Discover Financial Net Worth
Discover Financial Net Worth Breakdown | DFS |
Discover Financial Net Worth Analysis
Discover Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Discover Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Discover Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Discover Financial's net worth analysis. One common approach is to calculate Discover Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Discover Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Discover Financial's net worth. This approach calculates the present value of Discover Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Discover Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Discover Financial's net worth. This involves comparing Discover Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Discover Financial's net worth relative to its peers.
To determine if Discover Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Discover Financial's net worth research are outlined below:
| Discover Financial had very high historical volatility over the last 90 days | |
| Over 86.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from thelincolnianonline.com: Daiwa Securities Group Inc. Increases Stock Position in Discover Financial Services |
Discover Financial Quarterly Good Will |
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Discover Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Discover Financial Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Discover Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 15th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Discover Financial Target Price Consensus
Discover target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Discover Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 16 | Buy |
Most Discover analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Discover stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Discover Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationDiscover Financial Target Price Projection
Discover Financial's current and average target prices are 182.43 and 101.94, respectively. The current price of Discover Financial is the price at which Discover Financial Services is currently trading. On the other hand, Discover Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Discover Financial Market Quote on 2nd of December 2024
Target Price
Analyst Consensus On Discover Financial Target Price
Know Discover Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Discover Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Discover Financial Services backward and forwards among themselves. Discover Financial's institutional investor refers to the entity that pools money to purchase Discover Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Balyasny Asset Management Llc | 2024-09-30 | 2.6 M | Sessa Capital Im Lp | 2024-09-30 | 2.5 M | Northern Trust Corp | 2024-09-30 | 2.2 M | Amvescap Plc. | 2024-09-30 | 2.1 M | Arrowstreet Capital Limited Partnership | 2024-09-30 | 2.1 M | Legal & General Group Plc | 2024-09-30 | 2.1 M | Millennium Management Llc | 2024-09-30 | 2 M | Bank Of New York Mellon Corp | 2024-09-30 | 2 M | Capital Research & Mgmt Co - Division 3 | 2024-09-30 | 1.9 M | Vanguard Group Inc | 2024-09-30 | 30.8 M | Capital World Investors | 2024-09-30 | 20.9 M |
Follow Discover Financial's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 45.84 B.Market Cap |
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Project Discover Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.20 | 0.16 |
When accessing Discover Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Discover Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Discover Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Discover Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Discover Financial Services. Check Discover Financial's Beneish M Score to see the likelihood of Discover Financial's management manipulating its earnings.
Evaluate Discover Financial's management efficiency
Discover Financial has Return on Asset of 0.0216 % which means that on every $100 spent on assets, it made $0.0216 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2026 %, implying that it generated $0.2026 on every 100 dollars invested. Discover Financial's management efficiency ratios could be used to measure how well Discover Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Discover Financial's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.02 in 2024, whereas Return On Capital Employed is likely to drop 0.03 in 2024. At this time, Discover Financial's Return On Assets are comparatively stable compared to the past year.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 58.38 | 41.96 | |
| Tangible Book Value Per Share | 57.37 | 41.21 | |
| Enterprise Value Over EBITDA | 9.52 | 6.54 | |
| Price Book Value Ratio | 1.93 | 1.72 | |
| Enterprise Value Multiple | 9.52 | 6.54 | |
| Price Fair Value | 1.93 | 1.72 | |
| Enterprise Value | 16.2 B | 14.4 B |
The strategic decisions made by Discover Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue 3.6776 | Revenue 11.7 B | Quarterly Revenue Growth 0.605 | Revenue Per Share 46.558 | Return On Equity 0.2026 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Discover Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Discover Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Discover Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Discover Financial Corporate Filings
8K | 25th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 13th of November 2024 Other Reports | ViewVerify | |
| 12th of November 2024 Other Reports | ViewVerify | |
F4 | 5th of August 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Discover Financial Earnings Estimation Breakdown
The calculation of Discover Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Discover Financial is estimated to be 2.92 with the future projection ranging from a low of 3.2732 to a high of 3.8675. Please be aware that this consensus of annual earnings estimates for Discover Financial Services is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
3.27 Lowest | Expected EPS | 3.87 Highest |
Discover Financial Earnings Projection Consensus
Suppose the current estimates of Discover Financial's value are higher than the current market price of the Discover Financial stock. In this case, investors may conclude that Discover Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Discover Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2024 | Current EPS (TTM) | |
| 16 | 66.42% | 3.69 | 2.92 | 12.42 |
Discover Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Discover Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Discover Financial Services predict the company's earnings will be in the future. The higher the earnings per share of Discover Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Discover Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Discover Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Discover Financial should always be considered in relation to other companies to make a more educated investment decision.Discover Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Discover Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-16 | 2024-09-30 | 3.42 | 3.69 | 0.27 | 7 | ||
2024-07-17 | 2024-06-30 | 3.07 | 6.06 | 2.99 | 97 | ||
2024-04-17 | 2024-03-31 | 2.95 | 1.1 | -1.85 | 62 | ||
2024-01-17 | 2023-12-31 | 2.5 | 1.54 | -0.96 | 38 | ||
2023-10-18 | 2023-09-30 | 3.19 | 2.59 | -0.6 | 18 | ||
2023-07-19 | 2023-06-30 | 3.67 | 3.54 | -0.13 | 3 | ||
2023-04-19 | 2023-03-31 | 3.91 | 3.58 | -0.33 | 8 | ||
2023-01-18 | 2022-12-31 | 3.66 | 3.77 | 0.11 | 3 | ||
2022-10-24 | 2022-09-30 | 3.72 | 3.54 | -0.18 | 4 | ||
2022-07-20 | 2022-06-30 | 3.78 | 3.96 | 0.18 | 4 | ||
2022-04-27 | 2022-03-31 | 3.62 | 4.22 | 0.6 | 16 | ||
2022-01-19 | 2021-12-31 | 3.68 | 3.64 | -0.04 | 1 | ||
2021-10-20 | 2021-09-30 | 3.53 | 3.54 | 0.01 | 0 | ||
2021-07-21 | 2021-06-30 | 3.99 | 5.55 | 1.56 | 39 | ||
2021-04-21 | 2021-03-31 | 2.82 | 5.04 | 2.22 | 78 | ||
2021-01-20 | 2020-12-31 | 2.42 | 2.59 | 0.17 | 7 | ||
2020-10-21 | 2020-09-30 | 1.56 | 2.45 | 0.89 | 57 | ||
2020-07-22 | 2020-06-30 | -0.28 | -1.2 | -0.92 | 328 | ||
2020-04-22 | 2020-03-31 | 0.78 | -0.25 | -1.03 | 132 | ||
2020-01-23 | 2019-12-31 | 2.24 | 2.25 | 0.01 | 0 | ||
2019-10-22 | 2019-09-30 | 2.28 | 2.36 | 0.08 | 3 | ||
2019-07-23 | 2019-06-30 | 2.11 | 2.32 | 0.21 | 9 | ||
2019-04-25 | 2019-03-31 | 2.02 | 2.15 | 0.13 | 6 | ||
2019-01-24 | 2018-12-31 | 2.06 | 2.03 | -0.03 | 1 | ||
2018-10-25 | 2018-09-30 | 2.05 | 2.05 | 0.0 | 0 | ||
2018-07-26 | 2018-06-30 | 1.88 | 1.91 | 0.03 | 1 | ||
2018-04-26 | 2018-03-31 | 1.77 | 1.82 | 0.05 | 2 | ||
2018-01-24 | 2017-12-31 | 1.54 | 1.51 | -0.03 | 1 | ||
2017-10-24 | 2017-09-30 | 1.54 | 1.51 | -0.03 | 1 | ||
2017-07-26 | 2017-06-30 | 1.45 | 1.4 | -0.05 | 3 | ||
2017-04-25 | 2017-03-31 | 1.43 | 1.43 | 0.0 | 0 | ||
2017-01-24 | 2016-12-31 | 1.38 | 1.4 | 0.02 | 1 | ||
2016-10-25 | 2016-09-30 | 1.47 | 1.56 | 0.09 | 6 | ||
2016-07-19 | 2016-06-30 | 1.42 | 1.47 | 0.05 | 3 | ||
2016-04-19 | 2016-03-31 | 1.29 | 1.35 | 0.06 | 4 | ||
2016-01-27 | 2015-12-31 | 1.3 | 1.14 | -0.16 | 12 | ||
2015-10-20 | 2015-09-30 | 1.33 | 1.38 | 0.05 | 3 | ||
2015-07-22 | 2015-06-30 | 1.31 | 1.33 | 0.02 | 1 | ||
2015-04-21 | 2015-03-31 | 1.27 | 1.28 | 0.01 | 0 | ||
2015-01-21 | 2014-12-31 | 1.3 | 1.19 | -0.11 | 8 | ||
2014-10-21 | 2014-09-30 | 1.34 | 1.37 | 0.03 | 2 | ||
2014-07-22 | 2014-06-30 | 1.3 | 1.35 | 0.05 | 3 | ||
2014-04-22 | 2014-03-31 | 1.25 | 1.31 | 0.06 | 4 | ||
2014-01-23 | 2013-12-31 | 1.18 | 1.23 | 0.05 | 4 | ||
2013-10-21 | 2013-09-30 | 1.21 | 1.2 | -0.01 | 0 | ||
2013-07-23 | 2013-06-30 | 1.15 | 1.2 | 0.05 | 4 | ||
2013-04-23 | 2013-03-31 | 1.13 | 1.33 | 0.2 | 17 | ||
2012-12-20 | 2012-09-30 | 1.13 | 1.07 | -0.06 | 5 | ||
2012-09-27 | 2012-06-30 | 1.03 | 1.21 | 0.18 | 17 | ||
2012-06-19 | 2012-03-31 | 1 | 1.0 | 0.0 | 0 | ||
2012-03-21 | 2011-12-31 | 0.94 | 1.18 | 0.24 | 25 | ||
2011-12-15 | 2011-09-30 | 0.92 | 0.95 | 0.03 | 3 | ||
2011-09-22 | 2011-06-30 | 0.96 | 1.18 | 0.22 | 22 | ||
2011-06-23 | 2011-03-31 | 0.75 | 1.09 | 0.34 | 45 | ||
2011-03-22 | 2010-12-31 | 0.6 | 0.84 | 0.24 | 40 | ||
2010-12-16 | 2010-09-30 | 0.45 | 0.64 | 0.19 | 42 | ||
2010-09-20 | 2010-06-30 | 0.38 | 0.47 | 0.09 | 23 | ||
2010-06-24 | 2010-03-31 | 0.11 | 0.33 | 0.22 | 200 | ||
2010-03-16 | 2009-12-31 | -0.08 | -0.22 | -0.14 | 175 | ||
2009-12-17 | 2009-09-30 | 0.14 | 0.12 | -0.02 | 14 | ||
2009-09-17 | 2009-06-30 | -0.11 | 0.52 | 0.63 | 572 | ||
2009-06-18 | 2009-03-31 | -0.3 | -0.18 | 0.12 | 40 | ||
2009-03-19 | 2008-12-31 | -0.16 | -0.36 | -0.2 | 125 | ||
2008-12-18 | 2008-09-30 | 0.13 | -0.19 | -0.32 | 246 | ||
2008-09-25 | 2008-06-30 | 0.35 | 0.37 | 0.02 | 5 | ||
2008-06-26 | 2008-03-31 | 0.37 | 0.42 | 0.05 | 13 | ||
2008-03-19 | 2007-12-31 | 0.4 | 0.5 | 0.1 | 25 | ||
2007-12-20 | 2007-09-30 | 0.36 | 0.4 | 0.04 | 11 | ||
2007-09-25 | 2007-06-30 | 0.39 | 0.42 | 0.03 | 7 |
Discover Financial Corporate Directors
| Gregory Case | Independent Director | Profile | |
| Mary Bush | Independent Director | Profile | |
| Jennifer Wong | Independent Director | Profile | |
| Joseph Eazor | Independent Director | Profile |
Additional Tools for Discover Stock Analysis
When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.