Harbor Bankshares Stock Performance
| HRBK Stock | USD 18.00 2.60 16.88% |
On a scale of 0 to 100, Harbor Bankshares holds a performance score of 14. The company retains a Market Volatility (i.e., Beta) of 0.79, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Harbor Bankshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding Harbor Bankshares is expected to be smaller as well. Please check Harbor Bankshares' semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether Harbor Bankshares' current trending patterns will revert.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in Harbor Bankshares are ranked lower than 14 (%) of all global equities and portfolios over the last 90 days. Despite quite weak fundamental drivers, Harbor Bankshares disclosed solid returns over the last few months and may actually be approaching a breakup point. ...more
| Total Cashflows From Investing Activities | -16.1 M |
Harbor |
Harbor Bankshares Relative Risk vs. Return Landscape
If you would invest 1,225 in Harbor Bankshares on October 21, 2024 and sell it today you would earn a total of 575.00 from holding Harbor Bankshares or generate 46.94% return on investment over 90 days. Harbor Bankshares is currently generating 0.6888% in daily expected returns and assumes 3.7503% risk (volatility on return distribution) over the 90 days horizon. In different words, 33% of pink sheets are less volatile than Harbor, and 87% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
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Harbor Bankshares Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Harbor Bankshares' investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Harbor Bankshares, and traders can use it to determine the average amount a Harbor Bankshares' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1837
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Estimated Market Risk
| 3.75 actual daily | 33 67% of assets are more volatile |
Expected Return
| 0.69 actual daily | 13 87% of assets have higher returns |
Risk-Adjusted Return
| 0.18 actual daily | 14 86% of assets perform better |
Based on monthly moving average Harbor Bankshares is performing at about 14% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Harbor Bankshares by adding it to a well-diversified portfolio.
Harbor Bankshares Fundamentals Growth
Harbor Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Harbor Bankshares, and Harbor Bankshares fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Harbor Pink Sheet performance.
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0075 | |||
| Profit Margin | 0.14 % | |||
| Operating Margin | 0.25 % | |||
| Current Valuation | (3.25 M) | |||
| Price To Earning | 5.21 X | |||
| Price To Book | 0.04 X | |||
| Price To Sales | 0.06 X | |||
| Revenue | 12.59 M | |||
| Cash And Equivalents | 11.56 M | |||
| Cash Per Share | 17.10 X | |||
| Book Value Per Share | 26.42 X | |||
| Cash Flow From Operations | 4.13 M | |||
| Earnings Per Share | 2.59 X | |||
| Total Asset | 256.64 M | |||
| Retained Earnings | 11.84 M | |||
About Harbor Bankshares Performance
By examining Harbor Bankshares' fundamental ratios, stakeholders can obtain critical insights into Harbor Bankshares' financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Harbor Bankshares is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Harbor Bankshares Corporation provides various banking services in Maryland. Harbor Bankshares Corporation was founded in 1982 and is based in Baltimore, Maryland. Harbor Bankshares operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 77 people.Things to note about Harbor Bankshares performance evaluation
Checking the ongoing alerts about Harbor Bankshares for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Harbor Bankshares help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Harbor Bankshares appears to be risky and price may revert if volatility continues |
- Analyzing Harbor Bankshares' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Harbor Bankshares' stock is overvalued or undervalued compared to its peers.
- Examining Harbor Bankshares' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Harbor Bankshares' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Harbor Bankshares' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Harbor Bankshares' pink sheet. These opinions can provide insight into Harbor Bankshares' potential for growth and whether the stock is currently undervalued or overvalued.
Other Information on Investing in Harbor Pink Sheet
Harbor Bankshares financial ratios help investors to determine whether Harbor Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Harbor with respect to the benefits of owning Harbor Bankshares security.