Zions Historical Income Statement

ZIONL Stock  USD 25.50  0.02  0.08%   
Historical analysis of Zions Bancorporation income statement accounts such as Depreciation And Amortization of 101.4 M, Interest Expense of 1.6 B, Selling General Administrative of 677.4 M or Total Revenue of 1.7 B can show how well Zions Bancorporation NA performed in making a profits. Evaluating Zions Bancorporation income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Zions Bancorporation's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Zions Bancorporation latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Zions Bancorporation is a good buy for the upcoming year.
  
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation NA. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Zions Stock please use our How to buy in Zions Stock guide.

About Zions Income Statement Analysis

Zions Bancorporation Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Zions Bancorporation shareholders. The income statement also shows Zions investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Zions Bancorporation Income Statement Chart

At this time, Zions Bancorporation's Cost Of Revenue is quite stable compared to the past year. Preferred Stock And Other Adjustments is expected to rise to about 46.5 M this year, although the value of Selling General Administrative will most likely fall to about 677.4 M.

Total Revenue

Total revenue comprises all receipts Zions Bancorporation generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Zions Bancorporation NA minus its cost of goods sold. It is profit before Zions Bancorporation operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Zions Bancorporation. It is also known as Zions Bancorporation overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.
Most accounts from Zions Bancorporation's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Zions Bancorporation current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation NA. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Zions Stock please use our How to buy in Zions Stock guide.At this time, Zions Bancorporation's Cost Of Revenue is quite stable compared to the past year. Preferred Stock And Other Adjustments is expected to rise to about 46.5 M this year, although the value of Selling General Administrative will most likely fall to about 677.4 M.
 2021 2022 2023 2024 (projected)
Gross Profit2.9B3.3B2.7B1.7B
Total Revenue2.9B3.3B2.7B1.7B

Zions Bancorporation income statement Correlations

0.03-0.09-0.13-0.13-0.35-0.1-0.080.120.09-0.38-0.43-0.06-0.110.11-0.030.13-0.55-0.5-0.3-0.38-0.4-0.42
0.030.04-0.05-0.050.60.01-0.05-0.050.730.140.12-0.19-0.010.480.360.130.050.560.330.50.440.42
-0.090.040.960.960.190.780.750.73-0.220.680.650.730.220.710.790.190.60.340.460.540.560.43
-0.13-0.050.961.00.210.860.830.81-0.340.780.760.780.260.60.760.230.580.390.540.570.590.52
-0.13-0.050.961.00.210.860.830.81-0.340.780.760.780.260.60.760.230.580.390.540.570.590.52
-0.350.60.190.210.210.20.20.13-0.050.460.51-0.050.380.090.260.420.330.790.580.80.80.84
-0.10.010.780.860.860.20.990.96-0.260.910.880.870.150.520.610.20.410.330.560.570.560.54
-0.08-0.050.750.830.830.20.990.98-0.330.90.860.880.160.410.610.230.390.260.530.50.50.5
0.12-0.050.730.810.810.130.960.98-0.310.820.770.870.140.430.60.250.280.160.470.430.410.41
0.090.73-0.22-0.34-0.34-0.05-0.26-0.33-0.31-0.23-0.28-0.26-0.390.450.11-0.33-0.130.080.00.0-0.08-0.16
-0.380.140.680.780.780.460.910.90.82-0.230.990.770.340.370.570.340.570.580.740.750.730.74
-0.430.120.650.760.760.510.880.860.77-0.280.990.690.370.330.510.360.570.630.720.770.780.8
-0.06-0.190.730.780.78-0.050.870.880.87-0.260.770.690.160.350.560.170.430.060.530.350.320.19
-0.11-0.010.220.260.260.380.150.160.14-0.390.340.370.16-0.170.050.940.340.430.290.370.410.4
0.110.480.710.60.60.090.520.410.430.450.370.330.35-0.170.65-0.130.280.320.290.450.440.31
-0.030.360.790.760.760.260.610.610.60.110.570.510.560.050.650.120.540.330.390.390.360.34
0.130.130.190.230.230.420.20.230.25-0.330.340.360.170.94-0.130.120.220.380.290.350.380.41
-0.550.050.60.580.580.330.410.390.28-0.130.570.570.430.340.280.540.220.360.570.510.490.45
-0.50.560.340.390.390.790.330.260.160.080.580.630.060.430.320.330.380.360.550.830.870.87
-0.30.330.460.540.540.580.560.530.470.00.740.720.530.290.290.390.290.570.550.850.780.67
-0.380.50.540.570.570.80.570.50.430.00.750.770.350.370.450.390.350.510.830.850.990.91
-0.40.440.560.590.590.80.560.50.41-0.080.730.780.320.410.440.360.380.490.870.780.990.93
-0.420.420.430.520.520.840.540.50.41-0.160.740.80.190.40.310.340.410.450.870.670.910.93
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Zions Bancorporation Account Relationship Matchups

Zions Bancorporation income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization188M86M(14M)110M140M101.4M
Interest Expense411M153M59M185M1.5B1.6B
Selling General Administrative1.2B1.1B1.2B1.3B1.4B677.4M
Total Revenue2.8B2.8B2.9B3.3B2.7B1.7B
Gross Profit2.8B2.8B2.9B3.3B2.7B1.7B
Other Operating Expenses1.8B2.1B1.5B39M2.1B2.2B
Operating Income1.1B672M1.4B1.3B1.0B732.3M
Ebit1.1B672M1.4B1.2B886M723.6M
Ebitda1.2B758M1.4B1.3B1.0B817.5M
Total Operating Expenses(1.8B)(2.1B)(1.5B)39M2.1B2.2B
Income Before Tax1.1B672M1.4B1.2B886M930.3M
Net Income816M539M1.1B907M642M674.1M
Income Tax Expense237M133M317M245M206M121.0M
Total Other Income Expense Net1.1B(62M)(29M)(51M)(140M)(147M)
Selling And Marketing Expenses22M26M19M39M46M24.5M
Net Income From Continuing Ops638M927M4.5B539M619.9M1.0B
Net Income Applicable To Common Shares550M850M782M505M580.8M506.5M

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When determining whether Zions Bancorporation is a strong investment it is important to analyze Zions Bancorporation's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Zions Bancorporation's future performance. For an informed investment choice regarding Zions Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation NA. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Zions Stock please use our How to buy in Zions Stock guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Oil & Gas Exploration & Production space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Zions Bancorporation. If investors know Zions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Zions Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Zions Bancorporation is measured differently than its book value, which is the value of Zions that is recorded on the company's balance sheet. Investors also form their own opinion of Zions Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Zions Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Zions Bancorporation's market value can be influenced by many factors that don't directly affect Zions Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Zions Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.