 15.47 M outstanding shares of which 63.08 K shares are currently shorted by private and institutional investors with about 2.07 trading days to cover.
Financial Institutions currently holds about 147.9 M in cash with 10.89 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.65.
Check Financial Institutions Probability Of Bankruptcy
Ownership AllocationFinancial Institutions holds a total of 15.47 Million outstanding shares. The majority of Financial Institutions outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Financial Institutions to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Financial Institutions. Please pay attention to any change in the institutional holdings of Financial Institutions as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Financial Ownership Details
Financial Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Canandaigua National Bank & Trust Co | 2024-09-30 | 289.9 K | |
| State Street Corp | 2024-06-30 | 266.3 K | |
| Modern Wealth Management Llc | 2024-09-30 | 194.8 K | |
| Northern Trust Corp | 2024-09-30 | 189.2 K | |
| Prudential Financial Inc | 2024-09-30 | 183 K | |
| Hotchkis & Wiley Capital Management Llc | 2024-06-30 | 164.6 K | |
| Bank Of New York Mellon Corp | 2024-06-30 | 155.3 K | |
| Bridgeway Capital Management, Llc | 2024-06-30 | 133.1 K | |
| Arrowstreet Capital Limited Partnership | 2024-06-30 | 128.1 K | |
| Pl Capital Advisors, Llc | 2024-09-30 | 1.8 M | |
| Blackrock Inc | 2024-06-30 | 1.4 M |
Financial Institutions Historical Income Statement
Financial Stock Against Markets
Financial Institutions Corporate Management
| Sandra Byers | Controller VP | Profile | |
| William II | CFO VP | Profile | |
| Shelly Doran | IR Contact Officer | Profile | |
| Kate Croft | Director Relations | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.2 | Earnings Share 3.17 | Revenue Per Share 14.042 | Quarterly Revenue Growth (0.08) |
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.