CullenFrost Bankers Net Worth

CullenFrost Bankers Net Worth Breakdown

  CFR
The net worth of CullenFrost Bankers is the difference between its total assets and liabilities. CullenFrost Bankers' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of CullenFrost Bankers' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. CullenFrost Bankers' net worth can be used as a measure of its financial health and stability which can help investors to decide if CullenFrost Bankers is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in CullenFrost Bankers stock.

CullenFrost Bankers Net Worth Analysis

CullenFrost Bankers' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including CullenFrost Bankers' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of CullenFrost Bankers' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform CullenFrost Bankers' net worth analysis. One common approach is to calculate CullenFrost Bankers' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares CullenFrost Bankers' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing CullenFrost Bankers' net worth. This approach calculates the present value of CullenFrost Bankers' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of CullenFrost Bankers' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate CullenFrost Bankers' net worth. This involves comparing CullenFrost Bankers' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into CullenFrost Bankers' net worth relative to its peers.

Enterprise Value

(1.38 Billion)

To determine if CullenFrost Bankers is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding CullenFrost Bankers' net worth research are outlined below:
Over 88.0% of the company shares are held by institutions such as insurance companies
On 13th of December 2024 CullenFrost Bankers paid $ 0.95 per share dividend to its current shareholders
Latest headline from bizjournals.com: Bankers expect big year for SBA under Trump

CullenFrost Bankers Quarterly Good Will

654.95 Million

CullenFrost Bankers uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in CullenFrost Bankers. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CullenFrost Bankers' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

CullenFrost Bankers Target Price Consensus

CullenFrost target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. CullenFrost Bankers' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   14  Hold
Most CullenFrost analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand CullenFrost stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of CullenFrost Bankers, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

CullenFrost Bankers Target Price Projection

CullenFrost Bankers' current and average target prices are 144.92 and 135.08, respectively. The current price of CullenFrost Bankers is the price at which CullenFrost Bankers is currently trading. On the other hand, CullenFrost Bankers' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

CullenFrost Bankers Market Quote on 30th of January 2025

Low Price139.32Odds
High Price144.92Odds

144.92

Target Price

Analyst Consensus On CullenFrost Bankers Target Price

Low Estimate122.93Odds
High Estimate149.94Odds

135.0833

Historical Lowest Forecast  122.93 Target Price  135.08 Highest Forecast  149.94
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on CullenFrost Bankers and the information provided on this page.

Know CullenFrost Bankers' Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as CullenFrost Bankers is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CullenFrost Bankers backward and forwards among themselves. CullenFrost Bankers' institutional investor refers to the entity that pools money to purchase CullenFrost Bankers' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Dimensional Fund Advisors, Inc.2024-09-30
M
Montrusco Bolton Investments Inc2024-12-31
848.9 K
Jpmorgan Chase & Co2024-09-30
825 K
Principal Financial Group Inc2024-09-30
806.2 K
Hhg Plc2024-09-30
777.1 K
Morgan Stanley - Brokerage Accounts2024-09-30
733 K
Northern Trust Corp2024-09-30
728.1 K
Bank Of New York Mellon Corp2024-09-30
597.3 K
Manufacturers Life Insurance Co2024-09-30
568.7 K
Vanguard Group Inc2024-09-30
6.3 M
Blackrock Inc2024-09-30
M
Note, although CullenFrost Bankers' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow CullenFrost Bankers' market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 8.9 B.

Market Cap

6.73 Billion

Project CullenFrost Bankers' profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.14  0.10 
The company has Net Profit Margin of 0.27 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.37 %, which entails that for every 100 dollars of revenue, it generated $0.37 of operating income.
When accessing CullenFrost Bankers' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures CullenFrost Bankers' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of CullenFrost Bankers' profitability and make more informed investment decisions.

Evaluate CullenFrost Bankers' management efficiency

CullenFrost Bankers has Return on Asset of 0.0106 % which means that on every $100 spent on assets, it made $0.0106 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1486 %, implying that it generated $0.1486 on every 100 dollars invested. CullenFrost Bankers' management efficiency ratios could be used to measure how well CullenFrost Bankers manages its routine affairs as well as how well it operates its assets and liabilities. As of 01/30/2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.02. At this time, CullenFrost Bankers' Total Assets are relatively stable compared to the past year. As of 01/30/2025, Other Assets is likely to grow to about 39.2 B, though Non Currrent Assets Other are likely to grow to (17.3 B).
Last ReportedProjected for Next Year
Book Value Per Share 50.97  53.52 
Tangible Book Value Per Share 50.97  53.52 
Enterprise Value Over EBITDA(4.69)(4.46)
Price Book Value Ratio 1.72  1.55 
Enterprise Value Multiple(4.69)(4.46)
Price Fair Value 1.72  1.55 
Enterprise Value-1.4 B-1.4 B
The strategic decisions made by CullenFrost Bankers management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue
4.5629
Revenue
B
Quarterly Revenue Growth
0.038
Revenue Per Share
30.634
Return On Equity
0.1486
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CullenFrost Bankers insiders, such as employees or executives, is commonly permitted as long as it does not rely on CullenFrost Bankers' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CullenFrost Bankers insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

CullenFrost Bankers Corporate Filings

F3
6th of January 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
F4
6th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
12th of November 2024
Other Reports
ViewVerify
6th of November 2024
Other Reports
ViewVerify
CullenFrost Bankers time-series forecasting models is one of many CullenFrost Bankers' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary CullenFrost Bankers' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

CullenFrost Bankers Earnings Estimation Breakdown

The calculation of CullenFrost Bankers' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of CullenFrost Bankers is estimated to be 2.179575 with the future projection ranging from a low of 2.0775 to a high of 2.2275. Please be aware that this consensus of annual earnings estimates for CullenFrost Bankers is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
2.24
2.08
Lowest
Expected EPS
2.179575
2.23
Highest

CullenFrost Bankers Earnings Projection Consensus

Suppose the current estimates of CullenFrost Bankers' value are higher than the current market price of the CullenFrost Bankers stock. In this case, investors may conclude that CullenFrost Bankers is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and CullenFrost Bankers' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2024Current EPS (TTM)
1291.76%
2.24
2.179575
8.06

CullenFrost Bankers Earnings History

Earnings estimate consensus by CullenFrost Bankers analysts from Wall Street is used by the market to judge CullenFrost Bankers' stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only CullenFrost Bankers' upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

CullenFrost Bankers Quarterly Gross Profit

498.65 Million

At this time, CullenFrost Bankers' Retained Earnings are relatively stable compared to the past year. As of 01/30/2025, Price Earnings To Growth Ratio is likely to grow to 18.16, while Retained Earnings Total Equity is likely to drop slightly above 2.2 B. As of 01/30/2025, Net Income Applicable To Common Shares is likely to grow to about 691.3 M, while Common Stock Shares Outstanding is likely to drop slightly above 58.6 M.
Hype
Prediction
LowEstimatedHigh
138.14140.28142.42
Details
Intrinsic
Valuation
LowRealHigh
126.22143.55145.69
Details
Naive
Forecast
LowNextHigh
137.70139.84141.98
Details
14 Analysts
Consensus
LowTargetHigh
122.93135.08149.94
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as CullenFrost Bankers. Your research has to be compared to or analyzed against CullenFrost Bankers' peers to derive any actionable benefits. When done correctly, CullenFrost Bankers' competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in CullenFrost Bankers. Note that many institutional investors and large investment bankers can move markets due to the volume of CullenFrost assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards CullenFrost Bankers. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving CullenFrost Bankers' stock price in the short term.

CullenFrost Bankers Earnings per Share Projection vs Actual

Actual Earning per Share of CullenFrost Bankers refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering CullenFrost Bankers predict the company's earnings will be in the future. The higher the earnings per share of CullenFrost Bankers, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

CullenFrost Bankers Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as CullenFrost Bankers, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of CullenFrost Bankers should always be considered in relation to other companies to make a more educated investment decision.

CullenFrost Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact CullenFrost Bankers' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-10-31
2024-09-302.172.240.07
2024-07-25
2024-06-302.072.210.14
2024-04-25
2024-03-312.122.06-0.06
2024-01-25
2023-12-312.021.55-0.4723 
2023-10-26
2023-09-302.152.380.2310 
2023-07-27
2023-06-302.42.470.07
2023-04-27
2023-03-312.552.70.15
2023-01-26
2022-12-312.752.910.16
2022-10-27
2022-09-302.232.590.3616 
2022-07-28
2022-06-301.771.810.04
2022-04-28
2022-03-311.471.50.03
2022-01-27
2021-12-311.341.540.214 
2021-10-28
2021-09-301.521.650.13
2021-07-29
2021-06-301.561.80.2415 
2021-04-29
2021-03-311.431.770.3423 
2021-01-28
2020-12-311.281.380.1
2020-10-29
2020-09-301.21.50.325 
2020-07-30
2020-06-300.771.470.790 
2020-04-30
2020-03-311.260.75-0.5140 
2020-01-30
2019-12-311.571.60.03
2019-10-31
2019-09-301.691.730.04
2019-07-25
2019-06-301.721.720.0
2019-04-25
2019-03-311.741.790.05
2019-01-31
2018-12-311.751.820.07
2018-10-25
2018-09-301.721.780.06
2018-07-26
2018-06-301.631.680.05
2018-04-26
2018-03-311.481.610.13
2018-01-25
2017-12-311.41.470.07
2017-10-26
2017-09-301.311.420.11
2017-07-27
2017-06-301.291.290.0
2017-04-26
2017-03-311.221.280.06
2017-01-25
2016-12-311.221.290.07
2016-10-26
2016-09-301.161.240.08
2016-07-27
2016-06-301.041.110.07
2016-04-27
2016-03-311.041.070.03
2016-01-27
2015-12-311.010.9-0.1110 
2015-10-28
2015-09-301.131.170.04
2015-07-29
2015-06-301.131.11-0.02
2015-04-29
2015-03-311.091.10.01
2015-01-28
2014-12-311.111.110.0
2014-10-29
2014-09-301.11.190.09
2014-07-30
2014-06-301.011.020.01
2014-04-23
2014-03-310.980.96-0.02
2014-01-29
2013-12-310.970.990.02
2013-10-30
2013-09-300.960.960.0
2013-07-24
2013-06-300.950.94-0.01
2013-04-24
2013-03-310.960.91-0.05
2013-01-30
2012-12-310.930.970.04
2012-10-24
2012-09-300.940.950.01
2012-07-25
2012-06-300.940.940.0
2012-04-25
2012-03-310.920.990.07
2012-01-25
2011-12-310.870.90.03
2011-10-26
2011-09-300.890.920.03
2011-07-27
2011-06-300.870.910.04
2011-04-27
2011-03-310.860.85-0.01
2011-01-26
2010-12-310.880.87-0.01
2010-10-27
2010-09-300.880.90.02
2010-07-28
2010-06-300.80.870.07
2010-04-28
2010-03-310.750.790.04
2010-01-27
2009-12-310.750.860.1114 
2009-10-21
2009-09-300.770.75-0.02
2009-07-22
2009-06-300.730.63-0.113 
2009-04-22
2009-03-310.830.76-0.07
2009-01-28
2008-12-310.870.890.02
2008-10-22
2008-09-300.880.82-0.06
2008-07-23
2008-06-300.890.890.0
2008-04-23
2008-03-310.920.89-0.03
2008-01-23
2007-12-310.930.930.0
2007-10-24
2007-09-300.920.950.03
2007-07-25
2007-06-300.880.890.01
2007-04-25
2007-03-310.890.84-0.05
2007-01-24
2006-12-310.870.84-0.03
2006-10-25
2006-09-300.880.880.0
2006-07-26
2006-06-300.850.860.01
2006-04-26
2006-03-310.810.830.02
2006-01-25
2005-12-310.810.810.0
2005-10-26
2005-09-300.770.790.02
2005-07-27
2005-06-300.730.770.04
2005-04-27
2005-03-310.720.7-0.02
2005-01-26
2004-12-310.710.710.0
2004-10-27
2004-09-300.690.68-0.01
2004-07-28
2004-06-300.660.65-0.01
2004-04-28
2004-03-310.630.62-0.01
2004-01-28
2003-12-310.610.610.0
2003-10-22
2003-09-300.620.620.0
2003-07-23
2003-06-300.590.650.0610 
2003-04-23
2003-03-310.590.590.0
2003-01-22
2002-12-310.580.580.0
2002-10-23
2002-09-300.570.590.02
2002-07-23
2002-06-300.540.610.0712 
2002-04-24
2002-03-310.510.520.01
2002-01-23
2001-12-310.490.490.0
2001-10-24
2001-09-300.310.310.0
2001-07-25
2001-06-300.530.540.01
2001-04-18
2001-03-310.540.36-0.1833 
2001-01-24
2000-12-310.530.530.0
2000-10-26
2000-09-300.510.520.01
2000-07-26
2000-06-300.490.50.01
2000-04-25
2000-03-310.470.470.0
2000-01-18
1999-12-310.460.460.0
1999-10-19
1999-09-300.440.50.0613 
1999-07-15
1999-06-300.430.440.01
1999-04-15
1999-03-310.420.460.04
1999-01-19
1998-12-310.410.420.01
1998-10-15
1998-09-300.390.40.01
1998-07-21
1998-06-300.370.390.02
1998-04-21
1998-03-310.360.370.01
1998-01-15
1997-12-310.360.360.0
1997-10-16
1997-09-300.340.350.01
1997-07-15
1997-06-300.330.340.01
1997-04-15
1997-03-310.320.330.01
1997-01-16
1996-12-310.310.320.01
1996-10-15
1996-09-300.30.310.01
1996-07-16
1996-06-300.290.30.01
1996-04-16
1996-03-310.270.290.02
1996-01-15
1995-12-310.270.270.0
1995-10-11
1995-09-300.250.260.01

CullenFrost Bankers Corporate Directors

Samuel DawsonIndependent DirectorProfile
Cynthia ComparinIndependent DirectorProfile
David HaemiseggerIndependent DirectorProfile
Ida SteenIndependent DirectorProfile

Additional Tools for CullenFrost Stock Analysis

When running CullenFrost Bankers' price analysis, check to measure CullenFrost Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CullenFrost Bankers is operating at the current time. Most of CullenFrost Bankers' value examination focuses on studying past and present price action to predict the probability of CullenFrost Bankers' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CullenFrost Bankers' price. Additionally, you may evaluate how the addition of CullenFrost Bankers to your portfolios can decrease your overall portfolio volatility.