Regional Management Ownership
| RM Stock | USD 30.84 0.16 0.52% |
Shares in Circulation | First Issued 2011-03-31 | Previous Quarter 10 M | Current Value 10 M | Avarage Shares Outstanding 11.5 M | Quarterly Volatility 1.2 M |
Please note, institutional investors have a lot of resources and new technology at their disposal. They can put in a lot of research and financial analysis when reviewing investment options. There are many different types of institutional investors, including banks, hedge funds, insurance companies, and pension plans. One of the main advantages they have over retail investors is the fees paid for trades. As they are buying in large quantities, they can manage their cost more effectively.
Regional |
Regional Stock Ownership Analysis
About 85.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.85. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Regional Management Corp has Price/Earnings To Growth (PEG) ratio of 0.42. The entity last dividend was issued on the 20th of February 2025. The firm had 5:1 split on the 13th of August 2003. Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina. Regional Managment operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1691 people. To find out more about Regional Management Corp contact the company at 864 448 7000 or learn more at https://www.regionalmanagement.com.Besides selling stocks to institutional investors, Regional Management also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different Regional Management's stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align Regional Management's strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.
Regional Management Quarterly Liabilities And Stockholders Equity |
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Regional Management Insider Trades History
About 9.0% of Regional Management Corp are currently held by insiders. Unlike Regional Management's institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against Regional Management's private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of Regional Management's insider trades
Regional Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Regional Management is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Regional Management Corp backward and forwards among themselves. Regional Management's institutional investor refers to the entity that pools money to purchase Regional Management's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | |||
| State Street Corp | 2024-12-31 | 162.7 K | |
| American Century Companies Inc | 2024-12-31 | 134.7 K | |
| Goldman Sachs Group Inc | 2024-12-31 | 133.6 K | |
| Bank Of New York Mellon Corp | 2024-12-31 | 100.2 K | |
| Bridgeway Capital Management, Llc | 2024-12-31 | 100.2 K | |
| Northern Trust Corp | 2024-12-31 | 91.1 K | |
| Morgan Stanley - Brokerage Accounts | 2024-12-31 | 56.1 K | |
| Charles Schwab Investment Management Inc | 2024-12-31 | 50.4 K | |
| Ubs Group Ag | 2024-12-31 | 45.3 K | |
| Blackrock Inc | 2024-12-31 | 1.5 M | |
| Forager Capital Management, Llc | 2024-12-31 | 1.1 M |
Regional Management Corp Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Regional Management insiders, such as employees or executives, is commonly permitted as long as it does not rely on Regional Management's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Regional Management insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Regional Management Outstanding Bonds
Regional Management issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Regional Management Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Regional bonds can be classified according to their maturity, which is the date when Regional Management Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Regional Management Corporate Filings
F4 | 19th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 13th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10K | 21st of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
| 10th of February 2025 Other Reports | ViewVerify |
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 1.2 | Earnings Share 4.14 | Revenue Per Share | Quarterly Revenue Growth 0.094 |
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.