Regional Management Ownership

RM Stock  USD 31.07  0.35  1.14%   
The market capitalization of Regional Management Corp is $312.21 Million. The majority of Regional Management Corp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Regional Management Corp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Regional Management. Please pay attention to any change in the institutional holdings of Regional Management Corp as this could imply that something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
 
Shares in Circulation  
First Issued
2010-03-31
Previous Quarter
9.9 M
Current Value
10.1 M
Avarage Shares Outstanding
11.3 M
Quarterly Volatility
1.4 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
Some institutional investors establish a significant position in stocks such as Regional Management in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Regional Management, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.
At this time, Regional Management's Dividends Paid is very stable compared to the past year. As of the 27th of November 2024, Dividend Yield is likely to grow to 0.05, while Dividend Paid And Capex Coverage Ratio is likely to drop 9.88. As of the 27th of November 2024, Common Stock Shares Outstanding is likely to grow to about 12.3 M, while Net Income Applicable To Common Shares is likely to drop about 36.4 M.
Please note, institutional investors have a lot of resources and new technology at their disposal. They can put in a lot of research and financial analysis when reviewing investment options. There are many different types of institutional investors, including banks, hedge funds, insurance companies, and pension plans. One of the main advantages they have over retail investors is the fees paid for trades. As they are buying in large quantities, they can manage their cost more effectively.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

Regional Stock Ownership Analysis

About 79.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.88. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Regional Management Corp has Price/Earnings To Growth (PEG) ratio of 0.42. The entity last dividend was issued on the 21st of November 2024. The firm had 5:1 split on the 13th of August 2003. Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina. Regional Managment operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1691 people. To find out more about Regional Management Corp contact the company at 864 448 7000 or learn more at https://www.regionalmanagement.com.
Besides selling stocks to institutional investors, Regional Management also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different Regional Management's stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align Regional Management's strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.

Regional Management Quarterly Liabilities And Stockholders Equity

1.82 Billion

Regional Management Insider Trades History

About 8.0% of Regional Management Corp are currently held by insiders. Unlike Regional Management's institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against Regional Management's private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of Regional Management's insider trades
 
Yuan Drop
 
Covid

Regional Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Regional Management is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Regional Management Corp backward and forwards among themselves. Regional Management's institutional investor refers to the entity that pools money to purchase Regional Management's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
American Century Companies Inc2024-09-30
129.2 K
Bank Of New York Mellon Corp2024-06-30
111.6 K
Morgan Stanley - Brokerage Accounts2024-06-30
103.5 K
Bridgeway Capital Management, Llc2024-09-30
98.9 K
Khrom Capital Management, Llc2024-06-30
96.5 K
Goldman Sachs Group Inc2024-06-30
84.1 K
Northern Trust Corp2024-09-30
82.9 K
Acadian Asset Management Llc2024-06-30
50.8 K
Charles Schwab Investment Management Inc2024-09-30
49.4 K
Blackrock Inc2024-06-30
1.4 M
Forager Capital Management, Llc2024-09-30
1.1 M
Note, although Regional Management's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Regional Management Corp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Regional Management insiders, such as employees or executives, is commonly permitted as long as it does not rely on Regional Management's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Regional Management insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Basswood Capital Management, L.l.c. over a month ago
Acquisition by Basswood Capital Management, L.l.c. of 9598 shares of Regional Management at 22.85 subject to Rule 16b-3
 
Basswood Capital Management, L.l.c. over a month ago
Acquisition by Basswood Capital Management, L.l.c. of 9598 shares of Regional Management at 22.85 subject to Rule 16b-3
 
Basswood Capital Management, L.l.c. over two months ago
Acquisition by Basswood Capital Management, L.l.c. of tradable shares of Regional Management at 30.04 subject to Rule 16b-3
 
Roel Campos over two months ago
Disposition of 9188 shares by Roel Campos of Regional Management at 15.89 subject to Rule 16b-3
 
Basswood Capital Management, L.l.c. over three months ago
Acquisition by Basswood Capital Management, L.l.c. of 454 shares of Regional Management at 30.51 subject to Rule 16b-3
 
Steven Barnette over three months ago
Disposition of 5128 shares by Steven Barnette of Regional Management subject to Rule 16b-3
 
Basswood Capital Management, L.l.c. over six months ago
Acquisition by Basswood Capital Management, L.l.c. of 802 shares of Regional Management at 30.14 subject to Rule 16b-3
 
Brian Fisher over six months ago
Acquisition by Brian Fisher of 11058 shares of Regional Management subject to Rule 16b-3
 
Basswood Capital Management, L.l.c. over six months ago
Acquisition by Basswood Capital Management, L.l.c. of tradable shares of Regional Management at 23.71 subject to Rule 16b-3
 
Basswood Capital Management, L.l.c. over six months ago
Acquisition by Basswood Capital Management, L.l.c. of tradable shares of Regional Management at 22.99 subject to Rule 16b-3
 
Basswood Capital Management, L.l.c. over six months ago
Acquisition by Basswood Capital Management, L.l.c. of tradable shares of Regional Management at 22.72 subject to Rule 16b-3
 
Basswood Capital Management, L.l.c. over six months ago
Acquisition by Basswood Capital Management, L.l.c. of tradable shares of Regional Management at 22.85 subject to Rule 16b-3

Regional Management Outstanding Bonds

Regional Management issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Regional Management Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Regional bonds can be classified according to their maturity, which is the date when Regional Management Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Regional Management Corporate Filings

8K
12th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13A
8th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
F4
6th of September 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
2nd of August 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify

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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.2
Earnings Share
2.37
Revenue Per Share
58.139
Quarterly Revenue Growth
0.036
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.