Gouverneur Bancorp Stock Performance
| GOVB Stock | USD 5.48 1.23 1.57% |
Gouverneur Bancorp has a performance score of 7 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of 0.11, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Gouverneur Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Gouverneur Bancorp is expected to be smaller as well. Gouverneur Bancorp right now retains a risk of 1.24%. Please check out Gouverneur Bancorp expected short fall, and the relationship between the value at risk and rate of daily change , to decide if Gouverneur Bancorp will be following its current trending patterns.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in Gouverneur Bancorp are ranked lower than 7 (%) of all global equities and portfolios over the last 90 days. Despite somewhat weak basic indicators, Gouverneur Bancorp may actually be approaching a critical reversion point that can send shares even higher in May 2025. ...more
Gouverneur |
Gouverneur Bancorp Relative Risk vs. Return Landscape
If you would invest 1,210 in Gouverneur Bancorp on December 31, 2024 and sell it today you would earn a total of 80.00 from holding Gouverneur Bancorp or generate 6.61% return on investment over 90 days. Gouverneur Bancorp is currently generating 0.1124% in daily expected returns and assumes 1.2392% risk (volatility on return distribution) over the 90 days horizon. In different words, 11% of otc stocks are less volatile than Gouverneur, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
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Gouverneur Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Gouverneur Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as Gouverneur Bancorp, and traders can use it to determine the average amount a Gouverneur Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0907
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Estimated Market Risk
| 1.24 actual daily | 11 89% of assets are more volatile |
Expected Return
| 0.11 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
| 0.09 actual daily | 7 93% of assets perform better |
Based on monthly moving average Gouverneur Bancorp is performing at about 7% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Gouverneur Bancorp by adding it to a well-diversified portfolio.
Gouverneur Bancorp Fundamentals Growth
Gouverneur OTC Stock prices reflect investors' perceptions of the future prospects and financial health of Gouverneur Bancorp, and Gouverneur Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Gouverneur OTC Stock performance.
| Profit Margin | 0.22 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 18.89 M | |||
| Price To Earning | 17.78 X | |||
| Price To Book | 0.88 X | |||
| Price To Sales | 2.91 X | |||
| Revenue | 7.02 M | |||
| Cash And Equivalents | 7.09 M | |||
| Cash Per Share | 3.21 X | |||
| Total Debt | 19 M | |||
| Book Value Per Share | 9.05 X | |||
| Cash Flow From Operations | 3.14 M | |||
| Earnings Per Share | 0.51 X | |||
| Total Asset | 132.59 M | |||
| Retained Earnings | 16.45 M | |||
About Gouverneur Bancorp Performance
By analyzing Gouverneur Bancorp's fundamental ratios, stakeholders can gain valuable insights into Gouverneur Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Gouverneur Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Gouverneur Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. Gouverneur Bancorp, Inc. was founded in 1892 and is headquartered in Gouverneur, New York. Gouverneur Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange.Things to note about Gouverneur Bancorp performance evaluation
Checking the ongoing alerts about Gouverneur Bancorp for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for Gouverneur Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.Evaluating Gouverneur Bancorp's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Gouverneur Bancorp's otc stock performance include:- Analyzing Gouverneur Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Gouverneur Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Gouverneur Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Gouverneur Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Gouverneur Bancorp's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of Gouverneur Bancorp's otc stock. These opinions can provide insight into Gouverneur Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Gouverneur OTC Stock analysis
When running Gouverneur Bancorp's price analysis, check to measure Gouverneur Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Gouverneur Bancorp is operating at the current time. Most of Gouverneur Bancorp's value examination focuses on studying past and present price action to predict the probability of Gouverneur Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Gouverneur Bancorp's price. Additionally, you may evaluate how the addition of Gouverneur Bancorp to your portfolios can decrease your overall portfolio volatility.
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