Change Financial Limited Stock Performance
| CNGFF Stock | USD 0.05 0.00 0.00% |
The firm shows a Beta (market volatility) of 0.0, which signifies not very significant fluctuations relative to the market. the returns on MARKET and Change Financial are completely uncorrelated.
Risk-Adjusted Performance
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Over the last 90 days Change Financial Limited has generated negative risk-adjusted returns adding no value to investors with long positions. Despite nearly stable technical and fundamental indicators, Change Financial is not utilizing all of its potentials. The current stock price disturbance, may contribute to mid-run losses for the stockholders. ...more
| Begin Period Cash Flow | 4 M | |
| Total Cashflows From Investing Activities | -1.3 M |
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Change Financial Relative Risk vs. Return Landscape
If you would invest 4.68 in Change Financial Limited on September 27, 2025 and sell it today you would earn a total of 0.00 from holding Change Financial Limited or generate 0.0% return on investment over 90 days. Change Financial Limited is currently producing negative expected returns and takes up 0.0% volatility of returns over 90 trading days. Put another way, 0% of traded pink sheets are less volatile than Change, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
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Change Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Change Financial's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Change Financial Limited, and traders can use it to determine the average amount a Change Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0
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Based on monthly moving average Change Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Change Financial by adding Change Financial to a well-diversified portfolio.
Change Financial Fundamentals Growth
Change Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Change Financial, and Change Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Change Pink Sheet performance.
| Return On Equity | -0.73 | |||
| Return On Asset | -0.2 | |||
| Profit Margin | (0.45) % | |||
| Operating Margin | (0.43) % | |||
| Current Valuation | 14.05 M | |||
| Shares Outstanding | 513.36 M | |||
| Price To Book | 5.79 X | |||
| Price To Sales | 2.33 X | |||
| Revenue | 8.16 M | |||
| EBITDA | (2.53 M) | |||
| Cash And Equivalents | 1.5 M | |||
| Total Debt | 1.06 M | |||
| Debt To Equity | 0.39 % | |||
| Book Value Per Share | 0.01 X | |||
| Cash Flow From Operations | (1.83 M) | |||
| Earnings Per Share | (0.01) X | |||
| Total Asset | 10.35 M | |||
About Change Financial Performance
By analyzing Change Financial's fundamental ratios, stakeholders can gain valuable insights into Change Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Change Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Change Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Change Financial Limited, a fintech company, offers payment-as-a-service solutions in South East Asia, Oceania, Latin America, the United States, and internationally. Change Financial Limited was incorporated in 2011 and is based in Brisbane, Australia. Change Financial operates under Information Technology Services classification in the United States and is traded on OTC Exchange.Things to note about Change Financial performance evaluation
Checking the ongoing alerts about Change Financial for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Change Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Change Financial generated a negative expected return over the last 90 days | |
| Change Financial has some characteristics of a very speculative penny stock | |
| Change Financial Limited has accumulated 1.06 M in total debt with debt to equity ratio (D/E) of 0.39, which is about average as compared to similar companies. Change Financial has a current ratio of 0.67, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Change Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Change Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Change Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Change to invest in growth at high rates of return. When we think about Change Financial's use of debt, we should always consider it together with cash and equity. | |
| The entity reported the revenue of 8.16 M. Net Loss for the year was (3.77 M) with profit before overhead, payroll, taxes, and interest of 695.31 K. | |
| Change Financial Limited has accumulated about 1.5 M in cash with (1.83 M) of positive cash flow from operations. | |
| Roughly 28.0% of Change Financial shares are held by company insiders |
- Analyzing Change Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Change Financial's stock is overvalued or undervalued compared to its peers.
- Examining Change Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Change Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Change Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Change Financial's pink sheet. These opinions can provide insight into Change Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Change Pink Sheet analysis
When running Change Financial's price analysis, check to measure Change Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Change Financial is operating at the current time. Most of Change Financial's value examination focuses on studying past and present price action to predict the probability of Change Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Change Financial's price. Additionally, you may evaluate how the addition of Change Financial to your portfolios can decrease your overall portfolio volatility.
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