Customers Historical Financial Ratios
| CUBI Stock | USD 56.11 0.83 1.50% |
Customers Bancorp is presently reporting on over 110 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Dividend Yield of 0.0098, PTB Ratio of 1.06 or Days Sales Outstanding of 8.4 K will help investors to properly organize and evaluate Customers Bancorp financial condition quickly.
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About Customers Financial Ratios Analysis
Customers BancorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Customers Bancorp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Customers financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Customers Bancorp history.
Customers Bancorp Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing Customers Bancorp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Customers Bancorp sales, a figure that is much harder to manipulate than other Customers Bancorp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is Customers Bancorp dividend as a percentage of Customers Bancorp stock price. Customers Bancorp dividend yield is a measure of Customers Bancorp stock productivity, which can be interpreted as interest rate earned on an Customers Bancorp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Most ratios from Customers Bancorp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Customers Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.As of now, Customers Bancorp's Book Value Per Share is increasing as compared to previous years. The Customers Bancorp's current Free Cash Flow Yield is estimated to increase to 0.05, while PTB Ratio is projected to decrease to 1.06.
| 2021 | 2022 | 2023 | 2024 (projected) | Dividend Yield | 0.005129 | 0.0101 | 0.00808 | 0.00984 | Price To Sales Ratio | 2.82 | 1.46 | 2.65 | 2.89 |
Customers Bancorp fundamentals Correlations
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Customers Bancorp Account Relationship Matchups
High Positive Relationship
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Customers Bancorp fundamentals Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Price To Sales Ratio | 2.08 | 1.14 | 2.82 | 1.46 | 2.65 | 2.89 | |
| Dividend Yield | 0.0195 | 0.0246 | 0.005129 | 0.0101 | 0.00808 | 0.00984 | |
| Ptb Ratio | 0.71 | 0.51 | 1.55 | 0.66 | 1.11 | 1.06 | |
| Book Value Per Share | 33.76 | 35.46 | 42.28 | 42.99 | 52.12 | 54.72 | |
| Free Cash Flow Yield | 0.0377 | 0.18 | 0.11 | (0.15) | 0.046 | 0.0483 | |
| Operating Cash Flow Per Share | 2.51 | 4.22 | 8.39 | (0.64) | 3.97 | 4.17 | |
| Stock Based Compensation To Revenue | 0.0276 | 0.0256 | 0.0185 | 0.0224 | 0.0184 | 0.0305 | |
| Capex To Depreciation | 2.2 | 0.95 | 1.52 | 4.17 | 1.3 | 1.5 | |
| Pb Ratio | 0.71 | 0.51 | 1.55 | 0.66 | 1.11 | 1.06 | |
| Ev To Sales | 4.72 | 2.06 | 3.61 | 2.96 | (0.74) | (0.71) | |
| Free Cash Flow Per Share | 0.9 | 3.31 | 7.37 | (4.11) | 2.65 | 2.79 | |
| Roic | 0.0359 | 0.0583 | 0.13 | 0.17 | 0.0975 | 0.053 | |
| Net Income Per Share | 2.54 | 4.21 | 9.74 | 6.99 | 7.96 | 8.36 | |
| Cash Per Share | 25.92 | 60.42 | 134.17 | 105.52 | 198.88 | 208.83 | |
| Pocfratio | 9.49 | 4.31 | 7.79 | (44.41) | 14.52 | 15.25 | |
| Capex To Operating Cash Flow | 0.64 | 0.22 | 0.12 | (5.44) | 0.33 | 0.35 | |
| Pfcf Ratio | 26.5 | 5.5 | 8.87 | (6.89) | 21.72 | 22.81 | |
| Income Quality | 0.99 | 1.0 | 0.77 | (0.0913) | 0.5 | 0.52 | |
| Roe | 0.0753 | 0.12 | 0.23 | 0.16 | 0.15 | 0.088 | |
| Ev To Operating Cash Flow | 21.52 | 7.78 | 9.95 | (90.01) | (4.07) | (4.27) | |
| Pe Ratio | 9.36 | 4.32 | 6.71 | 4.06 | 7.24 | 11.29 | |
| Return On Tangible Assets | 0.006895 | 0.007196 | 0.0161 | 0.0109 | 0.0117 | 0.006593 | |
| Ev To Free Cash Flow | 60.12 | 9.94 | 11.33 | (13.97) | (6.09) | (5.78) | |
| Intangibles To Total Assets | 0.001319 | 7.75E-4 | 1.91E-4 | 1.74E-4 | 1.7E-4 | 1.62E-4 | |
| Current Ratio | 6.71 | 1.9 | 4.65 | 81.95 | 94.24 | 57.6 | |
| Tangible Book Value Per Share | 33.27 | 35.0 | 42.17 | 42.88 | 52.0 | 54.6 | |
| Graham Number | 43.96 | 57.94 | 96.25 | 82.22 | 96.6 | 101.43 | |
| Shareholders Equity Per Share | 33.76 | 35.46 | 42.28 | 42.99 | 52.12 | 54.72 | |
| Debt To Equity | 1.1 | 1.03 | 0.81 | 0.79 | 0.92 | 0.88 | |
| Capex Per Share | 1.61 | 0.92 | 1.02 | 3.47 | 1.32 | 0.66 | |
| Graham Net Net | (313.78) | (501.66) | (438.81) | (136.54) | (427.09) | (448.45) | |
| Revenue Per Share | 11.43 | 15.94 | 23.17 | 19.38 | 21.74 | 22.83 |
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When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.49) | Earnings Share 6.16 | Revenue Per Share 21.346 | Quarterly Revenue Growth (0.25) | Return On Assets 0.01 |
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.