Peoples Fin Net Worth

Peoples Fin Net Worth Breakdown

  PFIS
The net worth of Peoples Fin is the difference between its total assets and liabilities. Peoples Fin's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Peoples Fin's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Peoples Fin's net worth can be used as a measure of its financial health and stability which can help investors to decide if Peoples Fin is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Peoples Fin stock.

Peoples Fin Net Worth Analysis

Peoples Fin's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Peoples Fin's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Peoples Fin's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Peoples Fin's net worth analysis. One common approach is to calculate Peoples Fin's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Peoples Fin's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Peoples Fin's net worth. This approach calculates the present value of Peoples Fin's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Peoples Fin's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Peoples Fin's net worth. This involves comparing Peoples Fin's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Peoples Fin's net worth relative to its peers.

Enterprise Value

193.29 Million

41752632137748237934119326%-39%18%28%-21%-10%-43%100%
To determine if Peoples Fin is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Peoples Fin's net worth research are outlined below:
Peoples Fin generated a negative expected return over the last 90 days
Latest headline from MacroaxisInsider: Acquisition by Thomas Tulaney of 594 shares of Peoples Fin subject to Rule 16b-3
Peoples Fin uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Peoples Fin. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Peoples Fin's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
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23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Peoples Fin Target Price Consensus

Peoples target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Peoples Fin's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Hold
Strong Buy0.0%Buy0.0%Hold100.0%Sell0.0%Strong Sell0.0%
Most Peoples analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Peoples stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Peoples Fin, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Peoples Fin Target Price Projection

Peoples Fin's current and average target prices are 45.00 and 60.00, respectively. The current price of Peoples Fin is the price at which Peoples Fin is currently trading. On the other hand, Peoples Fin's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Peoples Fin Market Quote on 11th of March 2025

Low Price44.92Odds
High Price46.74Odds

45.0

Target Price

Analyst Consensus On Peoples Fin Target Price

Low Estimate54.6Odds
High Estimate66.6Odds

60.0

Historical Lowest Forecast  54.6 Target Price  60.0 Highest Forecast  66.6
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Peoples Fin and the information provided on this page.

Know Peoples Fin's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Peoples Fin is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Peoples Fin backward and forwards among themselves. Peoples Fin's institutional investor refers to the entity that pools money to purchase Peoples Fin's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Empowered Funds, Llc2024-12-31
38 K
Segall Bryant & Hamill2024-12-31
37.5 K
Morgan Stanley - Brokerage Accounts2024-12-31
37.3 K
Jpmorgan Chase & Co2024-12-31
34.6 K
Renaissance Technologies Corp2024-12-31
29 K
Eagle Wealth Strategies Llc2024-12-31
28.7 K
Nuveen Asset Management, Llc2024-12-31
28.3 K
Cutler Capital Management2024-12-31
27.9 K
Charles Schwab Investment Management Inc2024-12-31
26.3 K
Blackrock Inc2024-12-31
686.4 K
Vanguard Group Inc2024-12-31
488.1 K
Note, although Peoples Fin's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Peoples Fin's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 468.27 M.

Market Cap

458.45 Million

Project Peoples Fin's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.04  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.11 
The company has Profit Margin (PM) of 0.07 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.32 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.32.
When accessing Peoples Fin's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Peoples Fin's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Peoples Fin's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Peoples Fin's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Peoples Fin. Check Peoples Fin's Beneish M Score to see the likelihood of Peoples Fin's management manipulating its earnings.

Evaluate Peoples Fin's management efficiency

At this time, Peoples Fin's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.01 in 2025, whereas Return On Capital Employed is likely to drop 0.03 in 2025. At this time, Peoples Fin's Total Assets are comparatively stable compared to the past year. Non Current Assets Total is likely to gain to about 4.3 B in 2025, whereas Other Current Assets are likely to drop slightly above 10.4 M in 2025. Peoples Fin's management efficiency ratios could be used to measure how well Peoples Fin manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Enterprise Value Over EBITDA 12.11  15.97 
Book Value Per Share 43.10  45.26 
Tangible Book Value Per Share 34.97  17.95 
Price Book Value Ratio 1.17  1.78 
Enterprise Value Multiple 12.11  15.97 
Price Fair Value 1.17  1.78 
Enterprise Value341.2 M193.3 M
The operational strategies employed by Peoples Fin management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Enterprise Value Revenue
4.6443
Revenue
115.2 M
Quarterly Revenue Growth
0.871
Revenue Per Share
13.503
Return On Equity
0.021
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Peoples Fin insiders, such as employees or executives, is commonly permitted as long as it does not rely on Peoples Fin's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Peoples Fin insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Peoples Fin Corporate Filings

7th of March 2025
Other Reports
ViewVerify
F4
4th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F5
14th of February 2025
The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners
ViewVerify
8K
6th of February 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
Peoples Fin time-series forecasting models is one of many Peoples Fin's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Peoples Fin's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Peoples Fin Earnings Estimation Breakdown

The calculation of Peoples Fin's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Peoples Fin is estimated to be 1.35 with the future projection ranging from a low of 1.3 to a high of 1.4. Please be aware that this consensus of annual earnings estimates for Peoples Fin is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.99
1.30
Lowest
Expected EPS
1.35
1.40
Highest

Peoples Fin Earnings Projection Consensus

Suppose the current estimates of Peoples Fin's value are higher than the current market price of the Peoples Fin stock. In this case, investors may conclude that Peoples Fin is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Peoples Fin's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
275.0%
0.99
1.35
0.99

Peoples Fin Earnings per Share Projection vs Actual

Actual Earning per Share of Peoples Fin refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Peoples Fin predict the company's earnings will be in the future. The higher the earnings per share of Peoples Fin, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.
JavaScript chart by amCharts 3.21.15SepMarMarDec0.00.51.01.52.0
JavaScript chart by amCharts 3.21.15Highest Estimate Lowest Estimate Estimated EPS Actual EPS

Peoples Fin Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Peoples Fin, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Peoples Fin should always be considered in relation to other companies to make a more educated investment decision.
JavaScript chart by amCharts 3.21.15SepMarMarDec0.40.60.81.01.21.41.61.8
JavaScript chart by amCharts 3.21.15Actual Estimated

Peoples Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Peoples Fin's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-23
2024-12-311.5050.99-0.51534 
2024-10-31
2024-09-301.071.640.5753 
2024-07-25
2024-06-300.520.590.0713 
2024-04-25
2024-03-310.650.55-0.115 
2024-01-25
2023-12-310.910.61-0.332 
2023-10-30
2023-09-300.931.050.1212 
2023-07-25
2023-06-301.061.320.2624 
2023-04-27
2023-03-311.021.050.03
2023-01-26
2022-12-311.41.490.09
2022-10-20
2022-09-301.411.39-0.02
2022-07-21
2022-06-301.351.3-0.05
2022-04-26
2022-03-311.081.330.2523 

Peoples Fin Corporate Management

Thomas TulaneyChief Lending Officer and Executive VPProfile
James ChiaroExecutive OfficerProfile
Susan HubbleExecutive OfficerProfile
Mary CummingsExecutive CounselProfile

Additional Tools for Peoples Stock Analysis

When running Peoples Fin's price analysis, check to measure Peoples Fin's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Peoples Fin is operating at the current time. Most of Peoples Fin's value examination focuses on studying past and present price action to predict the probability of Peoples Fin's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Peoples Fin's price. Additionally, you may evaluate how the addition of Peoples Fin to your portfolios can decrease your overall portfolio volatility.
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