United Bancshares Stock Market Value
| UBOH Stock | USD 42.30 1.72 3.91% |
| Symbol | United |
United Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to United Bancshares' otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of United Bancshares.
| 12/14/2025 |
| 01/13/2026 |
If you would invest 0.00 in United Bancshares on December 14, 2025 and sell it all today you would earn a total of 0.00 from holding United Bancshares or generate 0.0% return on investment in United Bancshares over 30 days. United Bancshares is related to or competes with American Bank, Croghan Bancshares, First Keystone, PSB Holdings, CommerceWest Bank, Dimeco, and Southern Michigan. United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial... More
United Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure United Bancshares' otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess United Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.05 | |||
| Information Ratio | 0.0666 | |||
| Maximum Drawdown | 14.8 | |||
| Value At Risk | (3.37) | |||
| Potential Upside | 3.47 |
United Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as United Bancshares' standard deviation. In reality, there are many statistical measures that can use United Bancshares historical prices to predict the future United Bancshares' volatility.| Risk Adjusted Performance | 0.088 | |||
| Jensen Alpha | 0.212 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | 0.0739 | |||
| Treynor Ratio | 0.7858 |
United Bancshares Backtested Returns
United Bancshares appears to be very steady, given 3 months investment horizon. United Bancshares owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.13, which indicates the firm had a 0.13 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for United Bancshares, which you can use to evaluate the volatility of the company. Please review United Bancshares' Semi Deviation of 1.24, coefficient of variation of 914.74, and Risk Adjusted Performance of 0.088 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, United Bancshares holds a performance score of 10. The entity has a beta of 0.3, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, United Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding United Bancshares is expected to be smaller as well. Please check United Bancshares' sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to make a quick decision on whether United Bancshares' existing price patterns will revert.
Auto-correlation | 0.45 |
Average predictability
United Bancshares has average predictability. Overlapping area represents the amount of predictability between United Bancshares time series from 14th of December 2025 to 29th of December 2025 and 29th of December 2025 to 13th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of United Bancshares price movement. The serial correlation of 0.45 indicates that just about 45.0% of current United Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.45 | |
| Spearman Rank Test | 0.48 | |
| Residual Average | 0.0 | |
| Price Variance | 0.34 |
United Bancshares lagged returns against current returns
Autocorrelation, which is United Bancshares otc stock's lagged correlation, explains the relationship between observations of its time series of returns over different periods of time. The observations are said to be independent if autocorrelation is zero. Autocorrelation is calculated as a function of mean and variance and can have practical application in predicting United Bancshares' otc stock expected returns. We can calculate the autocorrelation of United Bancshares returns to help us make a trade decision. For example, suppose you find that United Bancshares has exhibited high autocorrelation historically, and you observe that the otc stock is moving up for the past few days. In that case, you can expect the price movement to match the lagging time series.
Current and Lagged Values |
| Timeline |
United Bancshares regressed lagged prices vs. current prices
Serial correlation can be approximated by using the Durbin-Watson (DW) test. The correlation can be either positive or negative. If United Bancshares otc stock is displaying a positive serial correlation, investors will expect a positive pattern to continue. However, if United Bancshares otc stock is observed to have a negative serial correlation, investors will generally project negative sentiment on having a locked-in long position in United Bancshares otc stock over time.
Current vs Lagged Prices |
| Timeline |
United Bancshares Lagged Returns
When evaluating United Bancshares' market value, investors can use the concept of autocorrelation to see how much of an impact past prices of United Bancshares otc stock have on its future price. United Bancshares autocorrelation represents the degree of similarity between a given time horizon and a lagged version of the same horizon over the previous time interval. In other words, United Bancshares autocorrelation shows the relationship between United Bancshares otc stock current value and its past values and can show if there is a momentum factor associated with investing in United Bancshares.
Regressed Prices |
| Timeline |
Currently Active Assets on Macroaxis
Other Information on Investing in United OTC Stock
United Bancshares financial ratios help investors to determine whether United OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in United with respect to the benefits of owning United Bancshares security.