Citizens Financial Ownership

CZFS Stock  USD 70.61  0.04  0.06%   
The market capitalization of Citizens Financial is $336.28 Million. Citizens Financial Services shows 6.32 percent of its outstanding shares held by insiders and 25.45 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
 
Shares in Circulation  
First Issued
1999-06-30
Previous Quarter
4.8 M
Current Value
4.8 M
Avarage Shares Outstanding
3.7 M
Quarterly Volatility
307.4 K
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Some institutional investors establish a significant position in stocks such as Citizens Financial in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Citizens Financial, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.
At this time, Citizens Financial's Dividends Paid is comparatively stable compared to the past year. Dividend Yield is likely to gain to 0.04 in 2024, whereas Dividend Payout Ratio is likely to drop 0.42 in 2024. Net Income Applicable To Common Shares is likely to gain to about 35.1 M in 2024, whereas Common Stock Shares Outstanding is likely to drop slightly above 4.1 M in 2024.
Please note, institutional investors have a lot of resources and new technology at their disposal. They can put in a lot of research and financial analysis when reviewing investment options. There are many different types of institutional investors, including banks, hedge funds, insurance companies, and pension plans. One of the main advantages they have over retail investors is the fees paid for trades. As they are buying in large quantities, they can manage their cost more effectively.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Citizens Stock Ownership Analysis

About 25.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.13. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens Financial recorded earning per share (EPS) of 5.81. The entity last dividend was issued on the 13th of September 2024. The firm had 101:100 split on the 14th of June 2024. Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania. Citizens Fincl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 309 people. For more info on Citizens Financial Services please contact Randall Black at 570 662 2121 or go to https://www.firstcitizensbank.com.
Besides selling stocks to institutional investors, Citizens Financial also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different Citizens Financial's stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align Citizens Financial's strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.

Citizens Financial Quarterly Liabilities And Stockholders Equity

3.03 Billion

Citizens Financial Insider Trades History

About 6.0% of Citizens Financial Services are currently held by insiders. Unlike Citizens Financial's institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against Citizens Financial's private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of Citizens Financial's insider trades
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Citizens Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Citizens Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Citizens Financial Services backward and forwards among themselves. Citizens Financial's institutional investor refers to the entity that pools money to purchase Citizens Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Fourthstone Llc2024-06-30
13.5 K
Wayne Hummer Asset Mgmt Company2024-09-30
11 K
Weatherly Asset Management Lp2024-06-30
9.8 K
American Century Companies Inc2024-09-30
K
Citadel Advisors Llc2024-09-30
8.9 K
Nuveen Asset Management, Llc2024-06-30
8.1 K
Minerva Advisors Llc2024-09-30
7.8 K
Wsfs Capital Management, Llc2024-09-30
6.5 K
Commonwealth Equity Services Inc2024-06-30
K
Blackrock Inc2024-06-30
305.6 K
Vanguard Group Inc2024-09-30
238.6 K
Note, although Citizens Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Citizens Financial Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Citizens Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Landy R Joseph few days ago
Disposition of 350 shares by Landy R Joseph of Citizens Financial subject to Rule 16b-3
 
Painter John P Ii over a week ago
Acquisition by Painter John P Ii of tradable shares of Citizens Financial at 43.95 subject to Rule 16b-3
 
Jeffrey White over a month ago
Acquisition by Jeffrey White of 1517 shares of Citizens Financial at 49.43 subject to Rule 16b-3
 
Landy R Joseph over a month ago
Acquisition by Landy R Joseph of 311 shares of Citizens Financial at 49.9 subject to Rule 16b-3
 
Landy R Joseph over two months ago
Acquisition by Landy R Joseph of 107 shares of Citizens Financial subject to Rule 16b-3
 
Schadler Alletta M over two months ago
Acquisition by Schadler Alletta M of tradable shares of Citizens Financial subject to Rule 16b-3
 
Richards David Z Jr over three months ago
Disposition of 500 shares by Richards David Z Jr of Citizens Financial at 54.87 subject to Rule 16b-3
 
Jeffrey White over three months ago
Acquisition by Jeffrey White of 1517 shares of Citizens Financial at 49.43 subject to Rule 16b-3
 
Landy R Joseph over three months ago
Disposition of tradable shares by Landy R Joseph of Citizens Financial subject to Rule 16b-3
 
White Jeffrey R over three months ago
Disposition of tradable shares by White Jeffrey R of Citizens Financial subject to Rule 16b-3
 
Richards David Z Jr over three months ago
Acquisition by Richards David Z Jr of 557 shares of Citizens Financial subject to Rule 16b-3
 
Landy R Joseph over six months ago
Disposition of tradable shares by Landy R Joseph of Citizens Financial subject to Rule 16b-3

Citizens Financial Outstanding Bonds

Citizens Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Citizens Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Citizens bonds can be classified according to their maturity, which is the date when Citizens Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Citizens Financial Corporate Filings

F4
27th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
13A
12th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
10Q
7th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
30th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

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Additional Tools for Citizens Stock Analysis

When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.