Bread Financial (Brazil) Performance

A1LL34 Stock  BRL 106.26  -1.54  -1.43%   
Bread Financial's performance page tracks how Bread Financial has rewarded shareholders across different timeframes. Across the 3 months window, Bread Financial shows an expected return of 0.1% and pays a 2.01% yield.
Risk-Adjusted Performance
0High
3 · Mild
Recent 90-day data places Bread Financial Holdings below 3% of comparable global equities and portfolios in return efficiency. Comparing this score with sector peers and broader benchmarks adds further context to the ranking. Bread Financial has posted moderately positive risk-adjusted returns recently, though the trend requires confirmation over a longer horizon. Learn More

Relative Risk vs. Return Landscape

If you had invested R$ 10,135 in Bread Financial Holdings on February 9, 2026 and sold it today, you would have earned R$ 491.00 , a return of 4.84% over 90 days. Bread Financial Holdings is generating a 0.1002% daily return and shows 2.16% volatility on return distribution over a 90-day horizon. By comparison, Bread Financial exhibits above-average volatility, exceeding roughly 81% of comparable stocks, and A1LL34 delivers lower expected returns than 98% of comparable instruments over the next 90 trading days.
  Expected Return   
       Risk  
This benchmark view frames the instrument through return capture and volatility trade-offs. It keeps the emphasis on benchmark context, not just standalone performance. Over the selected 90-day horizon, A1LL34 generates 2.36 times more return on investment than the market. However, A1LL34 is 2.36 times more volatile than its market benchmark. Its risk-adjusted efficiency stands at about 0.05% per unit of risk. Dow Jones Industrial is currently generating roughly -0.01% per unit of risk.

Target Price Odds to finish over Current Price

Price behavior in Bread Financial Stock may occasionally drift away from historical averages, particularly during periods of elevated market sentiment or uncertainty. However, deviations from historical norms do not necessarily imply that prices will quickly reverse.
Current PriceHorizonTarget PriceOdds moving above the current price in 90 days
106.26 90 days 106.26
about 15.17 %
A normal distribution analysis suggests that the odds of Bread Financial moving above the current price in 90 days from now are about 15.17 %. Recent return data has shown a distribution that skews above the current level over this window. (The chart shows where the base-case price path for Bread Financial Stock has been concentrating over 90 days). Wider tails indicate a broader spread of plausible outcomes for Bread Financial Stock.
Over the selected 90-day horizon, Bread Financial has a beta of 0.0804. This suggests as returns on the market go up, Bread Financial's average returns tend to increase less than the benchmark. However, during a bear market, the loss from holding Bread Financial Holdings tends to be smaller as well. Additionally, Bread Financial Holdings has an alpha of 0.092, implying that it can generate a 0.092 percent excess return over Dow Jones Industrial after adjusting for the inherent market risk (beta).
   Bread Financial Price Density   
       Price  

Predictive Modules for Bread Financial

The stock market offers a wide variety of forecasting techniques applicable to instruments like Bread Financial Holdings. While no single technique guarantees accuracy, combining multiple methods often improves prediction reliability.
Mean reversion in Bread Financial's price occurs when temporary dislocations correct back toward its historical intrinsic value estimate. This tendency of Bread Financial's price to converge to an average value over time is called mean reversion.
Sentiment
Range
LowSentimentHigh
104.10106.26108.42
Details
Intrinsic
Valuation
LowIntrinsicHigh
102.34104.50106.66
Details
Naive
Forecast
LowNextHigh
99.29101.46103.62
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
91.56103.00114.44
Details
Peer benchmarking frames Bread Financial's operating metrics and market pricing against comparable companies. Placing Bread Financial's results in peer context distinguishes company-specific performance from industry-wide trends.

Primary Risk Indicators

The stock market has gone through extended turbulence over the past two decades, and Bread Financial has not been immune. Sharp price drops and substantial rallies have shaped Bread Financial's value during this period.
α
Alpha over Dow Jones
0.09
β
Beta against Dow Jones0.08
σ
Overall volatility
6.54
Ir
Information ratio 0.05

Bread Financial Fundamentals Growth

Bread Financial's fundamentals serve as the primary lens through which investors evaluate Bread Financial Stock. Key drivers such as revenue growth, earnings trends, and margin expansion directly influence Bread Financial Stock valuation.

Performance Metrics & Calculation Methodology

Bread Financial risk-adjusted performance measures whether returns compensate for the volatility borne by holders. Higher risk-adjusted returns suggest that performance quality, not just magnitude, supports the result. Bread Financial shows ROE of 10.3%, ROA of 0.95% (TTM).

Bread Financial Holdings analytics rely on periodic company reporting and market reference feeds, with quality checks and normalization applied. Return and risk statistics are calculated from historical price series.

Editorial review and methodology oversight provided by: Ellen Johnson, Member of Macroaxis Editorial Board